legal mediation practice

I just got a call from this company and a Mr. Hall. He was very rude to me speaking to me in a way I wouldn????????t even speak to my worse enemy. When I called back and tried to get his title (whether it be attorney or just a debt collection agency) I got the run around and was continuously transferred back to HIM even though I expressed that I did not want to talk to him anymore. When I was transferred to him once again for the 3rd time I once again hung up!!! So calling back for the 4th time I explained that I would like his title so I would know what to address him as when I called my attorney in the morning. The conversation was interrupted by a man saying " I will take over this call, who am I speaking with?" when I asked well who am I speaking with, the line went dead. Talk about liars, they represent themselves as lawyers and make threats towards you. They are refusing to speak to me now that they know I was a state board licensed paralegal here in Arizona. They informed me to have my attorney contact them. I stated that I was my own attorney and they once again told me they with to have no contact with me, I said well then i guess i do not owe your "client" anything. Have a lovely day. Ha ha :lol: :lol:

the following are the owners and BOSS of the collectors. These people pretend to listen to you. These are the people who make the commission on what you are paying. WAKE UP! If you want to complain don't complain to them. They just laugh behind your back. Call the FTC and the BBB

Principal Contact Mr. Glenn Connelly (Vice President)

Complaint Contact Mr. BII ROTH (Compliance Officer)

Other Contacts Mr. Steven Pair (Vice President)

They also have done the same thing to me. They are the most unprofessional individuels i have ever delt with. I would like to copntact there supervisor.

After reading all of these messages (I have time, I'm unemployed) I am astounded that (IL)Legal Media Practice is even still in business.

I received a cryptic VM from a "Miss Andrews" at LMP yesterday afternoon giving me a deadline of 6 PM in which to call her back. She used all the buzzwords like "filed a case" to make it appear like she was from an attorney's office or some member of law enforcement. Before I even called her back, I Googled the company's name and found out they are located right here (where I live) in Jacksonville, Florida and are in no way a law firm or a representative of law enforcement.

So, I give "Miss Andrews" a call back. I started off by advising her I am unemployed, due to health reasons, and have been unemployed since February. Before that I was off and on work due to the same health problems for a year. I also advised her I didn't know when, or if, I would ever return to work.

Keep in mind, I was in full control of the call and wouldn't let her get a word in.

I went on to tell her, I had saved her voice-mail on my PC and would hold onto it as I didn't appreciate her cryptic message and the fact she was trying to imply she was with an attorney's office or law enforcement. I then advised here I wanted no further contact by her or her office, by phone, and would be following this request up with a letter stating the same thing. I advised her I had found her company's address on the internet and wanted to confirm it with her so I could send out the letter.

Once I finally allowed her to talk, she became very belligerent and hostile and kept referring to me as "Mr. Man". I had not heard that since the movie "Misery." She told me if I was so smart, I didn't need her to confirm the address. She then asked me if I was so smart, what was she calling me about. I told her it was probably someone I owed money to, as I owe a lot of money to people. That doesn't change the fact I am unemployed and don't have a way of paying it back. She still would not confirm the address with me after I asked her to do so again. And I still have no idea who the creditor is.

I advised her she just better make sure LMP doesn't contact me by phone again, leaving ominous and cryptic messages on my voice-mail.

I am sending the letter out STAT, certified with a signature requested at delivery. I am then going to file a complaint with the Florida Department of Financial Services. Someone with medical problems doesn't need the added stress of being harassed and treated this way by anyone, much less a debt collector.

And for all those people referring to people that may owe money and, for whatever reason, are unable to pay as deadbeats. I just want you to remember the phrase "There but for the grace of God, go you and I." With the economy going to the toilet, you are probably only one paycheck away from being in the same boat! When that happens, are you going to refer to yourself as a deadbeat? I imagine your opinion would definitely change then. I am a college educated man and would not have chosen for my situation to degenerate the way it has, causing stress and humiliation for me as well as my family. You just better be thankful if hasn't and hope that is doesn't happen to you.

I just got a call at work from these folks. Of course they kept saying "check" on your checking account. I said is this a payday loan they said yes and of course said we need to hear from you by 3pm to avoid additional fees etc..Just by reading the informatin below I will now tell them that I will pay this in my way weekly. thank you this lifted a huge weight off of my shoulders.

Does anybody know the laws for VA, and if they can put you in jail?

