WFNNB listing on credit report - How to deal with it

Hi Roxxete,

Is really nice of you, I really needed this contact details, Thanks a ton times :)

Curlycarl

I visited there chart and it was quite impressive , they have a very good list of creditors and their details.

I must say good Job done care team.

Hi debt_tintin,

Thanks for the appreciation. We at debt consolidation care strive to serve you better and it gives us great pleasure to know that our services are of utility to you.:D

Hope to be by you in a more utilitarian way for the coming days. We hope that you stay tuned to the forum as an integral part like you are today.:D

Cheers,
Jason

I called the number that Roxette posted and it was a hotline for Goodies? could you check your information and repost the contact number.

Hi Juli

You can further enquire from them about WFNNB and they will help you out. The number is correct and it is posted in their website also.

Please use this address also for mail correspondence,

WFNNB Bank
PO Box 2987
Shawnee Mission, KS 66201-1387

Thanks with regards
Roxette

Please contact WFNNB at the helpline number and request for the needful.
866-807-9835 (TDD/TTY: 888-819-1918)
1-800-224-3114 (TDD/TTY 1-800-815-3596) and dial 0 twice to speak with a representative.
Please let us know how we can assist you further in your queries.

Regards
Roxette

Hello,

i pulled my credit report today. As it turnes out my credit is 23x90. From wfnnb/bendel. I don't know who that is. I neer been there. And now it is ruining my credit. I tried to call the numbers that posted on the web and cannot get through. When i press 0 twice, the automated system is hanging up on me.

When i pulled my credit on 02/15/2005. Wfnnb/bendel was not there.

I want this to get it off my credit report.

Can anybody tell me how?????

I called the credit agencies, they got no # for wfnnb/bendel. I tried looking on the web, no # either.

Is there any other way ??????

Hi Guest,

Welcome to the forums. Please get a copy from all the three credit bureaus to compare the said entry.

Experian at 888-397-3742, Equifax at 800-685-1111 and Trans Union at 800-916-8800.

If you have been denied credit, you will get a copy of your credit report totally free of cost.

Most creditors report valid debts to all the three credit bureaus but there is no complete assurance of it. So it is very necessary to get a report from all the three bureaus to check if the debt is genuine.

If your other two credit bureaus are not reporting the said entry, you have to dispute the error with the agency reporting it. They will re-investigate within 30 days after receiving your letter and notify you about it.

Regards
Roxette

Hey Roxette,

thanks for ur quick reply. Im getting my copies of my credit report from trans union and the equifax.
Thank you very much.

[quote=roxette]Hi Guest,

Welcome to the forums. Please get a copy from all the three credit bureaus to compare the said entry.

Experian at 888-397-3742, Equifax at 800-685-1111 and Trans Union at 800-916-8800.

If you have been denied credit, you will get a copy of your credit report totally free of cost.

Most creditors report valid debts to all the three credit bureaus but there is no complete assurance of it. So it is very necessary to get a report from all the three bureaus to check if the debt is genuine.

If your other two credit bureaus are not reporting the said entry, you have to dispute the error with the agency reporting it. They will re-investigate within 30 days after receiving your letter and notify you about it.

Regards
Roxette[/quote]

Hi frustrated

Welcome back. You can keep in touch after you pull your credit report from the other two bureaus and post your comment and suggestions in the forums for community help.

Regards
Roxette

I check my credit reports from the different agencies, and it shows I owe wfnnb/exp but there is no phone number to get more information on that account.

what number do I need to call?

Hi Nucs,

Try contacting WFNNB at 1-800-224-3114. I guess this number works.

I have wfnnb credit cards and so I need their number? Could you get me this number?

Hi JC,
Try this number 800-675-5685. Let us know if it works or what.

Try contacting any of the following number

1-800-695-5316 / 1-800-224-3114

I have had three charges from the World Financial Network National Bank Credit Card ARC on my debit card and am getting really pissed off. I had never even hear of this company before I had found these fraudulant charges on my account. Is this how they help other people get out of debt? By fraudulantly charging others and hoping they won't notice?

Hi kbrenna

Welcome to the forums.

You are not required to pay on anything that seems to be fraudulent. Send them a letter of dispute so that verification is properly done.

