can not locate company

They are part of Westbury Ventures. Here is the contact info.

Westbury Ventures d/b/a PD6 Ventures/The Loan Shop
2756 N. Green Valley Pkwy
Henderson, NV 89014
Tel.: 800-853-7221

How much was the loan for, and how much have you paid on this loan in finance charges to date? Also, what state are you in? Depending on your state's payday loan laws, you most likely have already repaid the loan, allowable interest for your state, and then some, and are actually due a refund of overpayments.

Once you figure up how much you've paid them to date, and find out what your state's payday loan laws are, you are better prepared to stop them taking more money. You can contact your bank and tell them you want to block any future debits from this company, then you can send the loan company a letter quoting how much you've paid in total, what your state's laws are, and inform them that you no longer authorize debits to withdraw money from your bank account, and also want them to mark your loan as "paid in full." Advise them that you are going to file complaints with the Nevada Better Business Bureau, the Attorney General for the state you live in, and also the Dept. of Finance (or related Dept.) for your state. You can file the complaint on the Better Business Bureau's website, and in most cases, you can also file the other two complaints online as well.

Here is the latest discussion on PD6 Ventures.

http://www.debtconsolidationcare.com/forums/about8161-5.html

http://www.debtconsolidationcare.com/settlement/about16146.html

Marshall, Tiffany gives good advice. Seems to me you have paid the full amount. You need to contact the pdl place and figure out the status of the account. If you have paid what your state laws allow, get the account closed by the company.

If they give you a hard time, let us now. Many of us have dealt with this particular company.

Hello. I am in Texas and Westbury Ventures is saying they are now attempting to build a case on me for non-payment. They say this will be turned over to the county attorney and charges brought against me. They also claim I will most likely have a warrant out. Is this possible after they have repeatedly debited my account causing my balance to go negative?

This is a lie to try and intimidate you into giving them money. I recomment filing a complaint with your AG as it is against the law for them to threaten you with arrest! You commited no crime. How much did you pay on this PDL and how much did you borrow? More than likely, you have paid this loan in full and we need to get this info to direct you appropriately in fighting back

Michael, no one can put you in jail over this! please see the sticky topic related to pay day loan laws for all of the states, located here. You need to contact your states banking department and attorney general.

Hey Guys thanks for the responses. I have 2 $300 loans so the principal balance is $600 but they say I owe $1100 now from late fees. I think I have paid $400 so far. I requested they stop debiting my account and I would send the payment in to them via Money Gram but they kept debiting. They also claim the charges against me will most likely be similar to me stealing a check and a fraud investigation is now pending. Needless to say, I am a little freaked. If they are indeed going to investigate, how long will the process take?

They just called yesterday and said if I just pay them $100 today that they can work with me. Should I hold off on making this payment?

They aren't going to investigate you. They are lying. They are only trying to scare more money out of you. What state are you in? And please do not be fooled by their false claims you are going to be investigated for any crime, you are not. Chances are they aren't even licensed to loan monies in your state. You need to file a complaint with your state's Attorney General's office, and close and open and new account to take control back and keep them from debiting your account.

Michael - breathe.

I dont want to know what they say you owe.

You took out too $300 loans. How much did you pay back for each of them?

What state do you live in?

currently in the lotus position.. :-)

I am not sure how much I have paid to be honest. I know they have received something like $100 on each. I live in TEXAS: 12% per 14 day period.

ok let me put this to you differently...

how much have you given them in extension fees?

ok let me put this to you differently...

how much have you given them in extension fees?

Zero extension fees as far as I know. This is why I am kinda freaked cos they are not getting any money from me at this point and afraid they can pursue it.

ok so you technically owe $336 for each loan. You need to tell them that you will only pay them that amount. If you've paid $100 on each, that means you owe a balance of $236 on each. You need to outline that to them. Cite the texas pay day loan laws, etc. they cannot throw you in jail. Trust me. YOu need to settle with them on your terms, not theirs.

How long ago did you take these loans out?

I took them out about 2 months ago. I told them I would make some arrangement with them. I just sent them an email asking if they can fax me over a statement of my account including what I have paid and what I owe.

do you have yahoo messenger? ***
[color=Red]Personal info removed. Please register and use the PM feature to discuss personal contact information. -JediJeff[/color]

I have been giving this company 48 dollars every 2 weeks for a 200 loan since September. I closed my acct and they are threatening me any recourse?

what state are you in kelly?