Guest a collector cannot put you in jail anywhere so ignore their threats and remind them if they continue to break the law,they will owe you money.

Yes, I know what you mean the same call came to me this morning and yes I plan to pay but just don't have it right now. Legal Mediation Practice told me I have till 2 this afternoon to pay or they would have me deal with me @ my home or work.... This is the big form of hassement I have even seen.... Is there anything we can do about this? They don't want to make payment arrangements either.

I recently re'vd a call from these people who told me the same thing about jail. I couldn't send the whole thing so i sent 100.00. Will my money even go toward my loan payment???

Ok, so I had a payday loan. I had some major medical problems and couldn't pay back the loan. My bank account was closed for medical reasons, well that was the cause my checkes bounced and my account was closed. I've been trying to repay the bank and the bounced checks but living on a very limited income (social security) makes it very difficult. I'm not planning on "not" paying all my debts but I get this phone call from my father saying someone had left a message on his phone looking for me. He called them back and they wouldn't tell him anything but did mention someone had filed a complaint with them.

Today I called them and got this real jerk, Tom Law... with Legal Mediation Services. Key word, MEDIATION... there was no mediation involved here... this guy was the rudest person I've ever talked to on earth. He explained what firm he was with.. LMP and that someone had filed a complaint. I asked who it was. Allied Cash Advance he says and continues to say that I had written a bad check and closed my bank account which is against the law. He gave me until 6 pm today (8-27) to send the money... $315.00

I tried to explain to him that in no way could I get the money to him by that time and that I would like to make some kind of payment arrangements. He said they don't do payment arrangments and asked if I could get one of my references to go get a payday loan to pay mine off. LOL ( guess he is drumming up business for his clients) I told him I still couldn't get the money to him today and he interupted me and said "so what you're saying is that you want me to file a refusal to pay" I screamed back at him and said no thats not what I'm saying! he said, I'll just file it today then and said, goodby and hung up.

I called Allied cash advance and asked to speak to the manager. I explained to her what had happened and she laughed and said, call them back and speak to somone else. They should take payment arrangements. I told her how hostile this Tom Law guy was. She said well they are just doing they job and can't tell whos telling the truth like I was.

I called back and got some joker who acted very unprofessional on the phone. He spoke in slang like some gangster and didn't understand what I was saying. I had asked to speak to anyone besides Tom Law. He asked me if I'd like to speak to his supervisor which I replied, sure. Well Mr. Law got on the phone so I just hung up.

I'm worried to the max. I don't want to end up in court or in jail for the bad check. I'm not trying to avoid paying my debt, I just don't have the money right now but can afford some sort of payment arrangments which they flat out denied to work with me.

So my question is, what is going to happen now? What can I expect from these idiots?

Oh and from what I read, I'm not some jerk that planned on writting bad checks. It happend because of some medical crap that happened which I won't get into here but it's caused me all sorts of problems with this payday loan place.

Can they attach my social security check for repayment? I can't hardly afford to live now on what I get and if they attach my checks, I'll be living on the streets or dead.

I hope someone can help out with answering these questions. All this had caused my medical condition to flare up and make things worse for me.

all that will happen is the file will go back to alied as being unpaid. thats all !!!!,

how much work and expense do you think a company in jacksonville florida is going to spend on an account that they may get 50.00 commission? do you really think they would try to cross state lines for this low amount even if they could >?

if you have the time....call them and say you just called to say hey,,,talk for a little,,,ask questions...and when they finally end the call,,,,call back. and, if you have the time, continue to call...and just say "Hi", "just want to get more info about your company" etc...(make up questions) make sure they know who you are...and then they finally ask you to quit calling request that THEY send YOU a cease and desist letter, and offer a fax number to them. :-) I've done this before and it works. A collector does NOT want to waste his time on you any more than he has to because all people at LMP work on "straight commission" after a day or so you will no longer be bothered by LMP. Do Not Get Intimidated about these people.

Well, Legal Mediation Practice is owned by a company called AIS. And, I saw today that AIS listed my account in collections on my credit report, even though I am working with a dmp to pay off the IPDL they are collecting for-Cash Supply. So, these people are for real.

debtfree you now have them on another violation of law.They placed that account on your report after receiving your validation request. Now do a credit bureau dispute and you can rack up another fdcpa violation as well as a couple Fcra violations.I am telling you with enough evidence a lawyer will make them go away forever.

