Bass & Associates: Are they a scam? Someone please help

I'm thinking if they had an issue they should have spoke up at your creditor meeting. I would not worry to much about it, but do of course check with your lawyer on Monday, but I don't think they have any legal right once the debt is discharged.

Hi! Take a look at this thread. I think it has some answers that might apply in your situation:

http://www.debtconsolidationcare.com/collection-agencies/bass-associate.html

Since we recently filed Chapter 7, I'm interested to know what your attorney has to say when you get in touch with him. Let us know!

Interesting Alias, I never knew that, but I agree with the link you posted very unlikley a retail credit card would really come after the merchandise, besides what if you don't have it anymore??

Yes, I wondered about that too! :?

I had three letter sent from Bass too. Today they actually called my home asking me to call them back. I called my attorney and he said he would just ignore it. It's kind of scary though. I think I had a little over $2,000 on my best buy card for a tv, computer and monitor. Hopefully, we'll hear more solutions.

My understanding from my experience with collections and law is that usually they want you to call them because they want to scare you into thinking that you still need to pay them. They want to get you on the phone and get you to admit that you have items and then tell you they are coming for them unless you pay them... then you will freak out and arrange a payment. It's a good strategy for them because you just got rid of all your other debt so they can probably corner you into paying them something each month.

The reality is, I don't know anyone who has ever actually had anyone show up and take back the stuff that was bought - unless it is furniture bought with that furniture company's store card and that store comes to get it -- or it's an expensive item like a car... What is a company going to do with a used washing machine? What could they even sell it for? Probably nothing. I would ignore them. Worst case scenario, they show up to take something -- but I'd bet you they don't. It's not worth it..... unless you can think of something big and expensive that you bought -- and even then, how can they prove that you have it unless you admit you still have it -- which if you have something big and valuable, you were supposed to list it as an asset on your ch 7 paperwork... so if it isn't listed as an asset on your paperwork, they have no way of knowing if you pawned it so you could eat or put it in a yard sale to keep the power on... ignore them -- they will not do a thing

I have the same issue as the first post, my lawyer told me in a creditor's meeting that they will call and threaten to come get items, but they never do....just ignore

The agreement that YOU signed shows that you grant whoever purchase money security interest. Yes I got the same thing and did the homework. When it comes down to it YOU ARE STEALING!!!! You should try and pay something. That is just decent. You and I should not have extend that much, but we did. Own up!

Just received a letter from them (Tucson AZ) saying I owe $4194 on an account that was BK7 discharged in 1999. No reaff was ever signed. What's up with this?:?:

first off since you still have proof this was discharged in BK over 10yrs ago.fire off an FOAD letter.send it certified mail return receipt.

We'll do. Cheers. :cool: