Student Loan Wage Garnishment

They still file for judgment...and wait. Bank levies. Home liens.

The debtor has no assets....does not own a home or car and has no bank accounts in his name. He deposits his money into his fiancee's account and pays bills from there. His fiancee will most likely put any house in her name when they purchase one. Both cars are already in her name (one is owned outright).

He doesnt have any assets now...eventually the fiancee will get tired of running from his debts.

The assets can be all in her name without a problem, though. He is not running from his debt; he just needs adequate income to make payments which he has not yet found. My question was just what exactly they sue for when you have nothing to take. For instance, my husband and I are near retirement and have no assets either. I just don't see what they can take in that case. Money is not that important to us; we live a simple life and are happy that way.

Please read what I wrote....at least twice already. They are not suing for what he doesnt have now....they are suing for what he may have in the future. Future assets. Future bank accounts. Anything they can get their hands on .

If the school closed, it is by no fault of your own than you are only liable for the time you were there, and even that may be forgiven if it was a short time. I went to a school that closed and became part of a class action suit for many of the students as even when they were open no one felt they benefited from the education so students were awarded a settlement. Talk with the people involved and show proof that the school closed.

Yes you must. You'll receive notification via agency and/or employer of garnishment in the state of california. I think that It takes place not only in Califonia but also everywhere.