Town and Country Acceptance Corporation debt consolidation company.

Do a search of Town And Country Acceptance Corporation or even T&C in the search box and it will help you out some. I have a few months left with T&C (been with them for 14 months now). Your going to get a lot of people saying they do not work with them but maybe 80 to 90% of my companies did. I even had legal storefronts with T&C. I had one company that would not work with them and offered me a settlement amount if I paid them off in two months.

I'm working with Town And Country Acceptance Corporation now too. It's my understanding they specialize in pdls.

I worked with Town And Country Acceptance Corporation and finished out the contract. I had some major problems at first getting the T & C people to contact the payday loan companies and to stop the fees from accruing. They would say they sent letters, but according to the payday loan companies, they never received anything. After about four months from the initial contract, this problem was resolved, and the payments I made to T & C started paying down the payday loan balances. But watch out for Apple Payday loans. They contacted me about halfway through the contract stating they never agreed to anything. T & C contacted them and was able to sort things out, but after another $300 was added as fees to the payday loan with Apple.

After T & C says everything is ok, and they have contracted with the payday loan companies, follow up on your end with the payday loan companies also, just to make sure. I was eventually able to get out of debt with the payday loan companies through T & C.

Best of luck.

I was just told by Town and Country after dealing with them for 10 months that they are no longer doing business in Kansas. They did help pay off one pdl, but I still have three left. They told me to just send them money orders on my own and they will accept them. It kind of sucks because I just happened to call in and check on my account and they gave me the bad news. Now what am I suppose to do?

:?: :?:

I am trying to find T&C's website and am coming up with NOTHING...anyone have a clue on that?

They don't have a website.

well its real and everyone have a different time zone they are central standard time

i have a question the loan on my truck was secure with a credit union and i put them on town and country they called the credit union and they refused to allow them to pay my bill because they said its secure.even if a loan is secure can they deny my method of payment even when its town and country

i am thinking of working with town and country for consolidation of payday loans. i am a bit nervous myself. are they a legit company? their customer service is great so far, but i havent given them any money yet, so.....
does anyone have any reccommendations for other paydAy loan consolidation companies??

Vikas is letting his competitors post ads and links on his website now? Interesting.

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do not use t&c!!!!!!!!! There is no other number available except the 1-205-823-4930 so if you have any problems there is no one who will speak with you out side of a supervisor who will ask you to leave a message for a manager and then you NEVER get a returned call!!They are very poor at representing their customers!! I have had a customers debt in my office since december of 2009, at which time I received a letter offering a monthly payment from T&C toward the customers debt. Since then we have been waiting for the small payment to arrive, but have recieved ZERO dollars ! We have been sending a fax with an approval for he request for the payments. We have not gotten a response as of yet! We have also made daily calls requesting a returned call on this customer. we recieved one returned call after business hours like two weeks ago! the message said, hello we are returning a call regarding XXXX XXXXXX, please contact us back at..... the message did not include a date on when we will recieve a payment(or let us know maybe the customer stopped working with them) and of course when we called them back the next day we could only leave another message!!!! Today i acted like i was a customer and asked to speak to a manager, a lady got on and asked me the customers name then transfered me to the same voice mail box to leave ANOTHER message without saying one word to me before transfering me!!! I then called back and asked for a manager again, i was told i was speaking to a supervisor, i asked for her boss she said this was the highest i would get at this time. i then said i needed a number to leave the boss a message, and she said i can give them the message, and would not transfer me or provide a number. when you google T&c only one number is available. due to this on going problem of no returned calls about this customer, or returned faxes. i regret to say this client will be sent to our legal dept. and she will be garnished for the amount owed as well as legal fees! im sure this customer will be very upset that eventhough they have given this company money, they are still unpaid in our office more then two months later with so much as even one small pament!

I just received a yellow postcard in the mail recently from them...offering money to loan..has anyone gotten one of these postcards?

yes i have.i checked with the bbb and they are listed with them ,having a b-

I am thinking about using T&C. I have 4 PDLs and need help paying them off. The interest rates are astonishing and these pllaces are bleeding me. Is T&C the best company to help me out with this situation. I see all the reviews and they are mixed and some are not so good. Please advise if I should use T&C or just move on and find some other way to get these paid off. Thanks. Steve C

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Shazzers:
State is VIrginia
Armed Forces Loans of Nevada, 1500, owe 1370
Lexicon Lending 1000, owe 507
First Virginia Financial Services 850, owe 790
Store Fronts

Thanks

Steve C

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I have been working w/T&C since 2004. After taking awhile to get everything in hand, we got off to a good start. Only a couple of 'rocky' spots along the way, having to do mainly with payments not reaching one creditor in time. But, that issue was quickly cleared up, and I will soon complete my payoff of around $30K. They worked very well with me, provided me with monthly statements as I always requested, and by checking my monthly creditors' statements, I've been able to see how the payments were made. Overall, I've been satisfied.

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I got a yellow card in the mail. I want to know just how legit they really are.

Does anyone have the 800 # from the yellow card that T&C mails out - I need to get back in touch with them. & can't find the number

800-654-7818

i also received a yellow card i called them and they wanted a down payment to get started why would you need to pay for a loan

Which is exactly why I'd not give them one cent!

