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Checkngo online

Date: Thu, 02/01/2007 - 03:45

Submitted by fedupinpa
on Thu, 02/01/2007 - 03:45

Posts: 1511 Credits: [Donate]

Total Replies: 16


Does any one know what their collection efforts are once your loan is in default. Need an answer asap please?


Check N Go is a licensed pdl, most licensed pdls will attempt to get you to pay the loan, and if they are unsuccessful the next route for the licensed pdl is to take you to civil court to get a judgment. If you have defaulted, make payment arrangements with them and stick to it, otherwise they will probably take you to court.


lrhall41

Submitted by WHEREAMI? on Thu, 02/01/2007 - 09:05

( Posts: 5263 | Credits: )


By all means, if you can directly deal with the loan company, they won't send your account to collections. This will stop new worries coming from the collectors.

Sometimes, the lenders find it easier working with the consumers rather than hiring a collection agency for recovering the debt and probably, get nothing in return. So, call the lender and offer them what you can afford now. Hopefully, they will grant your proposal.


lrhall41

Submitted by Steg on Thu, 02/01/2007 - 09:53

( Posts: 390 | Credits: )


fedupinpa - I'm guessing that no one has been able to provide an experience with ChecknGo online for you, since you've asked this a couple of times. Is there some other information we can provide you with? I'm certain CheckNGo would work out some sort of payment arrangement with you if you called them. Have you done that yet?


lrhall41

Submitted by SUEBEEHONEY70 on Thu, 02/01/2007 - 09:57

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I called them and they said my only options were to pay the loan in full or they would turn it over to their legal department. God, I will pay them what i owe them, just can not do it all at once, I am hoping they would give me a payment plan I could manage, first phone call they did not seem to cooperative. any advice, what happens once it goes to legal, will they work with you then?


lrhall41

Submitted by fedupinpa on Thu, 02/01/2007 - 18:05

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I am really trying to communicate and deal with them, do they break down and work with you eventually or do they stick to thier guns, anyone know? How about you cbigfans7, did they offer you a payment arrangement on the principal or did you have to pay it all in one big chunk. please answer soon.


lrhall41

Submitted by fedupinpa on Thu, 02/01/2007 - 18:07

( Posts: 1511 | Credits: )


Just thought about something, I don't actually have a payday loan through checkngo, it is an installment loan, wonder if they would work with a consolidation crew on an installment loan. Any one have any idea?


lrhall41

Submitted by fedupinpa on Thu, 02/01/2007 - 18:16

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cbigfan7, I am willing to pay them back. did they give you a descent payment arrangement or did you have to come up with the money all in one clip?


lrhall41

Submitted by fedupinpa on Sun, 02/04/2007 - 17:19

( Posts: 1511 | Credits: )


One more ach return and we will see what checkngo online is like to deal with after a default. Doesn't seem many people have experience with them. I am calling langhorn today just to see what they think, don't know if I will sign up or not. Got to see if they deal with this one in particular.


lrhall41

Submitted by fedupinpa on Mon, 02/12/2007 - 03:24

( Posts: 1511 | Credits: )


Anyone have any updates on checkngo online? I am getting closer to being rid of all these lenders. Advance america is finally willing to work with me and take what I offered for payments.


lrhall41

Submitted by fedupinpa on Wed, 02/14/2007 - 03:44

( Posts: 1511 | Credits: )


Anyone have any updates on checkngo online? I am not to the point of negotiating with them yet, but should be soon. I think the last ACH to be returned was the third. Hopefully they will work with me on payments. Has anyone defaulted with them since my last visit to this forum? I am asking about the checkngo online, not the store front. thanks


lrhall41

Submitted by fedupinpa on Sun, 02/18/2007 - 20:28

( Posts: 1511 | Credits: )


The only update I have is they signed a letter stating they will do no more business in my state which I consider a major victory!!!! KYSIDE38


lrhall41

Submitted by KYSIDE38 on Sun, 02/18/2007 - 20:33

( Posts: 2477 | Credits: )


I will be dealing with check n go soon but it's not on line it is a store front. But if you had called them once, I would call that number again and ask for the legal dept. Then ask them what they do with a defaulted account, ask if you would be able to set up payment arrangements. I did that for the cash store (another store front) I told them that you don't have my check yet but you will and I need to know my options before you call me and tell me I have to pay it right now and in full. They could just be bluffing because they don't want to drag out payment arrangements. I was finally contacted by The cash store legal dept. and guess what, they didn't want to accept payment arrangements and I told them oh really, well thats not what so and so said. Then they changed their tune and are now accepting 50 a week. It won't hurt to try.


lrhall41

Submitted by puddlejmpr on Sun, 02/18/2007 - 20:47

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