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Unemployed Student with Credit Card Debt

Date: Thu, 04/30/2009 - 01:03

Submitted by anonymous
on Thu, 04/30/2009 - 01:03

Posts: 202330 Credits: [Donate]

Total Replies: 4

Unemployed Student with Credit Card Debt


Hi, my credit card debt is over the 10k mark and I have a student loan on top of that. I have finally ran out of the money in my bank and I don't know what to do. I'm in the semester of college and plan to move to a different city in June. I've been unemployed since January, with no luck landing a job.

What are my options, if any? Could I get a debt consolidation without a source of income?


Hi Chikyd
You cannot get a debt consolidation loan if you do not have a good credit score. However, if you have a good score, you can go for balance transfer credit cards to pay off the credit card debts. Balance transfer credit card comes with 0 APR for an introductory period of 6 to 12 months and has no annual charges.


lrhall41

Submitted by anonymous on Thu, 04/30/2009 - 04:45

( Posts: 202330 | Credits: )


I'm pretty much living off of my girlfriend right now, who is in turn living off her parents. She wants to move to the other city, while I want to move back home with my mother to sort things out. She said she's willing to help me out, but I don't know how much of it she can.

Yes, I have checked campus jobs and the ilk all throughout the year, but due to my class schedule, nothing materialized. I mostly obtained money from selling odd things to barely cover the minimum credit card payments. Not sure how I'm going to make this last rent, though.


lrhall41

Submitted by anonymous on Thu, 04/30/2009 - 14:51

( Posts: 202330 | Credits: )


what city are you in, i may have a job solution for you.


lrhall41

Submitted by anonymous on Thu, 04/30/2009 - 22:06

( Posts: 202330 | Credits: )