Credit Report
Date: Tue, 05/25/2010 - 14:59
Credit Report
I have a student loan that is being reported by 3 different agencies. Dept of education, direct loan services and another collector. The first 2 reports do not hold the loan, it is held by company number 3. How do i get the DoE and direct loan off my credit report since they do not hold the loan and i do not make payemnts to them.
You dont. Federal law allows them to report for 7 years from th
You dont. Federal law allows them to report for 7 years from the default date. The DOE will be the current loan holder. it may be assigned to a CA, but the DOE is the guarantor for Direct Loans.