RJM Acquisitions LLC - What do consumers say about them?

that's right.at least i'm not posting material that can get this site sued.how's my spelling now?in fact i deleted your vulgar first post.how's that for ya?

LOOK IT UP ON THE INTERNET. It's true because I was close to the situation, I used to work for him. It's not a matter of making something stick, but protect them if you want-PEACE

i'm not looking up anyhting humanoid.as for your one point.thetruth at last.a disgruntled humanoid.if you leave we will have peace.slander your ex-boss on another site.btw saying look it up means you have no proof.see ya wouldn't want to be ya.

Gee, they gave a normal settlement offer to those who lost homes, families, jobs, and saw their beloved city wasted due to government incompetence. :roll: My heart just feels so warm toward this debt collector. :x

And if you didn't get "comish" then you didn't collect enough.

I took training at one of the better CAs (I cannot say which one due to disclosure). They were obsessed with the FDCPA and monitored calls and immediately fired anyone who violated the FDCPA. But even then, they would tell the trainees "it's *your* money that you're collecting. Don't believe any story they give you, ask them to borrow it from their families, etc..."

After collecting a certain amount in a month, then commission begins (this agency it was $5000). But the crux of the matter is that collectors are trained not to care at all about you, on top of that, with the autodialer they talk to 200 or more people every day, which can leave one jaded very fast. It is not a job for humans...

I am glad that I have always had the policy of communication with a CA in writing *only*. I will *never* talk to them on the phone.

I understand your responsibility to protect this website and ridiculing your spelling was childish. I have a feeling that worked for him would be disgruntled, hehe. I kinda get rageful about crimes against the defensless and I think you would agree there is something shady about a guy who uses his father's initials to open various shady operations, initials of a man who deserves to keep HIS name honorable. AND you would want to be me lol. later on.

What I meant was anyone that has worked for him is probably disgruntled hehe. I kinda screwed him when I worked for him, and it felt soooooo good. Now you can bash my grammar.

well that's good.how about giving us some info we can use.if what you say is true.turn him in.too many ex-employees want to come on and use us as a crying towel.maybe you did get dismissed for that.cool,but again give us something to work with.somethiung we can use when someone calls and threatens us.that is what we want.

I always say "Well, you can't get blood from a stone and I'm 'bout to roll out, Peace!" Don't worry they'll call back, might as well squeeze some fun out of it.

Is someone available to answer my qustion? B/c I've been trying and it's saying to try later...

I have an outstanding debt with them and i have called several times and sent a letter to them to get an itemized bill and they claim that they have sent one. I started requesting this info a year. What can i do?

We have received mail at our residence from your company for Alison R Reeves Kidd. We live at Deleted for your protection - ND and have lived here since Jun 2000. There is no one or has there ever been anyone by the name of Alison R Reeves Kidd living at this address. Just thought you would like to know.

Thank you - Sandra R

Sandra - we are not a collection agency. You have posted your address on a public internet forum

What do you do if the proved the debt is yours but it is out of the SOL?

Anybody had this successfully removed from their account? I paid mine and they said they'd delete. Now I'm just waiting.

If it is beyond SOL, send them a FOAD letter.

I, like others was going through my credit report and had a book club memebership listed on my credit. I called the 800 number and spoke with someone.. The only question she asked was if I had a list of certain books he named. I told him no, and he said he was going to close the account. I think this is a scam too and everyone should call and get it taken off!

I owed the Bank 400.00 but a creiter called me and offerd me a settlel ment to pay 200.00 and that would be it now there trying to get the other 200.00 after thay said i would not have to pay the rest. What can i do

I am a former employee of RJM Acquisitions/ING (Island National Group). The physical address and actual location of the offices are

575 Underhill Blvd
Suite 224
Syosset, NY 11791

RJM is an acquisition company they purchase the debt they attempt to collect from you for PENNIES ON THE DOLLAR, they own the accounts and have the legal right to collect it. However what they dont want you to know is that they NEED to collect money on those accounts or else they are worth nothing.

If you have a fingerhut account they claim to own, or if you have a Doubleday book club account/black expressions book club/Doubleday Large Print book club account or anything similar, DISPUTE the authenticity of the account say you never had the account never purchased or recieved any of the items they claim that you had purchased and there is an almost 100% gurantee they will close the account. I would do this for a job every day answering hundreds of in coming calls from debtors and i closed more accounts than i had actually recieved payment on. Most of those accounts are fraudulantly opened in your name in the first place therefore you should not pay and they will gladly close the accounts. They have ZERO leverage over you regarding Fingerhut or Bookclub accounts. Demand it be removed from your credit report because the account was not yours and it will be. NEVER PAY ! ! !

