Next Step - Do I just sit and wait?
Date: Fri, 07/27/2007 - 10:09
Submitted by mysterygirl305
on
Fri, 07/27/2007 - 10:09
Total Replies: 16
Next Step - Do I just sit and wait?
Thanks for all the great advise so far.
Well, I stopped all debts on my checking account, sent out the limited cease & desist to the 4 PDL co.s, mailed complaint forms to the NY AG office, put in complaints with the BBB.
Now what? I feel that 3 out of the 4 loans should be paid in full. One I owe them money on. This is Ambassador. I only paid $100.00 on a $500.00 loan. I don't know why, but they did not debt any money for about a month.
You are welcome I am sure. Who are the other ones. We can tell y
You are welcome I am sure. Who are the other ones. We can tell you what to expect next from them. Each one has different degrees of insanity when they stop getting paid.
Yes. I filed 2 out of the 4 with the FTC. I will do the others l
Yes. I filed 2 out of the 4 with the FTC. I will do the others later tonight.
I am in NY and my loans are internet loans.
Speedy Payday: Borrowed $400.00 Pd. $600.00
ameriloan Borrowed $300.00 Pd. $450.00
US FastCash Borrowed $200.00 pd $240.00.
This last one confuses me:
Ambassador Fund (I assume the same as NationWide since I received a collection call in my voicemail from them) Borrowed $500.00 on 5-14 -They withdrew $100.00 on 5-24. There were no attempts on 6-7 or 6-21 which were my other paydays. The money was there, so I know they did not try. Then on 7-6 & 7-12 I have NSF fees, but I am not sure which PDL attempted to withdraw
:)
Hi Cannr, I did that. I copied and pasted from my original post
Hi Cannr,
I did that. I copied and pasted from my original post, so the last sentence I have is no longer valid. I have the info.
Thanks. What do I do now? I did receive an e-mail from USFast cash to which I told them I wanted my account to be marked PIF with the limited C&D (cease & desist) and yesterday an e-mail from ameriloan, and I responded the same way.
mystery...yes you just sit and wait now. Sometimes they answer q
mystery...yes you just sit and wait now. Sometimes they answer quickly and sometimes it seems to take forever. I have 2 I have not heard anything from in well over a month. Do as Cannr suggests...and relish the silence!!
Yeah just when you think you are rid of them they come back like
Yeah just when you think you are rid of them they come back like a snake in the grass and come to bite you. Nationwide Cash was more than happy to settle with me for the principal amount that I still owed once they were contacted by my state's attorney general's office.
response
US Fast Cash and ameriloan? Now, I know US Fast Cash is MTE Financial and they won't be quiet for long. You'll get a response from the "compliance department" or "legal department" from them. Standard form letter response. I don't know about Ameriloan? Anyone had any response from them so she'll know what to expect?
No response yet from any MTE companies. I am relishing the sile
No response yet from any MTE companies. I am relishing the silence, I hope I never hear from them.
jen
jen, I love you! Don't let your guard down! They always threw me off! I wouldn't hear anything, then I'd get an email from them screaming "fraud" at me and sending me to "legal" and that I'm being "investigated". Lord! And it was usually first thing in the morning and it would give me a heart attack! LOL! I don't want to scare you. I just want you to know what to expect. And not to freak out (like I did!)!!
Cannr, believe me I know...I am not expecting silence for long..
Cannr, believe me I know...I am not expecting silence for long... And believe me, when I do hear from them, I will be posting here! :)
Ameriloan was actually fairly nice to talk to when I defaulted.
Ameriloan was actually fairly nice to talk to when I defaulted. Because I still owed on the principal they agreed to my debt management program and have not bothered me at all.
Trust me MTE will rear there ugly head soon enough. They were ve
Trust me MTE will rear there ugly head soon enough. They were very quick to give me to a third party who never validated the debt after I told them the company was illegal and I contacted the attorney general and would make them a party to the complaint if they tried to collect.
MTE sometimes takes a couple weeks to contact you. I don't remem
MTE sometimes takes a couple weeks to contact you. I don't remember how long it took Nationwide to call me but it might have been a couple weeks as well and yes, they debit as Ambassador.