OneClickCash

If you are working with w dmp, I would just continue on as you are. A lot of times pdl's won't admit they work with a DMP, and will continue to try and "collect" on the debt even when they are accepting and cashing payments.

Well, I sent them an email stating them to call my dmp counselor. After I have paid them through the DMP, will they stop trying to contact me? Or, will they continue to try and collect?

You mean when you are fully paid off? I would hope not, but sometimes these places can be a bit crazy . . . . Once you make the last payment I would be sure to get a letter stating the debt is paid in full. Then if they contact you again I would file complaints against them.

Right, when I have paid them in full through the dmp. So, I should ask my DMP to get a PIF from them?

debt, you know this is an MTE. Do not trust them. Ignore their email. You're working with a company to handle them. Do not respond to the emails. They will try to get more money out of you. Once your final payment is made, make absolute SURE you get something in writing from them stating this account is paid in full and considered closed and that you are not to be contacted again. They are very sneaky, debt. You know this. Do not put anything past them. Just a word of warning.

Thanks Canr. I needed to hear something like that today.

Did I bring you down? I'm sorry! :( I just wanted to warn you about them! They're just snakes. Let your dmp take care of them. MTE has this habit of "going around" people and contacting you directly. This is their way of trying to get what they can out of you and ignoring/not abiding by others. I'm sorry if I brought you down or ruined your day! But, I don't want anyone to be taken advantage of!

Canr, no you didn't bring me down. You helped to make me feel reassured that I'm doing what is right and they are going to get their money on MY terms, not theirs. I just hope that they don't put me into collections, either. :(

debtfree, don't worry about being in any of MTE's collections departments. They are illegal, period and unlicensed. Therefore, any collections dept. you would here from would be a joke. Seriously, don't sweat it.

Thanks, Jen. I was hoping you guys would help me feel strong in my fight! :)

Hey just wanted to let you know the following information that was issued by the Department of Finacial Instutition of Nebraska regarding One click Cash. They are located in this state and doing business out of this state (If you have any questions, please see my thread entitled One Click Cash and DFI of Nebraska):

But, I'm located in Wisconsin, I would still have to pay my debt to them, correct?

I would still file a complaint. If you read the whole cease and desist order it says that the DFI acted on 18 complaints, and only 2 were from NE residents.

Wisconsin has that thingy where if you sought out the loan it would fall under that state's laws, right?

I'm not sure. So, I should file compliants with the DFI of Nebraska?

Do as Goudah advises, file with the DFI of Wisconsin, which is your state and I would attach the Cease and Desist order from Nebraska to your complaint as the company claims that we are bound by the laws in the state they are physically located in and also licensed in. I would also file a complaint with the DFI of Nebraska as well. I filed my complaint with the DFI of Nebraska, my home state of Arizona, and the DFI of Nevada as their statutory agent is listed in that state. I also filed complaints with the Attorney General's office of Nebraska, my home state of Arizona and the Attorney General's office of Nevada. I also attached to my AG complaints all the information concerning my complaints with the DFIs and BBBs of the state's I listed above and continue to forward documents to the AG's office of responses from One Click Cash received through the BBBs and/or the DFI's of the states I listed above. It may be overkill but I want to make sure that I have filed complaints against this company in every state they have an address as well as my home state.

Wait a sec, I'm confused...I thought OCL wasn't licensed anywhere...Please explain?

They aren't licensed anywhere . . . That is why they were ordered to cease and desist. They will say they are licensed in NE, but they aren't.

debt, don't worry about MTE turning you over to "collections". Their "collections" is in-house. It's them! If they were to turn you over to an outside collections agency, I can promise you they most likely wouldn't be licensed either. Illegal pdl/illegal collection agency. And as far as filing your complaints. Do as stated in the above posts. File with YOUR state AG. I also attached copies of cease and desist letters from other states showing that they were told no longer to loan in those states. I might be like others & did the "overkill" thing, but I wanted my state AG to see what kind of company this is. Also, if you file with YOUR state AG and they have had many complaints regarding them (which I'm sure they have), they will forward your complaint on to the state where the pdl is located. You will then receive a complaint form from that state. That's what my state AG did. They got my complaint, apparently thought it was a big enough issue, forwarded it on to the pdl state AG and they sent me the complaint form in the mail. Cool? So they're on to them once again. So file, file, file those complaints!!! :D

Well this is wonderful news, another one bites the dust.

ladybug

Wow...I was completely worried about this company. I got the same letter as the original poster. I actually tried to work out a payment plan with them (I still owe them $120.00) and they flat out said no. Now I know that they can't do anything! I will definitely file a complaint with all of the same people everyone else has, including my state of Florida. YAY! I feel much better!

Can someone possible PM me a letter that they wrote to their AG concerning this company? Thanks!

i have a loan with one click cash should i put a stop payment and have my bank put the money back in my account.as soon as i started reading this i was like uh oh.any suggestions

buble - you need to file complaints with the BBB, the FTC, and your state AG. I can't believe you haven't filed already! OMG! File! As far as your state AG complaint, there isn't a "letter". I don't know if you can file on line in your state or if you have to print the complaint form - whichever - you just fill it in and tell them the whole story. They are unlicensed/illegal. What the loan was for. How much they have debited you. The "fees" they are charging. Etc. If you've had any problems with them. Etc. Just tell them.

chris - I'm sorry. I don't understand. You have a pdl with One Click Cash? You put a stop payment on it? What else?

I call you may of time to change information I gave it someone in your so called company. New acct and everything. It is not my fault you have incompitent people. If you don't leave me alone I will contact the Attn Generals Office. I had a company hack into my old acct that is why things got change and I pay me bills. So know you will have to wait until I am ready to send you money and I will send it. Whom ever took the information when I called didn't do their job. Agian not my fault. I will pay you when I am ready because know I have other bills to deal with because of this whole mess stop calling me. The Attn Generals Office will be notified trust me. I do have proof I conacted you to give you new information on things.


Don't you worry

you will be paid.

denise,we are not the company you seek.we are a community to help people just like you in situations like yours.if you could give us some more info we can help you here.info like.

how much borrowed
how much debited by this pdl
what state are you in.

you may have got here by accident,but it may be one that frres you from this loan.