If you have paid them $48 every two weeks since September you have definitely overpaid them already. Please let us know what state you are in like Leah said and we can pull the laws up and go from there. You did the right thing by closing that bank account!

I too am going through the same thing. I have 3 300 loans outstanding. They are saying i now owe a balance of 2000. I set up payment arrangements with a Tom Rothrock to have 100.00 taken out of my account every two weeks until the balance is paid off. Since that conversation they have taken the initial 100 payment - then a week later hit my account for 687.05 without my authorization. They cost me 105 in overdraft fees. I don't know what to do. They took the payements out using 2 different account names "westbury" and "exprescash". I live in NC. What do i need to do? Please help!

PDL's are illegal in the state of North Carolina...you need to file complaints with the AG...you also need to file dispute charges with yourbank and get your money back
go to paydayloaninfo.org and click on your state for where to send your complaints too!

Hi. I am hoping someone is still out there that can help me out as well with information. I was called about three weeks ago stating that I owed a loan from 2003... I asked that they send me the information in writing and tell me what payment options were available to me. The woman became irrate with me and told me that if I did not make immediate payment that my collections was going before a judge the next day and I was going to have a warrant out for my arrest. I told her I had no problem paying but that I wanted it in writing. She refused and itimidated me with this whole jusdge thing. I made the payment through my account for $400 and she clearly stated to me that after that my account was up to date. a week later $300 was debited from my account. When I called to ask what was going on she said that I owed money on another loan. Following that they tried to get another $180 out of my account for some other supposed loan, but that account was empty so they weren't able to get it but I did get hit with overdraft. I live in NYC... are they allowed to collect money and not have to put anything in writing?

Westbury Ventures is now harassing me over a payday loan from a company Ive never heard of...stating it goes back to 12/04. Anyway, they threatened to run my SS number to find my new bank account to collect. I emailed them back stating the FDCP Act and even sent them a link. They emailed me again saying they bought the debt and the FDCP Act does not apply to them. I replied with another link from FTC website stating it does. The jerkoff then calls me. I told him i have emailed him on several occassions stating that they are to cease email communication with me,only contact me via regular mail and to supply me validation of the original debt. of course they never did any of this. The guy starts yelling at me so I told him I was going to report their company and sue him for 1,000.00 for harrassment and threatening emails and hung up. The guy calls me back again ...leaving a message on my machine threatening to call my friends and family and tell them about my debt. I have saved all emails and the message he left, reported to the FTC and am going to report to Attorney general. my question...how and where do I file a lawsuit against him. Im in NJ. Thanks!

I am curious if anyone knows what the laws are in California regarding payday loans. Also, does anyone have the information on how to reach the DA by email etc. and will they pay any attention to this sort of fraud since the company is in Nevavda?

You will find the Payday loan laws for California here (just select your state),

http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

Okay how many places is this company located. I got a letter in the mail last week and the address on the letter is:
2207 Concord Pike #505
Wilmington, Delaware 19803

telephone number is 1-800-859-6439

I don't understand about this company because they are telling me that I borrowed money from them when I borrowed it from this company called SGQ. The loan amount was $150 and now they want me to pay $270. Can someone tell me about this company and who they are. If you want you can tell me on here or email me at ***

[color=Red]Personal information violates TOS. -JediJeff[/color]

Some guy named Larry called me at work just now threatening to kill me if I didn't pay him back the loan! I had to file a police report!

I just received a phone call from Ms.Sharon Williams from Westbury Ventures stating that I owe $320 for a $250 payday loan from Aug. 2006. The company who provided the loan was Arrowhead Investments. Since Aug. they have been deducting $60 per pay period. Last week I finally decided to put a stop payment against the company through my credit union. The rep from my credit union tried to research for a number for them or the bank they used and could not find anything. My bank refunded my monies (thank God) and now Ms. Williams calls me on my job (being abrupt and rude w/me and the receptionist)! I recorded her on my cell phone and in the process a guy called back (receptionist intercepted), Garrett, who says he was with Arrowhead Investments but had the same number as Ms. Williams. 800-859-6439. My question is this: What are my rights, since I have paid more than what was borrowed in the first place? I made every attempt to contact them to repay this loan since Dec. 2006. I did not know that I could have stopped it through my bank earlier. When I spoke w/ Ms. Williams I specifically asked if they were even licensed in the state of Texas! She claims they are licensed in every state they lend money. If that is true I do believe they are in violation of the number of extensions available (which I believe is a total of 4!) Please advise on what my next course of action should be..Do I need to change my account number and who would cover that cost? PLEASE HELP ASAP!!!!

