Can anyone take out a payday loan without a bank account?

You can qualify for payday loans without a bank account. But keep it in mind that payday loans are short-term loans and they carry high-interest rates. The interest rate can go up to 500% on some loans. So ask your friend to take out a personal loan instead of a payday loan. Some credit unions issue personal loans at a low interest rate. Your friend can get in touch with them. Otherwise, she can borrow money from her family at a 0% interest rate.

In most cases, you need a bank account to take out a payday loan. As these are short-term loans, the lenders usually credit the loan amount in your bank account. However, you may find some payday loan options where you don't need any bank account. But make sure to check the interest rate and whether or not the lender is legal in your state!

Don't take out loans from illegal unauthorized organizations. It is better to take out a loan from authenticate credit unions instead of fake illegal payday lenders.

Yes you can take out a payday loan without a bank account. But payday loans are too expensive to afford with a limited income.