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Good for you! I feel the same. The relief of a Paid in Full is more important than the refund. Although the refund would be really nice and I hope the Ag ca help later.

I received the email with the money wire info but it didn't have any reference to paid in full. I replied and asked for another email stating on receipt of the wire payment of $100 they would consider my account paid in full. I nicely stated I couldn't go make the wire transfer without having that note in hand first.
I hope it was just an oversight on there part. I'll keep you posted.

PaydaySvcs gets my vote for the best PDL to deal with - when I didn't receive a reply email stating I would be PIF once I did the transfer I decided to call them. They apologized and said their email system was very slow. The agent went right to my account and sent me a new note with the statement included and then stayed on the line until I received it and reviewed it to make sure I was OK with it. This made my day!

Very good!! Very happy for you, this is a great start. Also, mature of you to step up and pay the bill, I respect that. Keep us posted and let us know if we can offer any more help.

I received a response from Purpose Loans that says the following: "although we disagree with the merits of your claim as the loan agreement you clearly signed discloses the type of loan, the terms and the repayment schedule, we do sympathize with you in your current financial situation. As a courtesy, we agree to waive this remaining balance of the loan and accept on the $534.76 you have already paid as paymmnt in full. Furthermore, we will delete all informatin regading this loan from your credit report.

Ladybug :D

Congrats to both of you on the PIF. I feel the same, I will pay what I owe, just not more than I owe.