Well, I mean, I do owe Cash Supply money. And, I am paying them through the dmp. But, when I called AIS, and said that they put the record on my credit report, the woman I talked to said that they could do that. How do I do a credit bureau dispute, and what are my grounds?

go back through this blog and you will see that LMP is owned by two people. they don't even report on credit bureaus, they have to be over 1000 debtors that they would report of a month to be able to report. all they have is threats....

They are probably using a third party to report to credit bureaus,but they are still in violation for reporting a disputed debt to the bureaus.Of course they will tell you they can do it. Hire a consumer attorney and sue them for their illegal acts.This will get rid of them quickly.

Okay, so how do I dispute the violation to my credit report? And, where can I hire a consumer attorney?

naca.net is a referral service for consumer attorneys.Most will give you some type of free consult. I would dispute the debt as not mine since you owe money to the creditor and the collector is not your creditor.

So, how do I file a dispute then? Let the attorney do it?

Write a letter to the credit bureau telling them why you believe the account is reporting wrong. Look in our do it yourself section of the website for a large number of sample letters.

I'm sorry, but I went to the DIY section and I couldn't find the correct letter to use. Can you please help?

http://www.debtconsolidationcare.com/letters/sample13.html

This one is pretty close.Just add why you are disputing the account.

Okay, so what is the proof that I need to send them? I don't have it. AIS listed the account on my credit without any validation.

Okay, here is my letter so far. Please let me know if I should change anything.

Experian
Credit Bureau Address
Date August 31, 2007
Dear Sir/ Madam,
This is a letter to request for the removal of inaccurate information on my credit report. This inaccuracy has resulted in many inconveniences. I have not been able to apply for various loans.
I do understand that you have a huge work load and this would have been a minor flaw. But this has curbed my financial options. On August 29th, AIS Solutions listed a collection report on my credit report. When I called the number for AIS, they said that one of their clients, Legal Mediation Practice had my file and was collecting on it. To date, as I have requested a validation letter of the debt, the company has not validated it, and according to the fdcpa and the FCRA regulations, they cannot report the collection on my credit report. This cannot be reported without proper validation.
For your convenience I am sending you the proofs of the items you need to verify. According to the law these changes must be made at the earliest. Otherwise you are likely to violate the federal law.
Please complete the changes at the earliest and send me a copy of the changed credit report.
Thanks,
Sincerely,

Also, is this the correct address for Experian?

Experian
475 Anton Blvd
Costa Mesa, CA 92626-7037
Telephone: (714) 830-7000
Fax: (714) 385-7349

I haven't been able to find an address to send my letter to.

Just wanted to share some valuable information about Legal Mediation Practice. I received a phone message from them last Friday. Before returning their call, I checked out this site...and I am glad that I did. After reading about how horrible and nasty they are to deal with, I decided to get more information before I responded to them. I know I owe the debt, so that was not a question. But I also knew that I needed a payment arrangement. I checked out my rights and faxed them a Cease and Desist letter so that they would not start harrassing me at work or calling anyone else that they may have contact information for. I also faxed them a letter stating what my rights are as well as repayment terms that I would agree to. I received a phone message as well as a fax this morning from them. The gentelmen that left me the message was very pleasant and agreed not only to my Cease and Desist request, but also to my repayment terms. It seems the best way to deal with this company is to not be intimidated by their threats and to let them know right off the bat that you know your rights.

3950 Moss Oak Dr.
Jacksonville, FL 32277
(904) 743-3331

He also owns two houses in Haywood County, NC that are currently for sale.

The previous post is for Glenn W. Connley of Legal Mediation Practice.

Haywood County, NC Property Map
PIN: 7697-65-8949

These people told me I would be going to jail if I did not pay. I live in Texas, is that true? It was with a payday loan company that I gave a post dated check too....

PAYDAY loan stores have a contract stating how they can go about collecting a check, and if necessary, enforcing the check. As for it writing a bad check and it not be fraudulent or criminal, it is. Writing a check (other than postdated) when the funds aren't available at present time of issuing, is illegal. They stay in business becuase the majority of the people who use these companies to return the money by the specified date agreed to. However, some don't. There are people who don't care about there character, credit, standing in society etc., who write the checks with no intention on honoring the money recieved. Checks are covered under the county so in order to see specific laws, you would have to read up on the laws in the county the check was issued.

