I was paying in finance charges alone

Brandy,

Welcome, There are meny people here who can help you.

First you need to let us know if the loans are internet or store front. Then list what companies you borrowed from, how much you borrowed and the total of how much you have paid back. Someone will be along with the Michigan laws which can help you knwo where legally you stand with the companies. Pay day loans can be consolidated using companies or you can do this yourself. It is your call. I know that is a lot of information to get together, but it will allow us to help you better.

Michigan laws are as follows.

here are your state laws http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

Brandy,

I re-read what I posted..I was not very clear, Please post each company's name, the amount you borrowed from each company and the total amount you have paid back to each company.

Sorry about that, I was trying to do two things at once..which eveidently I either need to stop or work on. :lol:

Follow Roxy's advice and list everything, have you registered on this site, if so you will receive a telephone call entitling you to a free consultation. They will be able to point you in the right direction as far as your debts are concerned.

ladybug

And in regards to the question as to whether PDL's can be consolidated, there are several companies that are now doing this. What you need to do is research the various companies by using the Google function on the site and then ask for input from the community among members who have used them. Two companies that come to mind are Langhorne debt solutions and Town and Country. Research all of your options and then decide which one best meets your needs. Good luck and let us know how it's going, OK?