Wages Garnished, Want to Rehabilitate

What state are you in?? Most states are 25% maximum garnishment which means that even student loans cannot go over the state max.

Are your loans with two guarantors? The reason I is that a single guarnator will not guaranish multiple times for loans they hold.

Rehab with a garnishment requires you make the payments over and over the garnishment. This is the law.

Thank you so much for your reply. I am in Texas. There are two different guarantors, each taking 15%. Can I request a hardship reduction in the garnishment with the collector as they are still trying to contact me? Also, I am reading that the minimum rehabilitation amount is 1%.

I looked but I could not find a maximum amount that set by texas for this type of garnishment....texas doesnt have a maximum garishment law set as it is a non garnishment state except for this type of debt.

It is hard to say if what your guarantors will say. You had the opportunity prior to both guarnishment to appeal based on harship. Another complication....if one of your guarantor is Texas GSLP, rehab is a moot point. Currently Texas has no rehabbing lender available so they are not being processed. This is affect quite a few guarantors so I have read.

My guarantor is USA Funds and ECMC. The USA Funds loan is being collected by Allied Interstate who is still calling. Thanks again,

My guarantor is USA Funds and ECMC. The USA Funds loan is being collected by Allied Interstate who is still calling. Thanks again,

Call them and ask what they want.