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For all people with credit issues. Just deal with the creditor themselves. If it goes to collection. Don't be afraid of speaking with someone. They can only report you to the credit agencies. Best advice call and make some type of arrangement. They play hard nose but bottom line they want the money. Sometimes they will cut the price in half. Haggle with them and stand firm. You will get things to go your way. I am speaking from experience. Just start paying one or two bills off a month. Pay off your credit cards or whatever you have on your credit. Once its paid then report to the credit agencies or dispute it by saying you paid in full. Don't pay someone else to do something you can do for yourself. The creditors will keep calling but answer the phone and make your demands. Once an agreement is made stick to it or dont answer the phone until you can pay something. Once it reported on your credit their is nothing else they can do but harass you. Don't be afraid of them. They like to intimidate people. But, the rules are different if it involves a vehicle or property because it can be repossessed. But always call and make an arrangement. Don't give up! I am speaking from experience. I've seen my share of hard times. Hang and there and just start paying off your bills from smallest to largest.:grin::p:wink:8-):cool:

DO NOT USE THEM TO CONSOLIDATE ANYTHING! A DEBT consolidation company will wait for you to be in DEBT before you can use them. Prime example: If you are 30 days past due, you are not in DEBT yet. You have to be in collections with a balance of over 90 days past due in order for it to be called DEBT. They will take your money, make you pay on time, and not pay ANY of your bills until they are over 90 DAYS PAST DUE!!! DO NOT USE THEM unless you are attempting to consolidate DEBT that is over 3 to 6 months or older. THEY ARE RIP OFF ARTISTS...Remember, you will have to pay them on time even if they have not made agreements with anyone YET!!!!

DO NOT USE THEM TO CONSOLIDATE ANYTHING! A DEBT consolidation company will wait for you to be in DEBT before you can use them. Prime example: If you are 30 days past due, you are not in DEBT yet. You have to be in collections with a balance of over 90 days past due in order for it to be called DEBT. They will take your money, make you pay on time, and not pay ANY of your bills until they are over 90 DAYS PAST DUE!!! DO NOT USE THEM unless you are attempting to consolidate DEBT that is over 3 to 6 months or older. THEY ARE RIP OFF ARTISTS...Remember, you will have to pay them on time even if they have not made agreements with anyone YET!!!!

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DO NOT USE THEM TO CONSOLIDATE ANYTHING! A DEBT consolidation company will wait for you to be in DEBT before you can use them. Prime example: If you are 30 days past due, you are not in DEBT yet. You have to be in collections with a balance of over 90 days past due in order for it to be called DEBT. They will take your money, make you pay on time, and not pay ANY of your bills until they are over 90 DAYS PAST DUE!!! DO NOT USE THEM unless you are attempting to consolidate DEBT that is over 3 to 6 months or older. THEY ARE RIP OFF ARTISTS...Remember, you will have to pay them on time even if they have not made agreements with anyone YET!!!!

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they do have a website u have to log on just like this Town & Country Acceptance Corporation but i still think its a rip off do not send them any money until u are absolutely sure they are gonna help u with your debt problem do not get fooled by this company i am still waiting on them to resolve my debt problem i still have creditors contacting me this company suppose to be paying off my debts and i suppose to be paying them monthly i recently stop payments because they have not stuck to there end of the agreement thank you from a upset person

thank u a pissed off person because i am too they have not paid off my debt i am still waiting i recently stopped payment to this company and i am now trying to get my money refunded to me

We frequently use payday loans, and yes they are difficult to get paid off. In reality most individuals would be better off closing their accts, getting a acct which is a credit card type acct they load weekly. Hire an attorney for yourself, because as a rule due to the interest rate charged by payday loans, you are usually just required to pay back the original amt borrowed not all the fees. Yes, you will be hounded incessantly, you are better off spending your cash for an attorney or filing bankruptcy.

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Does anyone know if pdl's can go after your wages??

I also got a yellow card in the mail and call the number and they are going to send me out the paper work to start my account up. I hope this is for real because the person i spoke with made it sound like they can really hepe me.

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Why do these people send out this kind of stuff and they know they cant help people? But anyways, it took reading all these messages that were said about this company to make me realize not to even try it. I'd rather try and resolve any matter on my own than to be dealing with this bs! But to everyone that posted there comments, THANKS I'm glad I read up on this!

I hate that you had that experience, but as a rule, if the customer doesn't pay correctly then the accts are not taken care of correctly. The reason you were not given the info could have been maybe the customer requested for info to not be released. for example, they could have been going thru a divorce or something personal. Quote:

Really, even if you are not even behind on a debt, IT IS STILL A DEBT!You're logic doesnt really make sense!\
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The reason it would have taken 4 months from the contract would be because the pdls want to try to settle with you or take your money! In the end its up to the decision you choose to make regarding your debt.
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yes pdls can/will go after your wages
QUOTE=Anonymous;742284]Does anyone know if pdl's can go after your wages??[/QUOTE]

I don't have any payday loans; however, I was told that they would handle other debts also, is this true?