Is it ok to take out an illegal pdl?

It is unwise to take out an illegal payday loan. They might charge you 300% to 500% interest you know!
But yes, if you have already borrowed from them, then you can just pay back the principal amount.

For an illegal pdl, you just have to pay back the principal amount.

stay away from the illegal and tribal lenders. They normally charge a higher interest rate and can withdraw money from your account without any notice.

Why would you take out an illegal payday loan? Why would you borrow a payday loan? Tell me that first. If you need money, borrow it from a credit union or a friend. Okay. Illegal lenders will only throw you into troubled waters.