i too have received several emails from these people also i tried to set up a payment arrangement but they wanted me to send money i didnt have i received a email to check recovery which stated that they were in the process of running my name and ss number to see if i had a bank account and if i did they would taske the full amount out of my account can the do this they gave me a date of july 15 to respond saying that if i wanted to control how i repaid them i would set up a payment arrangement i am in nc

So from what I am reading all of this is a scam. They have also contacted me and have threatened me with a warrant for my arrest. So has anyone been arrested by them? I live in GA and I believe that payday loans are illegal.

First off, they can't arrest you for defaulting on a PDL, so breathe easier. But I would still use the google function on the boards to research laws for your state to see what exactly your rights are.

They too have sent me this email however, it is illegal nationwide to go into someones financial account without his or her expressed permission to do so. If you sent up a payment arrangement with this company to be debited from you checking account BEWARE, if you agree to have debited $50.00 every two weeks what they do is they submit several ACH debits to your account on the day you agreed in different amounts, i.e. $150.00 #250.00 $125.00 etc furthermore, they will continue to submit this ACH debits as long as they have your account information and the ONLY way to stop them is you have to close the account and then reopen another one. The threaten you that you have committed fraud and they are building a case against you, NONSENSE to simply put it. They can get away with it because you gave them your banks 9 digit ACH number along with your account number so it's not fraud on their part because you originally make the arrangement over the phone. Right there it gives them the right to go into your account because you don't have a signed agreement to prove how much they are to debit and at what times. DO NOT give them any information and they cannot go into any account you have and take whatever they want. Financial institutions are binded by the privacy act which you acknowlege when you first open an account. They cannot go to that bank, credit union and say, HI! My name is Miss Turner and I want to take out $375.00 out of this account number. It doesn't work that way. If you did not specifically right a check to this company they cannot simply go into any account around the world and take what they want. It takes a judgement to do that. Then and only then after you have defaulted on the documented agreement with any lender that that lender goes to a state, local court and proceeds with an action to collect a debit against you. But nontheless, if the company does do that, you are still entitled to your day in court, That's the law NATIONWIDE. They must first bring the action to court and if you defaualt on what the courts rulling then the company can can get a judgement against you. Plain and simple.

i have recived a letter form westbury ventures, they found a way to deduct 770 in my new bank account. i never autorized a transaction. what can i do.

Westbury Ventures has taken 260.00 from my account without my authorization. How can I get this back ASAP?

This morning I checked my bank account and I found out that Westbury denited my account with $260 dollarI
I have never dealt or heard this company before in my life. Some how they got a hold of my bank account number and took the money out. I have tryied calling them but they never answer. My bank has been notified and we will see what happens. Can anyone please tell me on what I can do, because I am willing to file a complaint some where. Thank you

I don't see how they can say they are going to come after you. It is no different if you went out and bought stuff on a credit card and paid some of it but then something happened and you weren't able to pay it.

They called me today and I haven't had a loan with them in a couple of years. I have also moved and changed my number and it is a cell phone. Somehow they got the phone number and called stating that I or my lawyer needs to contact them within the next five days. Also the cell phone bill isn't even in my name.

They can't come after you, it is not a crime to default on a payday loan. A lot of their threats are illegal. They are just scare tactics to try and get people into paying.

They must be using skip tracing to get info that you haven't given them. I recently learned that someone's bank account details (i.e., bank where acct. is held, acct. #, money going in and coming out) can be pulled with a person's SSN. That is scary.

We have absolutely no privacy in this country anymore!!

There is nothing that they can do to you at all, tell them you ar going to report them to the AG & they will leave you alone! :lol:

pogi and sara and elsilencio, did you take out payday loans with VC Funding? If so, Westbury Ventures is the name used to debit accounts for VC Funding loans. If you don't have a loan with VC Funding, do you have any internet payday loans at all?

This company goes by a few different names.

