Miracle Management Group: How reliable are they?

Hey City, on your check in the lower right hand corner, did it say "by cashing this check you agree that this account is paid in full" or something to that effect?

Citikid,

I too only received a partial check initially... I kept complaining everyday, numerous times a day and finally 2 weeks later I got the second check. Keep fighting for it.

KristeC,

When you say you kept complaining everyday, was that via e-email? I have been e-mailing and leaving messages everyday with no response.

I also have had to file bankruptcy no thanks to this company! I have yet to receive any money from them. My attorney read their 'so called' letter...you know the one that states to sign & return & they will send a refund in 4-6 weeks less the retainer fees...my attorney told me to email them informing them that I was not signing this without speaking with someone (aka a LIVE person)that I could contact AND a letter from their company on some sort of letterhead. I've emailed them this information with guess what? No response! Imagine that!! I've also been told by my attorney that once I start the bankruptcy process, I cannot collect from them until the bankruptcy is final! I'M SO ANGRY!!! I received my first call from one of my creditors in over two years last week. I explained the situation to them, however, all they wanted to hear was that I was filing bankruptcy & the name of my attorney!

On the check I received it said "Partial Refund Installment". I made a copy of it before I cashed it. I cashed it with no problem at their bank.

I too filed bankruptcy but my attorney said that had nothing to do with getting a refund from mmg. They still should refund your money to you if they did not settle any accounts on your behalf. When I went to the hearing where the creditors are present they all said they have had problems with mmg settleling accounts. They also said that when mmg would tell clients that they had settlement offers to them that was not true. They also said since mmg was not license, legally they could not have power of attorney.

Worried,
No way would I have deposited it if it had "by cashing this check you agree that this account is paid in full" on it. Good call, I looked for that one. But no, as Guest stated, it had installment payment written on it.

AmyF,

What reason did your attorney give you for saying you cannot collect from MMG until your bankruptcy is finalized? An attorney told me filing bankruptcy has not to do with getting your money back from a company that did not do the service they were paid to do. You should complain to the senators in your state and the FTC and the Attorney General of Texas and the Texas Department of Banking since Texas is now where MMG is now located. Do not stop trying to get a refund from them.

When I said I complained everyday... I did it via email to every email address I had, and I cc'd her attorney every single time (at least 4-5 times daily). I will post all email addresses I have shortly... I have to get them from my email account...

Okay, I emailed every single email address every time... at least 4-5 times daily. She threatened to sue me for harrassment but I was definitely not scared of that... especially since her no good attorney never responded out of all the times I emailed her. Even when she threatened me, he never said one word and I cc'd him every time I emailed her.

hyla @ mmgfinance.com,
hyla @ riskmp.com,
hylaleah @ aol.com,
mgerity @ ig-law.com,
Mike @ RiskMP.com,
CustServ @RiskMP.com,
custserv @ mmgfinance.com,
finance @ mmgfiance.com,
response @ riskmp.com,
mmg @ mmgfinance.com,

Good luck all, hope this helps some

Hello all remember I too filed bankrupcy over MMG, it is a hard thing to decide to do but with me I had no choice,worked all my life and paid all my bills had perfect credit and now it is gone thanks to that company. Don't let them fool you into thinking they are an honest business get out and get the pressure going to get your money back. I got most of mine thank goodness for small miracles except for the first payment that I sent them so it is your money and you deserve it back like she stated herself on the news with Chris Hayes it is their money and it belongs to them, so keep after them to get your money

Hey City, whoo good. I thought it might just be another one of their scams. Well, it could be a good sign that they are sending "partial refunds" which is something, even though not the full amount. It's definately different. Still the same old stupid Stanton stuff. I can't imagine why they are sending partial refunds unless they are trying some kind of tactic to screw you over in the end or pacify you for now. As long as it didn't say that "paid in full" crap you should be good.

Get a load of this response to my email from the finance dept.

I wrote...
I received a check today for $1000. Thank you! Is there a reason why it is
only 1/5 of my total? Am I to expect four more $1000 checks or what?
Thank you once again.

And they answered with...
Our department issued and sent to you a partial payment towards your
refund in the amount of $1000.00
Thank You,
Finance Department
Risk Management Partners, LTD.

