What to do if a Debt Collector Violates the FDCPA Act
Date: Sat, 08/13/2005 - 16:27
What to do if a Debt Collector Violates the FDCPA Act
- You should keep a detailed record of the communication held between you and the debt collector. You should include date, time, and the name of the person who has called you.
- It is necessary to keep a copy of all the written correspondence between you and the debt collector.
Report the company in writing. The report should be sent to:
Federal Trade Commission
Correspondence Branch
600 Pennsylvania, NW
Washington, D.C. 20580
Call their toll-free number, 1-800-HELPFLA (1-800-435-7352)
Regards
Roxette
academy collections
Academy Collections guys are a peice of work. they call me at work...so i tell them very politely i can not recieve calls here...well...taht went over like a mosh pit at a funeral. i have told them repeatedly now (and have them on record a call) that they are harassing me and to cease these calls at work. the nasty little operators remarks are almost all the same "no it is not harrassment" i even asked for their address so i could send a cease communications letter and she refused it because i wouldn't give them my cell number! i had to look it up on the internet! Academy Collections' people are the lowest form of bottom feeders.
Swampmojo - You can send a cease and desist letter at the follow
Swampmojo - You can send a cease and desist letter at the following address through certified mail with return receipt requested.
Academy Collection Service, Inc.
10965 Decatur Road
Philadelphia, PA 19154
Local: (215) 281-7500
Toll Free: (800) 220-0605
After they receive your letter, they are required to stop all collection efforts otherwise it will be a violation of the fdcpa law.
