Garnishment while consolidation pending?
Date: Fri, 06/25/2010 - 21:40
Garnishment while consolidation pending?
Thanks in advance.
I guess while I am asking, I have another question...actually more of a request for reassurance...once the consolidation is processed I can go ack to school correct? I have really been wanting to but this whole fiasco has kept me away.
What exactly does the letter say? Is it a 30 day, you have the
What exactly does the letter say? Is it a 30 day, you have the right to appeal letter? Or does it say that they will be starting the garnishment. If it is the second, you will be SOL on the consolidation...once you miss the appeal stage, you will be denied the consolidation.
It's the 30 day notice of appeal. Here's the strange thing...le
It's the 30 day notice of appeal. Here's the strange thing...letter is dated 6/14/10, post marked 6/21/10 and it says this:
HOW TO REQUEST A HEARING:
Complete the enclosed form and return it to the Commission by 6-30-10. If the Commission does not receive your hearing request before 03-13-10, it will be considered late and, while your request for hearing will be processes, a Withholding Order will be sent to your employer."
Yes, it says 03-13-10, like March?? Is this a typo? Because the letter is dated 6-14-10, it makes me think it should say 7-13-10...
It also says a couple paragraphs down:
The Commission must receive your request for a hearing by 06-30-10 in order to prevent a Withholding Order from being sent to your employer.
So I obviously need to get this form in the mail TODAY for my employer to not be notified...but what happens after the hearing in my Consolidation loan is still being processed?
Well I finished the paperwork for the hearing anyways and I just
Well I finished the paperwork for the hearing anyways and I just need to make a copy of my lease tomorrow morning and then I will be running to the post office to send this Express mail to insure they have it by 6-30-10... which I am still confused by the date because I thought I had 30 days! Hopefully I am doing the right thing and this won't mess up the consolidation loan that is pending....
It probably is 7/14/10, postmarked by 6/30/10. That's my guess.
It probably is 7/14/10, postmarked by 6/30/10. That's my guess. Anyway, if you've sent the paperwork, that should buy you some time. SOAPLADY is the expert. I'm sure she'll be back by with some words of wisdom for you.
Quote:Originally Posted by OhioGal1It probably is 7/14/10, postm
Quote:
Originally Posted by OhioGal1 It probably is 7/14/10, postmarked by 6/30/10. That's my guess. Anyway, if you've sent the paperwork, that should buy you some time. SOAPLADY is the expert. I'm sure she'll be back by with some words of wisdom for you. |
Thanks - the dates on it are so messed up.
It also says:
"The commission must receive your witten request for a hearing by 06-30-10 in order to prevent a Withholding Order from being sent to your employer."
Excuse my french, but WT*! They purposely make it confusing, which date is it?? So needless to say, I rushed to the post office today and paid $20 to ship it Express mail to gurantee they will have it tomorrow, can't take the chance of jeopardizing the Consolidation from going through. I think I sent a pretty detailed packet...I sent 6 months of bills and a spreadsheet averaging the monthly payments out. After everything is paid I am left with less than $200 for the month and I suggested a payment of $120. I also sent a cover letter explaining why I am in such a tough financial situation (65%) pay cut last year. Do most people send a written letter as well? What has been everone's outcome with the hearings? Just curious if I have a fighting chance or not.
Quote:Originally Posted by soapladyhow much do you owe to the st
Quote:
Originally Posted by soaplady how much do you owe to the student loans? |
$19,000
I had hoped for a little more input here but I still wanted to g
I had hoped for a little more input here but I still wanted to give an update. I applied for the consolidation on 6/25 and my loans were consolidated and paid on 7/16. Much faster than I thought and before I even received any type of response to the hearing request.