Regards
Roxette

Just wanted to say thanks on getting the # for WFNNB. I have been trying to fix my credit with this for over 6 months. It does say it the # is for Goodies but they handle WFNNB accounts so they will help you if you explain why you are calling. Just get past the automated system. They were VERY nice and helpful to me. They gave me the inhouse collection phone # and told me who was handling it. Be patient with them and they will help you out. :D

Oops sorry! The inhouse collection #800-695-8626 if your file has not been sent to another collection agency.

Please help. This wfnnb drafted my account for 300.00. someone gave my info over phone to make payment from my checking account, and i have no idea who this company is. i now have overdraft charges on my account. Someone help me with this. #s I can call. People to contact. somebody help!

Angela,

Please call WFNNB at 1-800-695-5316 / 1-800-224-3114

Also discuss it with your bank. Hopefully, they will help you in refunding back the amount.

Regards
Roxette

I had the same problem as kbrenna!!! How do I dispute these fraudulent charges?!

Hi sgdh

Welcome to the forums.

Please write a letter to WFNNB and dispute the entries by highlighting each of them. They need to provide you the explanation of each of these entries in writing. If they are unable to provide you any report of the investigation done, they will have to contact the bureau and get the following items removed from your file.

You can also send a letter to the credit bureau with the same request. If you don't get a result of the investigation done within 30 days, the disputed entry has to be permanently deleted from your credit report.

Send all your correspondences through certified mail with return receipt requested. This will keep a record of all the dates on which you took the required actions. Hopefully, you should get positive results from this investigation.

Regards
Roxette

they left me a message saying if I didn't get back to them by Dec 13, they were going to take further action. Will that be charging my bank acct? They have the number from me making phone payments with them. Can they do that?

I'm in the state of PA. I do owe them money and have been making irregular payments . Can they garnish my bank acct? or sue me?

Hi Andrea

Welcome to the forums.

If you owe money to WFNNB, it is necessary to pay them as early as possible. Try to make an arrangement so that you don't have to go through the actions that they can be legally taken. Stick to the plan otherwise the arrangement will no longer exist.

If you find difficult to tackle this problem, you must take a professional help.

Regards
Roxette

In the process of buying a house, this old bill showed up on my credit report. I called the number I found on this web site and they told me, "they cannot take payment at this time." To which I replied, "you have dropped my credit score 58 points in the last month because of this and now you can't let me pay it?" The woman on the phone said, "that is correct it has not downloaded into our system and therefor we cannot take payment. It may be tomarrow, next week or next month before we are able to take your payment."

My question is - Is this legal? Can someone affect your credit score/report then tell you that they can't accept payment from you?

Ruzi, talk to the superior of the company. The bank will not accept payments from you only after the debt is sold to an outside collection agency. If they have your account with them, they should be able to accept payments from you anytime.

This woman on the phone does not sound professional and it's a waste of time talking to her. Ask for her superior and get more info about your account.

I filed bankruptcy over 3 years ago. Two of the accounts that were included were of WFNNB. Those accounts show that they are delinquent in the amount of $0!! Those accounts are what is stopping me from getting a loan for my house. I have tried contacting them over and over again but am given the run around. What am I to do??

Hi Jeanene

Call WFNNB at 1-800-695-5316 / 1-800-224-3114. Most of their phone lines remain busy, but I expect that you will get through this number.

You must also inform your bankruptcy lawyer about this situation. WFNNB has to remove that item from the credit report since it has no purpose to stay there. If you want, you can place the same item on dispute with the credit bureau also. They will get the item verified with the company.

crisishelp.org/index.php?option=com_content&task=view&id=36&Itemid=66

Link made inactive as per forum rules - Mike

Hi I am having the same problem...I found a collection on my credit bureau and have disputed numberous times and sent letters to this company - no response.

I found this on the web:
World Financial Network National Bank (WFNNB) in Columbus, Ohio issues the dressbarn/Westport Ltd. Charge Card and many others. You can apply for the charge card by phone, mail or online.

By Phone:
(Toll-free) 1-888-427-7790

By Mail: World Financial Network National Bank (WFNNB)
P.O. Box 182273
Columbus, Ohio 43218

I received a collection letter from NCo Financial Systems Inc that is that has something to do with WFNNB Clark and I have no idea what this is. I believe this to be identity theft or fraud. What can I do about this.

