Alliance ONe
Date: Mon, 08/13/2007 - 20:44
1.Send a debt validation letter certified return receipt mail.Th
1.Send a debt validation letter certified return receipt mail.There is a good one in my signature at the bottom of my post.Third link.
2. They have already violated the law because social security income cannot be garnished for credit/charge card debt.
Then that is another violation.Record calls if legal in your sta
Then that is another violation.Record calls if legal in your state. If not legal start a notebook noting time,date,and comments made per call. Remind them that calling you before validation is improper.
Send a cease and desist letter to their mailing address. They wi
Send a cease and desist letter to their mailing address. They will be legally stopped from calling you on the phone after receiving your C&D letter. If they call again, sue them for the violation of the federal laws. Take Cajun's advice on keeping a note of the phone calls with date and time. Check the laws of your state before recording the phone calls. In some states, you need permission of both the parties before taping the conversation.