In regards to having an outstanding debt with a bank such as wachovia, wells fargo, compass bank, washington mutual, am south, fifth third, citizens, bank of america, citibank etc. If the balance is anything lower than $300.00, you should simply dispute the account say you will NEVER pay the account and they will remove it from your credit report, this however will not be removed from chex systems. If you need to have the account removed from chex systems so you can open a new bank account or if your account has been frozen, you most likely need to pay or wait 5 years for the bank to remove you. If you choose to pay offer them something EXTREMELY cheap such as paying only 20-30% of what the origional balance was. They would rather take 30 dollars out of 100.00 then having to take nothing and eat what they paid for the account. NEVER PAY THE PRINCIPAL BALANCE. DEMAND Documentation of the account having had been paid off, a SIF (settled in full letter). After 30 days of having had paid off the acount request a second letter, the clause on the bottom of the letter will indicate that if the funds are returned unpaid the letter is null and void. So you want the letter without that clause incase they re-sell the account to another debt collector.

If you mention Attourney General, they most likely will be willing to make almost any deal; they get scared when you threaten them with lawsuit.

Most of the individuals at RJM/ING are extremely stupid, most never went to college and have no goals or anything that will surmount to any worth or value in this world. The three men at top Scott, Neil and Samir are the only ones with any intelligence. Scott and Neil are brothers, their father Ted is the former owner of Plaza associates which is a collection agency in manhattan. To show you the cliber of individual working at this company: Jamie Rozansky is an individual at top she is a former COCAINE ADDICT. One of my supervisors Lauren only had one other job in her life which was at a DRY CLEANERS, yet she was "qualified" to manage people. These are not the best and brightest in america let me tell you.

I only had the job to pay the bills for graduate school and I luckily was laid off. I hope my information serves you well.

Hate them. calling up my phone. telling to pay up now.. no help there..help me out

I am actually paying off an account now that RJM has acquired. The original debt is only 3 years old and RJM was willing to settle debt for 30% less than what I owed the original company. They have been very helpful to me as far as payment arrangements and customer service. Maybe they finally got their act together.

RJM Associates bought this debt from Bank of America and Bank of America closed this account. The amount of this debit was $773.19. Although Bank of America was never on my credit, RJM Associates is and offered to settle the debt for half. Am I obligated to pay them. I want this off my credit report. What can do?

i got a letter from rjm stating i owed money from 2002 from another state i no longer live in, it was from a bank account but didn't come up on my credit score. what should i do?

Ask them to verify it (Debt Validation letter).

I was contacted by RJM Acquisitions. I was told that they were trying to collect a debt, on two accounts I had with Wachovia. I took the settlement amount. This was back in March 2009. I contacted Wachovia tonight, August 2009, and was told that these accounts are still outstanding and have not been cleared by RJM. I followed the checks online, I have viewed the copies of the checks, I can see when they were deposited. Why have they not cleared these accounts with Wachovia. Who is taking the money now?!?!?!?!?!?!?!?!

Did you get a settlement letter first?

RJM is saying I owe money on a three year old debt I know nothing about ... looks like it was passed from a few questionable creditors and now it's with them. Would you suggest paying the hundred dollars or fighting them?

wat the f*** r u thinkin

wat the f*** r u thinkin

Ok, I received a letter from these people too...it was not addressed to me, but to a different name, at my address. The SSN (that 1st 4 digits that were shown) were the same as mine. It was for an HSBC account with a debt of like $2500. I have had an HSBC account in the past, but this particular account and the person's name are not on any of my (three major) credit reports. I contacted RJM about it (unfortunately before I found all these posts), explained that basically it wasn't my debt and the lady asked if I wanted to close the account. I said, "will that show up as a default on my credit report?" and she said "no, it just closes the account". I didn't entirely understand how you can close an account with an outsanding balance with no negative impact on your credit, but fearing this was a case of identity theft, I said go ahead and close it. So my question is...if this bad account and this other person's name are nowhere on my credit reports, how do I verify what's really going on here?? That is, I don't know whether my identity was ACTUALLY stolen, or whether RJM is just somehow attributing this account to me on false pretenses.

If it is for a different name, why did you open it? You should have marked it "No Such Person at this address" and given it back to the postman. It's actually against Federal law to open mail that is not in your name.

I actually opened it by mistake with the rest of the mail, then realized it was addressed to a different name. That's really not the point though...this account is apparently associated with MY current address and SSN (or perhaps one that is VERY close to mine...don't know that 5th digit), which defintiely makes it my business!!