For "Mr. Complaint" above, you would have to file the complaint with the fdcpa not the FEDERAL TRADE COMMISION. No wonder he hasn't gotten anywhere.

Validation is referring to VALIDATION OF THE DEBT. If you walk into a payday loan store, recieve funds, and never return it; there is no need of validation becuase you KNOW you owe the debt. Validation of Debt is only necessary for company if you DISPUTE the debt. Which with video cameras, valid Id, underwriting, and signing contracts etc., disputing it is pretty hard, unless you have validated proof of fraudulant activity.

Guest you are wrong.Validation of debt is required to show collector is the proper party to collect the debt as well as prove collector is dunning the proper party.

They called today and left a message...said if they didn't hear back from me today, they "wished me the best of luck". Too funny. I love the scare tactics. Fact is, I tried to work out a payment arrangement (I had lost my job), and they were not interested in one.

Validation of Debt is only required if the person disputes the debt. fdcpa. READ THE LINKS that you put into your comment. AGAIN V.O.D. is used if the information provided is disputed by the person being dunned. You are a moderator why?

That's what Cajun said! Please be cautious in attacking others on the forums- it will not be tolerated.

If you have a comment on an experience you had had, share it- but there is no need to be rude or attacking..Karen

I am a moderator because I have the compassion to help people here when they need it most.

..unlike those that wont even register in order to ID themselves.

Keep up the good work Cajun!

This company called my 19 year old daughter and thereatened her jail time for a internet loan. In the first place in order for a person to qualify for a loan, wouldn't you think that they would check out a persons capabilty of paying it back?

Im dealing with them now!! its terrible

I spoke with my attorney today, after he spoke with IL-Legal Mediation Practice. They are wanting to settle my lawsuit against them, for violations of the fdcpa. He asked me if I know how much the debt was. I told him I don't even know who the debt is for, as I have never even received anything in writing from LMP. I guess they are offering to "make the debt go away" and pay my attorney's fees. I told him I want all that in writing before I agree and I want it off my credit report.
Unfortunately, I've been unemployed for 8 months, so I have no idea what the debt is. Maybe my attorney can the the debt validation that I never received from these @$$-clowns!

Google legal mediation practice, and you will find that they are being federaly sued. Don't settle, take them to court. You will win, and the amount will be a lot more than your thought. They will just want you to go away so they can continue in the collections field.

go to justia.com, and type in Legal Mediation Practice. It seems that they are in a little bit of trouble now. (jackson - vs - legal mediation practice inc...

Jackson v. Legal Mediation Practice, Inc. et al
Plaintiff: Eboni Jackson
Defendant: Legal Mediation Practice, Inc., FFD Resources II, LLC, FFD Ventures, LP and John Does 1 - 99

Case Number: 4:2007cv03351
Filed: October 10, 2007

Court: Texas Southern District Court
Office: Houston Office [ Court Info ]
County: Harris
Presiding Judge: Judge Kenneth M. Hoyt

Nature of Suit: Other Statutes - Consumer Credit
Cause: 15:1692 Fair Debt Collection Act
Jurisdiction: Federal Question
Jury Demanded By: Plaintiff
Case summary courtesy of Justia.com. It would seem LMP is going to court.

How often do the consumers win against the big CA though?

miked0789.
The more appropriate question might be: How many consumers actually now their rights under the fdcpa, and how many CA's are counting on the fact they don't?
I think most consumers are not educated enough in the FDCPA to even know their rights have been violated. Or too embarrassed that they are in debt or behind on their bills, in the first place, to file a complaint or seek out legal representation.
That's why I'm glad this Forum exists!

We are planning on taking Legal Mediation Practice to court for harrassment. We experienced threats of jail time and accusations of fraud from these folks. We were also told that a payment arrangement was not allowed. We told them to bring us to court so that we can file a counter suit and they can then owe us the money. These payday loans are a major financial nightmare. We had every intention of paying our loan but ran into a very tight siutation. We told them our circumstances and they infomed us that we intentionally stole money by not paying back the payday loan company. We plan on pursuing this to the fullest extent of the law.

I'm with you 100% I just a call from them today, and they did the same thing. I knew right away that something didn't sound right so I called up a few friends and they all said the same thing, that they're full of crap and it is illegal. I did some research online and that's how I got this forum. It's not over for me unfortunately, I have alot of things on my plate right now so I can't really pursue this at this very moment. But they just barked at the wrong tree. They are in big trouble this time.