Payday Ok, Payday One,Think Cash, Langhorne Debt Solutions

They are all owned by the first bank of deleware. If Payday ok, considered you PIF, you might want to check wiht Payday one too. Think Cash is not a payday loan, its an installment loan. When I was in a debt management program Think Cash accepted the payments.

Thanks for the reply! I have not heard anything from Payday One or Think Cash since requesting their licensing information. I did receive a letter from Langhorne debt solutions yesterday saying they would no longer be representing me due to my failure to settle my loans. The only one I refused to settle on their terms was Payday One, and that was simply because they wouldn't answer my questions! I feel as though I have been scammed! They waited until they received all the fees owed to them before informing me they would not be representing me.

"They are all owned by the first bank of deleware. If Payday ok, considered you PIF, you might want to check wiht Payday one too."
This is completely inaccurate information. Please check your facts when provding others with information they need, especially when the information you are providing is wrong.

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SCAM,SCAM,SCAM. THEY WILL TAKE YOUR MONEY AND DO NOTHING BUT SETTLE ONE OR TWO DEBTS. ONCE THEY COLLECT ALL THEIR FEES THEY DROP YOU........

I am currently using Langhorne. They have settled five of the seven so far. I know I paid more than I should have for several of them but a couple have been okay. They are very scattered brained when asking questions that is for sure. They have yet to send me a reference number for the one I am supposed to settle on friday and want the receipt as soon as I pay it. That is not always possible.

would you recommend them; I am assuming that they will give you time to pay off pay day loans

I am just starting with Langhorne because I owe six pay day loans for $4,100. I have my credit cards being paid off through Care One Credit and this is going beautifully. I am a bit worried because I am receiving all kinds of responses from the pay day loans that they don't deal with Langhorne. Should I stay with Langhorne? What other choices do I have?

You could do it yourself and there is a lot of free help available on these boards if you want to go that route. But from what I see here and on other sites payday lenders are a lot less professional then legitimate banks and loan companies and the collectors will pretty much say anything to get you to pay once they get you on the phone. Probably because they are mostly illegal and can't do anything except act like horses' you-know-whats to scare you into paying their ridiculous fees.

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I contacted Langhorne, but did not finalize any contract. They kept calling and sending emails. Finally I sent emails and called that I knew internet PDL's were illegal in my state. As I had paid the principle, I owed them nothing. I advised Langhorne I filed complaints with the FDIC, State Attorney General and the Federal Trade Commission. I got PIF on all. They were very surprised and had NO answer for my question of "why did you not do this" I suspect the answer is they are in bed with the PDL's and get kickbacks of every "settlement" they reach. The ones they settle cheap, they have no agreement with. Don't bother with Langhorne, do it yourself.

i found this board looking for information on langhorne. i decided to do it myself, it was cheaper (i overpaid on illegal loans, so i no longer owed anything) and worth the legwork for me. but it is a personal choice.

I am about to sign up with Langhorne but I am concerned about the PDL companies calling my employer will that happen and impact my job? I do not want to negotiat this myself any reputable recommendations out there?

The thing is i do not think any company (langhorne, etc.) will actually 100% stop the calls. you can direct calls to langhorne but if an ilegal company wants to speak to you, nothing will stop them.

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I have read your posts and they seem to be so helpful! I am in a bad situation and need some advice on what lenders are legal/illegal and what I can do to pay them off? Will you look at my thread and see if you can help me? Thank you for your time! :)

In NY. $8K in PDL's. Considering Langhorne but scared to death. Is this process legit?

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dont use them THEY ARE SCAMMERS THEY LEAD YOU TO BELIEVE THAT THE ONLY FEE YOU PAY THEM IS 100.00 . THE FEES THEY DEBIT FROM YOUR ACCOUNT THEY SAY GO INTO A SAVIGNS ACCOUNT, NOT TRUE, IT JUST PAYS THEIR FEES,
WHEN I FOUND THIS OUT I ASKED THEM WHAT STATE THEY WERE LOCATED IN SO THAT I CAN FILE A BBB REPORT AND REPORT THEM TO THE STATE ATTORNEY GENERAL'S OFFICE AND THE STATE BOARD FOR LAWYERS THEIR REPLY BACK
PHILLIPINES
WOW WHAT A WAY FOR A PROFESSIONAL LAW FIRM OR A FIRM TO REPLY