question about court case/settlement
Date: Tue, 07/24/2012 - 16:53
i did talk to a lawyer on the phone friday who was very nice and answered a lot of my questions. he said i could call and try to settle out of court if i wanted.
monday i called and the lady i talked to was very very nice. we set up a 60 dollar a month payment plan and once it is all paid off in 2 years it will be removed from my credit report and i am supposed to get paper work in the mail with all the info and one i need to sign and send back, etc. but she did tell me that the court date can not be canceled unless i can pay the amt in full, which i can not do due to my low income.
so my question is, should i still go just to make sure everything i talked to her about on the phone is what is dicussed. she said i do not have to, but i am not sure. this is not a collection agency suing me either, it is a lawyer for the CC company.
They will still get their judgment....you have to make sure it i
They will still get their judgment....you have to make sure it is a conditional judgment. This allows you to get make your payments without them garnishing you or levying your bank account. However if you miss a payment, the arrangement is null and void and they will step in with further action.
thats ok thast why i worked out something i can afford to pay.
thats ok thast why i worked out something i can afford to pay. the lawyer i talked to said they can not levy my bank account because i am judgement proof i think he said, meaning i have less the 300$ in the bank at all times.
You're lucky; you have a low enough balance that they probably a
You're lucky; you have a low enough balance that they probably aren't going to go crazy with this. They will accept your offer to make small monthly payments... good luck and I hope you are out of debt soon.
thank you and yes i hope so too but i am just looking for an ans
thank you and yes i hope so too but i am just looking for an answer as if i should still go to the court date or not although she said i i do not need to.
Nobody is judgment proof. Unless the income going into your ban
Nobody is judgment proof. Unless the income going into your bank account is exempt, they can levy it.
and that is why my account is exempt. i never bring home over 2
and that is why my account is exempt. i never bring home over 200 dollars a week and as soon as it goes in the bank its gone anyway for bills and such.
i am just looking for a simple question to my answer...lol.
Yes, go to court. You have to protect yourself. If you're not
Yes, go to court. You have to protect yourself. If you're not there, you have no way of knowing what's said to the judge. They could get a default judgment and screw you.