But how can you prove it but by the letter itself? That's all I'm saying here. That info is verified and protected (SS#) BUT the 4 digits only have 10,000 combination so they are repeated often, but yes, the chance of that going to your house is pretty slim. BUT, if you used it to file fraud watch or something, I do believe it would be inadmissible as evidence. IMO.

And now, the 5th (and unmatching) digit in the picture makes things more interesting. If the 5th digit doesn't match then it isn't your Social Security # and so there isn't a problem.

Yes, it is odd that it went to your address. But without admissible evidence, you have nothing to go on to remedy the situation. I'd tape it shut and write "Opened in Error. Addressee Not Known" and send it back.

That is of course, simply my opinion.

how do stop this company fom garnishing my wages ? are legally able to get away with these tactics legally?

My friends start involking your rights against collecters. There is no city state fedarl law that says you have to pay collecter. Go on line and copy a cease and desist letter to your documents and use it. Once sent they can never contact you again on that bill. If they do you have the right to sue them. Check it out. I have been using the same letter for 5 years. I just form it to the company I am sending it to.

What can we do.

There is an address on my credit report that I have no clue about. I never lived there but don't know if anyone else used my name or other info to get this place. How can I find out?

I have to say that RJM was not a big hassle with e, they sent me a letter with the right amount i owed, and account number. I owed 510.00 dollars fyi. I did get a letter with a gift incentive, but lets be real it shouldn't have to take gifts to get you to pay what you owe if you really owe it. well i called them up and told them i had 300.00 at that moment and they settled for it. 210.oo dollars off, couldnt get better and they cleared me on the same day, now i just opened a bank account with bank of america and things are great thanks to RJM.

that's great shill.i'm happy for ya. :roll: :roll: :roll:

Quote:

You can also put a Fraud Alert on your credit report.

:rolleyes: I am also dealing with RJM LLC but so far so good! I have a small balance and choose to send in monthly payments. After watching Dateline last night (Sunday 09/06/09) and seeing how some of these agencies are acting! All of the agencies on Dateline have been harrassing people and telling them that the Cops where on their way to arrest them for a debt that they owe, I couldn't believe what I was seeing. Dateline gave alot of good tips on how to watch out for those kind of agenices and what our rights are. I hope that RJM is not one of these agencies.

got news for you.they are one of those agencies.

i just received a letter from rjm with 3 opportunities to pay my debt which was a take over from my wells fargo overdrafts. if i pay the amount will this clear my name with wells fargo? could there be any negative effects to my credit report and the such? im willing to pay it if it will allow me to get an account again. should i contact wells fargo? what do you suggest? i was turned down trying to buy a new car because i didnt have established credit, and this mark on my report and im just trying to get things cleared up asap. thanks ahead of time.

i just received a letter from rjm with 3 opportunities to pay my debt which was a take over from my wells fargo overdrafts. if i pay the amount will this clear my name with wells fargo? could there be any negative effects to my credit report and the such? im willing to pay it if it will allow me to get an account again. should i contact wells fargo? what do you suggest? i was turned down trying to buy a new car because i didnt have established credit, and this mark on my report and im just trying to get things cleared up asap. thanks ahead of time.

Very Fishy, got the letter, i called and spoke to rep, bad service to start, spoke with a "stupervisor" and got me removed from "mailing list"??? what gives!!!! this people got SSN partially and they want the rest of the numbers, becareful, i will call to have my credit check and also have it blocked, be aware people is desperate to make money.......

Yes, I received calls a letter saying that they were in charge of collecting a debt from a book club. I sent them a letter for them to validate debt and waited. few weeks later they started calling me, I asked if they had replied to my validation letter and the idiot could not come up with an answer. I got them off my report.

there actual address is : 575 Underhill Blvd. Suite 2 Syosset, NY 11791
800-650-8784
they are still on my credit report for a debt that I paid directly to my debtor already!

Dispute it with the credit bureau.

I had an overdrawn bank account due to fraud, and my bank wouldn't work with me. I had about $700 go into collections with RJM. Even though they are a collection agency, they have been nothing but friendly to me. Their letters are very nice, and they even send prepaid envelopes for my payments. If I don't mail a payment they send me a very friendly reminder (unlike most other agencies) and tell me to just "send what I can." I wish every collection agency was this easy to deal with.

oh my gawd.i can't believe you believe what your posting.i guess you are the only one they act that way towards.

shillin,shillin,shillin,keep them shills a shillin.

How ironic is it that RJM Acquisitions LLC has filed suit against an 8 year old child claiming that she owes them $1100+ . Are they crazy or what...please respond to this!