Settlement
Date: Fri, 08/24/2012 - 10:54
well
sorry,but i missed the original thread.you should have asked for validation as all they would have to do is send a letter stating you owe the debt to verify.validation is more thorough.see what is sent and then send a debt validation letter shortky thereafter.who is the collector?
The correct debt is GE Money, who got it from Citibank,.. Should
The correct debt is GE Money, who got it from Citibank,.. Should i send the other letter out now, or wait for them to respond to the first one. I know we owe but need to be careful on the payments I try to set up with them, dont want to over spend what i dont have.
should i send a letter with an offer as soon as i get the DV fro
should i send a letter with an offer as soon as i get the DV from them or do I need to call them. would really prefer to keep it in writing
So havent received anything in regards to my DV letter, BUT!! I
So havent received anything in regards to my DV letter, BUT!! I recieved an Notice of Privacy Policy of CA Holdings Inc Family of Companies. I have no clue what this is or if its from this company/.... Any input on this???
?
I know i am not getting responses to my questions, but they still havent sent me any thing from my DV letter. Please i beg anyone why would they not responed and should i send them another request
It hasnt been that long...if they are going to respond it someti
It hasnt been that long...if they are going to respond it sometimes takes time to pull the information you requested. Or they may have chosen to ignore it and close the account and return it to the creditor which is their choice.
If they do respond, settlement offers should be done over the phone...they will not negotiate thru the mail.
Soap is correct. Negotiating a settlement via a letter is not a
Soap is correct. Negotiating a settlement via a letter is not a reliable way to negotiate. The art of negotiation is dependent on emotional and psychological scenarios that are impossible to leverage through writing.
The key to negotiating is presenting your offer in a "what if" context.
"What if I could borrow the money to generate 30% of what I owe? I'm not sure that I can, but if you advise me that you will accept it, I'll make some phone calls to try and find it..."
This approach will serve you much better.