Well duh, I apparently know you sent a grand to me. Masters of the obvious.

City - What a response. It's something different than the we are waiting to finalize your refund. At least you got a response. They haven't responded to my email yet.

citikid, did you also have to e-mail everyday? Did you get a response before you received your partial refund from the finance dept? Have you ever spoken with Hyla or her attorney? I have been e-mailing the finance dept. everyday, the last response I received from them was in December.

worriedinaz..i sent you an email with some links to hopefully help these poor people

I have emailed multiple times per day, when I am not swamped with work.
I have spoke with Hyla as well as her attorney but that was a long time ago.
I got that stupid responce after I got my payment.
I am now wrtting letters, actual letters, to the Texas address to Hyla, finance dept, and legal dept. Trying twice a week, but work again getting in the way.

To Citikid, KristieC, and MadMon,

What states do you live in?

I live in Baltimore, Maryland

New York.

Congrats citykid on getting some of your money..at least you got something for now..keep pushing for the rest of it..

I live in west virginia.and guest where do you live?

Good Morning everybody! It`s been a long while I`ve posted a message in this forum...page 66 and STILL COUNTING! I`m on spring break right now so I have some free time(besides work). Taking microbiology takes up a lot of time...hmmm...why am I oozing green goo under my finger nails?

Congratulations to those who got the partial refund checks and hopefully the rest of it as well. This recent partial refunds being sent out has gotta be a delay tactic. Curious though, something is probably prompting RMP to take action. Wondering if RMP is starting to get notices from FTC or some agency. I`m still waiting for mine after sending the cancellation letter and the power of attorney revocation form.

A note to guest who is asking Citikid, KristieC, and MadMomma where they are located at, it is recommended that you sign up an account in this website just like everybody else here so we KNOW who we are chatting with and the ability to PM (Personal Message) anybody in this forum. Yes, It`s Free.

Someone in this forum was asking me about my visit to the Irving office (I think it`s on page 65 or earlier, can`t remember). The Irving,TX address is valid. Nice environment though....THROUGH OUR FINANCIAL EXPENSE!!! The name Risk Management Partners is not visibly found on the company directory (1st Floor) but maybe under a different name. Again, this was back in January, it was new so maybe it`s name is on the company directory as of now...i don`t know yet. RMP is grouped with other company offices on the 10th floor...no company name is visibly seen nor any suite numbers. There is one MAIN floor secretary who caters to all the companies on the 10th floor (routing incoming calls, notifying company reps if customers/clients arrive, probably accepting packages, doing a hoola hoop in her bikini....I made that one up..sorry) Hyla wasn`t there when I visited 10th floor. I was informed that supposedly she comes and goes between Nevada and Irving,Texas due to "business" meetings and then some. There are strong doubts that it is the case.

Tax time is approaching. I received a letter from my creditor indicating my cancellation of debt (Tax Year 2005 1099-C) which I have to report as income to the IRS. Thats a good thing so that leaves me with one more creditor to go. Statutes Of Limitations has expired already so I can`t be sued by a creditor. Here in Texas, it`s 4 years. I joined MMG back in December 2001.

I`ll be back later today. Gotta get some sleep. Bye for now. Where did I put my soothing blankie?

I live in South Carolina, I was wondering if all the people who got refunds were from one place? I still have not gotten any response from my e-mail's or phone calls. I have been waiting for my refund since September 2005. Hopefully since some people have started to get some money we can all hope we get ours.

Obviously, I am not a person of a lot of time...with a two year old, who does? I guess what I am trying to say is that I don't have the time to e-mail everyday, multiple times a day. I am just hoping that the occassional e-mail and voice message will suffice.
I just sent a mass e-mail to all of the addresses from one of the previous posts (thank you by the way) and in case anyone doesn't know, Mr. Gerity's e-mail address at aol no longer works, and Hyla's aol address comes back with an automated response of Hello, I am unavailable to read your message at this time. Just thought I would let everyone know where I stand...even though it doesn't look very promising, I will NOT give up.

Do you happen to have a phone number for the address in irving, tx. I have one but not sure if it is valid. I have talked with an attorney and i just want to make sure that i am not tossing more money into the air by sending things to the wrong address or not having a valid phone number. Thanks for all your help

Does anyone know if MMG/Rmp is licensed in the State of Texas to debt management?

