Debt validation
Date: Wed, 09/05/2012 - 05:39
I called the original creditor (cell phone ) company trying to pay my unpaid balance and was told I had been turned over for collections. I was also told they were able to pull it out of collections and I might recieve letters/phone calls from the agency, ignore them and it could take up to 2 weeks for them to stop contacting me.
The next day I rec'd a letter from the agency asking me to pay this debt. Since services have been restored and I am in good standing withthe original creditor, how do I dispute this debt and not have anything negative on my credit report>
The next day I rec'd a letter from the agency asking me to pay this debt. Since services have been restored and I am in good standing withthe original creditor, how do I dispute this debt and not have anything negative on my credit report>
If they reported it to your credit bureau, they had permissable
If they reported it to your credit bureau, they had permissable purpose and were legitimately collecting on the debt so you may be stuck with it.
