Hospital Bills appearing on the credit report

Yes. If your insurance company has not paid, then it is the patients responsibility. You might want to call your insurance rep and speak with them about this.

Is this the collection company with the hospital, or an outside agency?

It's from an outside collection agency. The interesting thing is that I work for the hospital that the bill is from. It's been difficult for me to get this resolved, even as an employee, so I can imagine the trouble that others have.

wow...it seems that the hospital would work with you. Especially since hospitals usually provide their employees with medical insurance coverage.

I would take to one of the billing managers @ your hospital. I'm not sure now what steps would need to be taken. I just do auditing of insurance payments @ my hospital. It's been awhile since I've done actual patient accounts and medical billing.

Our hospital does provide medical insurance. It's just that certain services which are contracted aren't covered under this insurance and I've received bills from them. I've tried dealing with patient accounts, but the only answer I get is the one you provided. If the insurance company doesn't pay, it's the patient's responsibility. I guess the monthly payments are my only option at this point.

Patient Accounts should then able to set something up....to keep it out of collections and off your credit report.

I recently received shoddy treatment at a hospital ER. They threw out all of my tests because they couldn't find a vein in my arm and sent me a bill for over $500. I have talked to them, but I am getting the vibe that I'm going to be brushed off. Can they ruin my perfect credit?