Paydayisland-anyone have (or had) loan with them?
Date: Sat, 08/11/2007 - 19:20
Paydayisland-anyone have (or had) loan with them?
I have a loan with this company, and I searched through most of the threads but did not see any reference to them. I am in NY.
I have paid them $180 so far, and the loan was for $300. I have no contact info for them, the only way to get through to them is to e-mail through their site, which I have done, but they never respond!
I want to pay them what I owe them and that's it. Of course, they say I still owe them $300. I have closed my checking account that they have access to, so the payment coming up this week will be returned.
Anyone have any experience with these guys that could give me any advice? I have a feeling they are not located in the US, but I'm not sure.
TIA!
Sparkles....did they email you a contract?? It's possible there
Sparkles....did they email you a contract?? It's possible there may be some info on it to determine where tey are. Also you can try to pull them up through the BBB...several of us found address and contact info that way too.
sparkles
sparkles, do a "google search" on this site and put that name in. I know, a few days ago, someone else posted regarding this company. I remember it saying something about this company is just a company that refers to a lender that will give you the loan. The member who posted the question was confused because they also couldn't find contact information for them. If this is the case, this company could have shuffled you around and found a pdl to lend you the funds, which means it could be under a totally different name. Go to the "google search" box and type it in. I know it was just a few days ago. It might not say a whole lot, but it might give you some insight.
Payday Island is a referral company that takes your information
Payday Island is a referral company that takes your information and feeds it to several different PDL's in hopes of getting you a payday loan. The Payday Island website has NO contact information for their company - only a "contact us" e-mail form, which offers nothing of any help.
Exactly correct, cannr! :-) Unfortunately, there are a LOT o
Exactly correct, cannr! :-)
Unfortunately, there are a LOT of these websites out there - I did a recent search on PDL's after we found out about Payday Island - I came up with no less than 25 in a 15 second Google search. And ALL of them - every last one - was a payday lender "referral" company. Not one was a direct lender. This makes it very difficult for a customer to contact their lender directly, because it could be one of any number of companies.
sparkles
sparkles, do you have ANY documentation of the loan which may have the pdl name on it? If not, do you have a bank statement where they deposited the funds into your account? There may be a name next to the deposit. This would probably be the name of your "real" pdl.
Wow...I was playing with the music thing and almost missed this.
Wow...I was playing with the music thing and almost missed this...a search engine for payday lenders...wouldn't they at least be able to tell her who they conected her to???
It's possible they could, Morningstarr...but it would be faster
It's possible they could, Morningstarr...but it would be faster for sparkles to look at the bank statement or online banking records to see what company name is posted next to the deposit or withdrawal from their account to see who it was. Since Payday Island only has an e-mail contact shown on their site, who knows when they would actually respond, if ever.
Of course Sue bee...my brain is slow this morning! LOL..actually
Of course Sue bee...my brain is slow this morning! LOL..actually I did find that info on my bank statements too...
Hi guys! Actually, the debit on my bank statement says "paydayi
Hi guys!
Actually, the debit on my bank statement says "paydayisland". And their website is where I make arrangements to extend the loan, pay in full, etc. So I think they are the direct lender (but not sure).
I have tried to send them emails through their site several times, but never received a response.
I guess once the payment bounces, they will be in touch! LOL
sparkles - can you block ACH debits from your account, or close
sparkles - can you block ACH debits from your account, or close it, in order to regain control of your money? Once you do that, they'll DEFINTELY get in touch with you, if they want their money. Then you can make payment arrangements with them from that point.
Trust me, if you don't block them from your account, or close the account, they will continue to debit, and your account will end up in the negative.
sparkles...address for payday island was posted to another threa
sparkles...address for payday island was posted to another thread:
I hope this helps....unless the other post was yours too?
Thanks Suebee! no that other post wasn't mine. I wonder if the
Thanks Suebee! no that other post wasn't mine. I wonder if these guys will start harrassing me by phone once the payment doesn't go through. I tried contacting them to tell them that I had to close that bank account (due to other PDLs), but they never responded.
I don't get it, why wouldn't they respond?
I guarantee you they will, eventually. Unless they have marked
I guarantee you they will, eventually. Unless they have marked you as paid in full or been shut down!
sparkles
sparkles, never be surprised when a pdl doesn't respond to you. They'll just keep debiting your account. It's like any communication you've had with them never existed. Keep ALL documentation. Only correspond via email or USPS. Tell them that. Do not take telephone calls. No documentation. Get everything in writing. Like stated in the above post, once they can't debit you any longer, honey, they'll contact you. If they do it by telephone, tell them to only contact you via email or USPS - no phone calls will be permitted. You need to have documentation of everything.
I've heard of this company, but it amazes me that they wouldn't
I've heard of this company, but it amazes me that they wouldn't respond to Sparkles' emails? Why would they do that, it seems like they don't want their money??
payday island
These pdl's ignore correspondence. This way they can continue racking up "their" fees. So when you finally are able to contact them, they'll tell you that you owe $20,000 on that $300 loan since you haven't been paying the "fees". They love that game.
PAYDAYISLAND IS LISTED AT DomainsByProxy.com 15111 N. Hayden Rd
PAYDAYISLAND IS LISTED AT DomainsByProxy.com
15111 N. Hayden Rd., Ste 160, PMB 353
Scottsdale, Arizona 85260 CHANCES ARE THAT THEY ARE NOT IN UTAH. if they were they were, they would not be hiding their address. doamins by proxy hides your address for you. frankly, if we have a contract and you won't give me your address, i can't pay you.