Does anyone know about Continental?

Welcome to the forums :D I had a Continental Finance credit card and it is horrible. When I called to activate it, they also asked me if I wanted to secure a payment by phone from my checking for the first payment. When I got caught up in the pdl mess and fell behind on other bills, this place would call me everyday, sometimes 3 or 4 times a day wanting a payment. My advice to you is, Send It Back To Them :evil:

I have the CF MasterCard. Yes, they asked me to set up a post-dated check for the first payment, but I told them no and they were okay with it. I've had it since January and they have reported good payment history twice (Feb. and March) and my credit score has already gone up 10 points.

It may not be for everyone -- there is a lot of debt to pay back from the get-go with all the fees, but from what I understand there are regular credit line increases and after a few years of good payment history you don't have a monthly service charge anymore. (I'm biding my time for that one.)

My credit is really in the trash so that 10 point increase is cause for celebration. I would recommend it because of my good experience with it.

I actually have one too and so far, so good. My credit score is crappy and so I was actually excited when I got the offer in the mail. Piece of advice, if you pay over the internet, there is a $4.oo charge. The credit limit increases by $100 after every 6 months of good history.