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Completed 3 year conditional disability discharge now what?

Date: Sat, 04/25/2009 - 10:50

Submitted by maryjackson1234561
on Sat, 04/25/2009 - 10:50

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Total Replies: 8

Completed 3 year conditional disability discharge now what?


Hello,
I finally completed the 3 year conditional disability discharge waiting period for my federal student loan last month. If any of you have gone through the disability discharge process what can I expect? How long until my loan is finally discharged or forgiven and they send me the final discharge letter?
Thank You!
Mary


My discharge is under the old rules where a final medical review is not required. According to the last notice I received a few years back, to qualify for a final discharge all that must be met is 1: my annual income may not exceed poverty guideline and 2: I must not receive a new student loan.
I have waited for three years now and I have met both. When they want something they want it done like yesterday. Now that I have bent over backwards for them all I wish is for my loan to be discharged. If anyone has gone through the final discharge process, how long does it take after meeting 3 year period to get the final discharge notice in the mail and my loan discharged? Thanks.


lrhall41

Submitted by maryjackson1234561 on Sat, 04/25/2009 - 11:04

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its been seven months since i've finished the 3 years conditional discharge period and i'm still waitng. the first said it could take six months. now they won't give me a date.


lrhall41

Submitted by anonymous on Wed, 04/29/2009 - 19:59

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its been seven months since i've finished the 3 years conditional discharge period and i'm still waitng. the first said it could take six months. now they won't give me a date.


lrhall41

Submitted by anonymous on Wed, 04/29/2009 - 20:04

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it's been difficult since my disability. waiting another seven months has made things worse. if my discharge is denied, i have no way of paying them back without financail disaster. i will be greatful if my loan is discharged. however, i wish the communication were better.


lrhall41

Submitted by anonymous on Wed, 04/29/2009 - 20:07

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can they deny a loan discharge after you've gone through the 3 years of conditional disability discharge? and even another 7 months beyond that?


lrhall41

Submitted by anonymous on Wed, 04/29/2009 - 20:10

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