getting capital one to remove from credit report

Capital One is your judgment account right? It aint going anywhere....you obviously knew about the add on and agreed to it. In these types of cases, the refund is minimal and takes years to pay out.

you're probably right. so should i still join this class action lawsuit that this law firm keeps calling me about. they are based in santa monica, and i'm out here in so. Cal. i remember a few times where those monthly fees for the credit monitoring would be tacked on then that would cause me to be over my limit. somehow they still let the charges go through and then charge me an over the limit fee. i tried to complain but it was useless. i guess it was my fault also for using my card so close to my limit. its just annoying because aren't they supposed to decline charges if that particular charge puts you over the limit? i mean i remember one time they declined me when i didn't have enough to pay for a tv. i think i was like $40 over the limit?