one down - with a refund (!) - 3 to go!

By the way, that was DMS Marketing that is giving me the refund.

Oops, I was so excited, I forgot to sign in. Anyway, the release states they will refund the $150 into my account by tomorrow if I fax the release form to them before 5 p.m. today. Since the account they have access to is closed, should I insist they send a money order or do you think it would be okay to have them send it to my new account?

Do not send them your account information!!!!!!!!!!!!

Absoulutely do not give them your new checking account number.

Thanks, Roadwarrior and Tammy. Can I insist they send me a money order?

You can insist on a money order, etc to be sent through the USPS.

I e-mailed him back. He said that's perfectly fine and that he will notify me when they receive the fax, and a money order/cashier's check should be sent with 24-48 hours of receiving the fax. This is great!

Congratulations dbaker6! That is great news! Things are getting better and will only continue to improve!

As you told me they would! Thanks so much, Steelers1. You're great!

Okay, I signed and faxed the release form to DMS Marketing/LTS Management Services, as they requested. John Kimball sent me an e-mail stating he received it and then copied me on a fax he sent to their finance department, telling them to issue me a refund. I'll let you know when I get it. Thanks again, you guys, for all your help.

That's awesome news :-)

Thanks. I couldn't have done it without you!

As I posted earlier, I just settled with LTS Management Services/DMS Marketing with them marking my account paid in full AND receiving a $150 refund, which they said they'll be sending out in the next 24-48 hours.

About 20 minutes ago, I got a phone call from National Opportunities/itsmypayday. They won't give a refund, but they did say they marked my account paid in full and would send me a copy.

Two down, two to go!

I am DEFINITELY celebrating this weekend!

That is great news! Those last two will soon fall just like the first two! Congratulations!

Thanks again, Steelers1.

I know how you feel I just got rid of my last one today. Congratulations!

Thanks, Sam62. Congratulations to you, too! I just cringe to think of what those places would have done to us if we didn't find this site. Isn't it amazing? Once they find out that you know the laws, they're so willing to settle the account. I couldn't believe how willing to accommodate that this guy was! Again, congratulations!

OK, I had another setback today - but this time I'm ready for it because I know eventually it'll all work out. Interim Cash Ltd. sent me another notice, after I had sent them a template letter, stating that I had not gotten in touch with them regarding the default in my loan. I attached a reply to the e-mail they had sent me and copied the template letter there. I will be waiting to see if they respond. Will keep you posted.

dbaker6, get on their last nerve, e-mail that letter everyday. I wouldn't sweat over them, you will get your settlement with them. Good job!

Thanks, Steelers1. I'm not too worried about them, especially after getting the other two out of the way - all in one day! For the thorn in their side that I'm planning to be, I don't think they'll hold out for long. I'll let you know.

does anyone have the e-mail address of Geneva Roth?

How do you get away from these people, I have loans that they have been over paid and they continue to take money out of my account. HELP!

sfj76, first you need revoke your authorization allowing them to debit your account, then either block them from your account or just open up a new one. (Don't listen to their threats that they are going to charge you with fraud or have you arrested, that is just a flat out lie to scare you) If these are internet pdls then use the settlement letters on polly's blog, insert your state's pdl laws and let them know you filed a complaint with the AG's office (because that's something else you need to do because if it's an internet pdl, then they are more than likely unlicensed to lend in your state) Then fax, e-mail, send out these letters until they mark you paid in full, or settle with you for what you legally owe within your state.

Well, I got my refund (!) for $150 via certified mail today from LTS Marketing Services/DMS Marketing, XpressCash, etc., etc. Hooray!

Good for you dbaker! I bet that felt great!

It really did!

Hi dbaker, Congradulations... It feels so good to actually get back something from these vultures. Keep up the good work. KYSIDE38

That is great news and I know you feel so relieved

Thanks, guys. Yes, it's definitely a relief to get something back from them. I never would have dreamed I'd be able to dig my way out of this mess, more less get a refund! This site is fantastic!

Wow, things are really turning around for you!!! Keep us updated on your future progress :-)

I will. Thanks, Mishele. It was definitely nice to receive that refund yesterday!

I also have Interim Cash, do you have an address for them?

Here's the link to the post which will give you the address, it's in dcashwell's post.

Why do I keep doing that. Here is the link:

http://www.debtconsolidationcare.com/settlement/about12550.html

Can you post the addresses, I have to send letters to all the same PDL's including Interim....

Interim cash phone number is 1-877-539-6707. They use one more number, 877-539-6707.

Here is the address.

Interim Cash Ltd.
19W 34th St.
Suite 1018
NY, NY 10001

What are the names again?

sonic payday
Cashadnvance network
Thanks I have Interim written!

Cashtree911
ezpaydaycash
OneClickCash
Cashdirectexpress
Interim
itsmypayday

Itsmypayday is also known as National Opportunities.

Here is their contact info:

National Opportunities
42 Read's Way
New Castle, DE 19720
(800) 243-0590

I'm not sure about the rest.

Do not send them your new account #
They will rob you if they get it
150.00 is not worth you risking your other money
Keep your new account to yourself

Yes guest, normally the first thing we tell people when they come here with pdl issues is to close their bank account immediately and open another one and not to give the information to anyone. These places are famous for taking money even when they are already paid off or have been asked not to do ach debits anymore.

what template did you use?