Foreclosure then BK credit report not matching
Date: Tue, 09/25/2012 - 22:58
Foreclosure then BK credit report not matching
Hello, I am confused and need some advice. My wife and I foreclosed on our house back in 2009, I have the letter from the trustee's deed upon sale signed and dated 09/09, this house has also currently sold 12/09 as listed through different estate sites. After the foreclosure we filed bk chapter 7 which has discharged 07/10.
We are now looking at purchasing a new home under FHA since our previous loan was a Conventional. The problem I have is our current mortgage company is stating that our previous house was included on the BK and has a date of 07/10 not the 09/09 that was signed over and resold 12/09. This pushing us another year out over the the three year mark for the foreclosure. The mortgage company stated that the dates need to be corrected on the credit report inorder to preceed with the new purchase. What can i do about this, does
anyone have any advice? Any direction would be appreciated.
Thank you
Ron
California
We are now looking at purchasing a new home under FHA since our previous loan was a Conventional. The problem I have is our current mortgage company is stating that our previous house was included on the BK and has a date of 07/10 not the 09/09 that was signed over and resold 12/09. This pushing us another year out over the the three year mark for the foreclosure. The mortgage company stated that the dates need to be corrected on the credit report inorder to preceed with the new purchase. What can i do about this, does
anyone have any advice? Any direction would be appreciated. Thank you
Ron
California
Just dispute it in writing with the credit bureau and attach a c
Just dispute it in writing with the credit bureau and attach a copy of the trustee's letter with your mail.