To all who does not know this... this company is a Debt 'Settlement' company, not 'management'. There is actually a difference between the two and different licensing needed for each.

Good day everybody! To lewisjl1, so far there is no known direct number to the Irving,TX office.We`re still stuck with the usual number (866-948-9222).

Check out the bbb website(Dallas). The "listed" number...775-841-9327...is no longer in service. When I called the 800-877-1801 number, the secretary stated they are Risk Enterprise Management and not related with Risk Management Partners. There are errors on the Dallas BBB record....more of a screwup.

The Irving address is valid. I sent certified letters (confirmation) and visited the office floor.

I`ll be back! Great weather to have an oil change! Byeeee.

The House Of Dagger

on the press release its says they operated an unlicensed debt management company. I guess eaither way they screwed us.

Dagger, Did you ask if the Risk Enterprise Management is in the same building as Risk Management Partners? Or are they at a totally different address? That seems kinda funny..

I just did a search on Risk Enterprise Management and the one I found has a business in almost every state and when I looked at their Texas address they are located on LBJ Freeway in Dallas, TX. The number you called at 800-877-1801 is almost exactley the same for the companies fax number which is 800-877-1802. But their actual phone number is 972-952-8006. Just seemed a little strange to me.

I too called that company back in January, not once, but twice. I asked them both times if they were related to RMP and they told me they didn't know who that was. I then told them they might want to contact the BBB and have this number removed from Risk Management Partners because they were a VERY shady and unrespectable company, and they didn't want anything to do with them...kind of funny that the number is still on the BBB???

yes, I think its strange how they can mess that up like that because the Risk Enterprise Managemement is located in every state and also some other countries and seems like it is a known company from their website. I think its even more strange when I type in Risk Enterprise Management on the bbb and five companies show up but the only one with the Texas address happens to be Risk Managment Partners with Risk Enterprise in parentheses underneath it with the 5605 MacArthur Blvd address???

Good morning everybody!

Swtgal77 , I asked the secretary if they have been receiving phone calls from other people inquiring about Risk Management Partners recently. She said her company has received those calls....but when asked if Risk Enterprise is related with Risk Management Partners, she stated "no".

When you type "Risk Enterprise Management" on the BBB search engine, it WILL show the Irving,TX address since it is underneath "Risk Management Partners" name. The QUESTION is...is Risk Enterprise Management accurately correct and should be listed as an additional name?

First - I strongly have serious doubts about this and suspect someone have done some research and reported to the Dallas BBB the incorrect name -OR- it was intentionally submitted to create confusion. This company name issue will have to be resolved. The address of Risk Enterprise (just in Dallas alone)is 7616 LBJ Freeway, Suite 400, zip code 75251. Risk Management is 5605 N. MacArthur Blvd 10th Floor, zip code 75038...NO LINK.

Second - Risk Enterprise Management directly answer calls...WOW...BIG difference compared to Risk Management Partners. lol. Even hclunie had verbal communication with Risk Enterprise TWICE. It`s NOT common for Risk Management to answer calls. As I`ve stated in previous posts (probably page 56? can`t recall), they don`t answer the calls. They "listen" or "scan" the voice messages as to WHY the client is calling. If RMP determines the client is calling for a refund, they won`t call back.

Third - Risk Enterprise Management, as stated, is located on LBJ Freeway in Dallas,TX. Well,I know LBJ Freeway(I-635). Risk Management Partners is not next to LBJ Freeway. RMP is next to highway 114. Risk Enterprise is in Dallas but Risk Management is in Irving,TX (Las Colinas Area).

Forth - Since Risk Enterprise is located in almost every state and in some other countries, the Stantons would have to manage larger manpower and funds which will exceed the Stantons handling of Risk Management and their chrome wheel business. I seriously doubt Risk Management can do business outside the U.S. because of the massive expenses and the record keeping process required (compliance of foreign government policy). The Stantons can`t shield themselves this way. Besides, we`re going after the Irving,TX office. Based on the Risk Enterprise website (go to google), their headquarters office is in Cranbury,New Jersey...among other offices...

My conclusion....somebody did some research and submitted the wrong name and the numbers to the Dallas BBB.

