Loan Shop Online

First, payday loans are illegal in NY.

Second, even if they weren't, LoanShopOnline is an illegal, offshore lender.

These people are trying to scare you into giving them your money. Don't let them.
Debts are civil matters. You can't be arrested. The next time they call, tell them you know better and then don't bother talking to them again. Ignore, ignore, ignore!

Payday loans are illegal in NY. Debts are civil, not criminal. You can not be arrested for an illegal loan. This is just typical BS from illegal lender. You are only morally obligated to pay back the original amount borrowed, no interest or fees. Click forums section, click payday loan help, click sticky on how to deal with unlicensed lenders.

Thanks for your help. I told them this and they told me, "Wait and See."

I also received threatening phone calls from these people. First, if a lawsuit has been filed, you would receive documentation in the mail. He threatened that my local police would come to my job and arrest me. I asked him who he was and he gave me the name Kenneth Webster out of San Fransisco CA. I googled it and came across a bunch of people who received this call. I filed a report with my local police department...to no avail but the still. Whenever o called back, they would not answer the phone

you reported them.now ignore them.the threats are empty and they do have caller id.that is why they won't answer.let sleeping humanoids lay.