Reference # 87123-101912

Status: Level 5 Delinquent

Account Holder: Westbury Ventures

Debt: Internet Cash Advance



Dear Customer,



When we issued this loan to you it was with the understanding that payments would be made consecutively until the principal amount was returned, unfortunately at this time our records indicate a history of non payment and intentional evasion of this debt. Also you have actively stopped any attempts we've made to retrieve our funds from the checking account where they were deposited. This is a serious matter and we will take all necessary steps to recover the funds loaned to you as well as any fees that may have accrued while you were delinquent. We have attempted to get in touch with you in various ways trying to re-establish contact and work this out in good faith. We have been acknowledged only with your silence, false promises, or outright refusal at this time you leave us no option other than to begin the processes of recovery. Please touch base with me at your next earliest convenience if you would like to resolve this on a voluntary basis.



A very serious review into this matter will take place at the end of this month, at that time your account may be scheduled for further action.







Larry Foster

Account Manager

Westbury Ventures

Phone: 1-800-859-6439 ext. 3291

Fax: 1-866-323-6555

@LTSmanagement.com

Money Grams may be sent from any Wal-Mart location or call-1-800-555-3133 for the Money Gram vendor nearest you. Simply complete the BLUE Express Payment form with the information below:

Receive Code: 4959
Pay to: LTS Management
City: Wilmington, Delaware (DE)
Loan ID or Account number: Call me at 1-800-859-6439 ext 3291

Don????????t Forget!! When you are finished sending the Money Gram, call 1-800-859-6439 ext with the confirmation number so the payment can be posted to your account.

This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you have received this email in error please notify the system manager. Please note that any views or opinions presented in this email are solely those of the author and do not necessarily represent those of the company. Finally, the recipient should check this email and any attachments for the presence of viruses. The company accepts no liability for any damage caused by any virus transmitted by this email.


This is what I was sent my DMS Marketing. Can someone know what I should do

Contact your ag and your state bar for recommendation on attorney, also file a claim with the Fed Trade Comm. I did this and am currently suing them for my time, fees they cost and other punative damages they have caused. My attorney took the case probono, so you should find someone to do the same. I also recommend if you have a voicemail, emails etc that they left, keep them on file, this is helping me ALOT!

Ok...so these guys just out of the blue debited $390 from my account....I need to pay rent...I've been on hold at 800-859-6439 for over 30min...i doubt anyone is coming on the phone...I haven't a clue when this loan was taken? And the frustrating part is no one is picking up the phone!!! any suggestions besides closing my account and reopening another?

thanks...ju

Hi - I live in NC, had a payday loan bout 2 years ago with them, paid a couple of payments, then was unable to keep on paying them, eventuall had to change bank accounts = Now they are sending me emails saying they can search thru "Check Recovery" for a way to search and find any NEW checking accounts I might have, and take their money out of them. Can they DO THAT? ????

my bank gave me the ph#18008596439 talk to your fraud dept of the bank they should be able to help

Okay so they tried to debit my accout last week for $390 and when I called the bank to dispute it they conference me in with Amy at Westbury Ventures who said okay call me back and we can set up pay ment arrangement. Well I called her several times and she never returns my call. Then today when I logged on to my online banking I see where they took $390 from me. What do I do?

I would just call and ask for Tom Marrow he is a new manager that helped me with a sismlair situation :twisted:

hello,my name is jason and came across this forum while looking for info about this company myself.i took a $300 dollar loan out with them in august and every two weeks they debited $90 from my account.i left it at that cause i wanted my loan paid off as soon as possible.they called me in december to tell me that out of all those payments nothing has been applied to my princible balance.at the time i accepted this loan.they told me there was a $90 dollar service fee plus the loan amount.i thought that was fair.but now there telling me all the $90 fees are all extension fees.thats b.s.!they put me on this pay schedule for every 2 weeks and nothing is being paid.every time i talk to them they say i have to pay right away to avoid legal action.so told them if your gonna go that far then send me a formal letter and a copy of my contract and a physical address so i can have my attorney contact them.they cooled off at first but now they are trying to play hardball.if they cant prove to me i owe them and wont give me copy of the contract,then they are harassing me and they are breaking the law.since they have acouple different names,they will debit my account under a different name every time.i finally caught on and had to put a block payment for all the names.when they realized they were blocked completly then thats when they tried contacting me.before that,it was impossible to get them on the phone.they even tried different amounts of money to debit to make a loophole,because technically that is a different transaction if the amount is different.any more suggestions on how to handle this?

There is a couple of us that are going to do a class action suit against westbury ventures. Email me at email address removed as per forum rules - Mike
Lets get the money back and teach them to respect us and others

please visit westburyventuresscam.com for very important information on westbury ventures and its affiliates and what we are doing in our lawsuit