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Next Step - Do I just sit and wait?

Date: Fri, 07/27/2007 - 10:09

Submitted by mysterygirl305
on Fri, 07/27/2007 - 10:09

Posts: 13 Credits: [Donate]

Total Replies: 16

Next Step - Do I just sit and wait?


Hi Everyone,
Thanks for all the great advise so far.
Well, I stopped all debts on my checking account, sent out the limited cease & desist to the 4 PDL co.s, mailed complaint forms to the NY AG office, put in complaints with the BBB.
Now what? I feel that 3 out of the 4 loans should be paid in full. One I owe them money on. This is Ambassador. I only paid $100.00 on a $500.00 loan. I don't know why, but they did not debt any money for about a month.


mystery, please don't forget to also file complaints with the FTC. Don't leave them out. You can do it on-line.


lrhall41

Submitted by cannr on Fri, 07/27/2007 - 10:17

( Posts: 9317 | Credits: )


Yes. I filed 2 out of the 4 with the FTC. I will do the others later tonight.

I am in NY and my loans are internet loans.
Speedy Payday: Borrowed $400.00 Pd. $600.00
ameriloan Borrowed $300.00 Pd. $450.00
US FastCash Borrowed $200.00 pd $240.00.
This last one confuses me:
Ambassador Fund (I assume the same as NationWide since I received a collection call in my voicemail from them) Borrowed $500.00 on 5-14 -They withdrew $100.00 on 5-24. There were no attempts on 6-7 or 6-21 which were my other paydays. The money was there, so I know they did not try. Then on 7-6 & 7-12 I have NSF fees, but I am not sure which PDL attempted to withdraw
:)


lrhall41

Submitted by mysterygirl305 on Fri, 07/27/2007 - 11:00

( Posts: 13 | Credits: )


mystery, call the bank and find out what name the debits came out under. You need to know.


lrhall41

Submitted by cannr on Fri, 07/27/2007 - 11:04

( Posts: 9317 | Credits: )


Hi Cannr,
I did that. I copied and pasted from my original post, so the last sentence I have is no longer valid. I have the info.
Thanks. What do I do now? I did receive an e-mail from USFast cash to which I told them I wanted my account to be marked PIF with the limited C&D (cease & desist) and yesterday an e-mail from ameriloan, and I responded the same way.


lrhall41

Submitted by mysterygirl305 on Fri, 07/27/2007 - 11:21

( Posts: 13 | Credits: )


You responded to both companies? If so, then the ball is in their court! Believe me, they'll respond. If you're the last one to communciate, just sit back and wait. You'll get an email eventually. Enjoy the break while you have it! LOL! :lol:


lrhall41

Submitted by cannr on Fri, 07/27/2007 - 11:34

( Posts: 9317 | Credits: )


US Fast Cash and ameriloan? Now, I know US Fast Cash is MTE Financial and they won't be quiet for long. You'll get a response from the "compliance department" or "legal department" from them. Standard form letter response. I don't know about Ameriloan? Anyone had any response from them so she'll know what to expect?


lrhall41

Submitted by cannr on Sat, 07/28/2007 - 06:31

( Posts: 9317 | Credits: )


jen, I love you! Don't let your guard down! They always threw me off! I wouldn't hear anything, then I'd get an email from them screaming "fraud" at me and sending me to "legal" and that I'm being "investigated". Lord! And it was usually first thing in the morning and it would give me a heart attack! LOL! I don't want to scare you. I just want you to know what to expect. And not to freak out (like I did!)!!


lrhall41

Submitted by cannr on Sat, 07/28/2007 - 06:39

( Posts: 9317 | Credits: )