Upfront cash

I recently found these boards and have been paying on a payday loan with Upfront Cash since 3/2008. I have been paying rollover fees every 2 weeks and that is illegal in my state (Michigan). I knew nothing about the laws until I came here. My original loan was $600 and I have overpaid them by $1180.00. It makes me sick to think of all the money they have gotten from me! Well today, with info I have gotten from this forum, I emailed them and this is the response I received 30 minutes later-

Quote:

Dear - Thank you for your email. After receiving your email and reviewing your account, we have satisfied your balance on your account leaving you with a zero balance owed and we have issued a manual credit to your account that will be reflected in your account tomorrow morning totaling $1180. Best Regards

I was in complete and total shock that not only did they give me $0 balance, but also refunded me all the money I overpaid. I hurried over to the website just to make sure and it did, in fact, have my loan listed as inactive and my balance as $0. I will cross my fingers and hope for my refund in my account tomorrow.

I just wanted to thank everyone on the boards for doing what you do! I can't imagine all the people that you have helped, including me, that never even post. I am sure you have helped more people than you can imagine! You are all so wonderful! I thank all of you again so much!