My response from Island Day Loans
Date: Thu, 08/23/2007 - 04:32
My response from Island Day Loans
Quote:
You entered and signed the agreement without verifying if we were licensed in your state. You willingly searched out our company and made the choice to loan by our laws(the agreement you signed). It is unfortunate that now in a collection state you feel you don't need to pay the interest you agreed to. You have only paid $120 towards the loan. We will need to get the full amount loaned to you ASAP (remaining balance of $180.00). We are willing to agree to the request listed above (not contacting you by phone) only if the loan is being paid and the payments agreed on are made on time. You can view all the information you need online under the member section. Please let us know when within the next few days we can collect the money that was loaned to you. The sooner we can get this account paid and closed the better. Let us know if you have any other questions." |
This is actually good news, because now I only have to pay them what I actually owe them rather than the $390 they were asking for. I have to laugh though, at the first sentence....I guess they aren't licensed, huh! :lol:
How weird! I got the EXACT same letter this morning in my box.
How weird! I got the EXACT same letter this morning in my box. Maybe they only check once a week! I replied that I would send them a cashiers check as soon as they send me a mailing address. I have one, but they don't know that.
That's so funny! Yes, they must only check their e-mails very s
That's so funny! Yes, they must only check their e-mails very sporadically, because this is the first response I have gotten! I am going to respond the same way you did, let's see how long it takes for an answer to that one! LOL
I actually originally replied to a bounced fee notice that they
I actually originally replied to a bounced fee notice that they sent me. I figured that way they would read it. It did take a few days though.
I ended up doing that also, I responded to their e-mail. Origin
I ended up doing that also, I responded to their e-mail. Originally, I had sent them an e-mail through their site, but I really don't think they respond to those. They payment had to bounce for them to contact me at all. Now at least I have a phone number, but that doesn't do me much good. I need to the address also. Are they even located in the US?
Payday Island actually has an address: PO box 150629 Ogden Uta
Payday Island actually has an address:
PO box 150629 Ogden Utah 84415-0629. However, I want THEM to give it to me, to make sure that I send payments to the correct place. I can't even remember how I got it in the first place. They are quite elusive!
They sure are! I think I was linked to them through one of those
They sure are! I think I was linked to them through one of those payday lender matching sites...
Imagine my surprise this morning when I got another reply from t
Imagine my surprise this morning when I got another reply from them! They will accept money orders, I did have the correct address and they will accept what I owe them on the principal! They want it in two payments (I offered 3), but I guess I can bend on that issue. As long as they are out of my hair, I will be happy.
Did you get a reply from them?
It was even signed "kindest regards"! This is starting to be a good day!
Let me know if/what you hear from them.
That's great Terminal, I just e-mailed them so hopefully I will
That's great Terminal, I just e-mailed them so hopefully I will hear back soon. I still owe them $180, so I proposed two payments of $90 each.
I hope I'm as lucky as you!
Jen did you ever hear back from them? Just curious. ladybug
Jen did you ever hear back from them? Just curious.
ladybug
I'm still waiting myself. They were quick to yell, but not so q
I'm still waiting myself. They were quick to yell, but not so quick to answer after after I told them how it was!
They did respond to me and they basically said I could pay the $
They did respond to me and they basically said I could pay the $180 that I still owe them (original loan was $300, have paid $120 to date), and be done. So, I am going to send them the money when I have it (probably in a week or so) and that will be it.
How long did it take for you to hear? I would like to be finish
How long did it take for you to hear? I would like to be finished with them as well.
A few days actually...Maybe you should e-mail them again?
A few days actually...Maybe you should e-mail them again?
Good idea, just in case something got lost in the air.
Good idea, just in case something got lost in the air.
I have been replying to their e-mails for the most part. I did
I have been replying to their e-mails for the most part. I did send one today at customerservice@ so hopefully I will hear something. You can go to their site and send comments too. That might be the way to get their attention.