I tried to contact the phone number on the letter 866-576-1447 and it apparently is another country because I was transfered twice and then hung up on. I sense a scam is going on.

Any ideas what to do?

Jenkins, dispute the item with the bureaus and request them to get the information about this account from the companies. If you are sure that this account does not belong to you, you need to contact the fraud department of the three bureaus and notify them about this incidence. Show them proof of your identity that confirms the account to be invalid. If you suspect identity theft, file an affidavit with the local sheriff where this account was opened. Provide all the copies to your creditor explaining about your identity theft. They will correct your file status.

Jenkins...That bank is associated with lane bryant credit cards, and probably their affiliates.
Do you have any cards for those stores?

I have the ACTUAL phone number for WFNNB, they are a subsidary of Alliance Data Systems.......you can reach their DIRECT phone at 614-729-4000 then hit #3, it is NOT a toll free call, keep that in mind, but it does get you DIRECTLY to WFNNB, and not any twist and turns for each individual company (WFNNB has credit cards for TONS of companies, like Victoria Secret, Express, Dress Barn, etc etc etc.......each one has a seperate division inside of WFNNB)

I received a letter from this company and it said my account with WFNNB Clark was purchaced by them. I have never had an account with Wfnnb Clark. When I call the phone number on the letter it appears to go out of the country and then they hang up on me. How can I get more information on this.

I do not have any Lane Bryant cards but my mother, who passed away several years ago may have. But she lived in another state.

Ray, NCO Financial must validate the debt in writing if it is obtained from WFNNB. Don't make any payment until you get the facts straight.

ok so I'm a college student who had a rough year and got my self into a couple thousand dollars in debt, not to much but enough. I'm terrified to call and talk to them about payments and such any advice??? Are people pretty flexible and understanding??

kaloha21, it won't be a good idea to hide from your lenders. If you have taken a loan from the company, you have to pay them back. If you avoid, the total amount will reach sky high with all the interest charges and fees. I will suggest you to talk with your lenders and see what they have to offer you. I am sure they will work out some arrangements as you are keen to pay your debt. We all went through the same situation and have been able to put things under control. You also need to deal with your lenders with the same positive approach. Give a try. If this doesn't work, use some professional help and talk to a counselor

I had an account with Clark Gas Station and that is what I attribute the WFNNB Clark for. Ever had an account through them? It might explain it.

You sent me a bill for returning an item which I would gladly pay but not the interest on shipping returns this is ludicrous. Nobody attachs interest on returns especially within the thirty day agreement. This is my second notice to you and yet you continue to bill me each month another $1.00. I am contacting my Atty State General of PA., and the Better Business Bureau in regards to these frivolous charges. I would appreciate if you can come back with a quick reply to put this matter to rest.

Thank you for your quick response and if I must I will to to the CEO's if necessary.
Pat Perago
personal address phone number and email removed per forum rules - polly

Patricia are you directing your statements towards debt consolidation Care or toware WFNNB Bank, which this thread is named after?

You may contact Debt CC by clicking here

You should never post your personal information on a public forum. It is against Debt CC's Terms of Service for your own protection.

The is a regular phone number for WFNNB if you have trouble getting through on one of their many toll-free lines. It is (614)212-7501. Good luck...

Patricia, How hard did you really try to contact this company? You are completely in the wrong place. Maybe you should pick up the phone and try calling them as well as e-mailing them. How can you even say you will go to the CEO when you have not even made any real attempt to contact the company you are looking for? This is an awesome website for people looking to give help and get help on debt issues.

nco finacial systems is a bpo for you that hv no idea what that means they handle accounts on behalf of all the other companies, they have offices internationally, so as to it being a scam, always ask the agents what law they fall under, the correct response would be the fdcpa, 3rd party collection agency act.
if that isnt the answer you receive, ask to speak to a manager. the corporate number

1 800 220 2274
1 800 224 4000 is the legal dept

i received a call, but wasn;t sure if they are the same as Chadwick's.

how di i pay ma marianne credit card

http://www.occ.treas.gov/cra/limited.htm Look under Ohio!