Gotta get some Zzzzzzzzzzssss. I`ll be back again.

The House Of Dagger

I love my fuzzy wuzzy teddy bear.

For reason beyond me...I finally received an e-mail back from RMP.

RMP response: The refund process is an ESTIMATED 4-6 weeks. That is NOT a guaranteed
timeframe, but our best guess to how long it will take your creditors to
sign our revocation letter confirming that they have legally removed our
Power of Attorney's from your creditors office/files. The Finance
Department will also need to verify that all monthly payments were
successfully drafted, all NSF fee's paid(if applicable), all settlement
commissions paid to our company.

Funny how I have settled all the accounts that were ever in their possession. Really not sure what they are waiting on now...just another stalling tactic I guess. At least we know they are reading their e-mail. The message was from CustServ @ RiskMP.com. Bombard them with messages is all I can say (not that we aren't already.)

your probably right dagger, my thoughts were that since this Risk Enterprise is a reputable company they wanted people to think they were the same and would maybe trap more customers that way. who knows with them anymore.. Good one about the phone your certainly right about that one. RMP "NEVER" picks up the phone.

hclunie, yes that would be there famous stall tactic, trust me on that one, they've been stalling with me for over one year. I even filed bankruptcy 2 months after I cancelled with them. I don't know if you've already done so, but do what kristie c. suggested awhile ago and revoke your power of attorney's and send it to their tx address.

Nice intuitions dagger and gal. It is awfully fishy that this new name suddenly appears under RMP. It's also funny that the report lists a total of 0 complaints against them in 36 months. Here's my input. I haven't researched this matter but remind you folks that the Stantons abandoned Jubilee when Gustavson went down, and changed their name to RMP. They got away with murder for some years and now are in hot water again. I don't doubt that the Stantons have either changed their business name or are in the process of doing so. I know that Hyla has asked former employees to come back and work for her lately saying she was restarting the company again. Just my input.

Worried, how on earth would an ex employee be silly enought to come back and work for them again after all that has went on with them, surely no one is going to go for standing with them again, just my point of view, it is still sad that they send those letters and emails that the 4-6 weeks is an estimate. I think that they must tell everyone the same thing to just pacify them like they did me and others and then after those 4-6 weeks you get angry and start pushing , that little bit of times just gives them a few more weeks to drag and lead you on, it is unfair and awful.

That is something!!! Worried, Do you know why they set up another p.o. box? I also don't understand how the report shows 0 complaints. Because I know I certainly filed a complaint.

Telephone: (775) 841-9327 NO longer in service

I'm with you mom, I don't understand how anyone could work for the Stantons. The Stantons seem to attract other thieves like them. They set up another po box to start up another scam company to steal more money. It's the BBB report that gets me. 0 Complaints! Come on.

here is some PUBLIC info about them..available to anyone. Perhaps this will help in your search to recover funds.

GIS Maps at
http://www.maricopa.gov/Assessor/GIS/map.html

2172 E Calle De Arcos
Tempe, AZ 85284
Parcel # 301-63-274-A
Sale price $730,500 7/29/2005

Type Stanton into new search...see all sorts of stuff

Not the address for long. Their house is for sale. They are moving on. Anyone find out if you can make a judgement on their property?

I too have filed a complaint with the BBB and it took them almost a month to process my initial complaint. When I filed my complaint in Nevada, they were very prompt. My e-mail from the Dallas BBB says MMG/RMP has until April 10th to respond or further action will be taken. What kind of further action can the BBB take? And I too am curious as to why no complaints are showing up yet. I am currently in the process of filing a complaint with the AG of TX.

A lien on their property takes a judgment against them. If you decide to sue the Stantons in your state I can help you serve them in AZ. The Stantons will either settle with you or default which will give you your judgment. I can then help you put a lien against their property. It will have to be quick.

Worried - I tried to do that here in my state but was unable to find someone to help me do it

WorriedinAZ..your email still the same as listed on pg 40 or so?

I asked why I received a partial amount. Here is what the finance dept replied with...

A partial payment was sent due to your refund process not being completely
finalized. If you are unhappy with the partial refund payment and would
rather wait until your refund process is fully completed...please return
the partial payment immediately to our office.

Thank You,

Finance Department
Risk Management Partners, LTD.