CRS and Associates

Sounds like your typical Buffalo style debt collector. Give her the "case" number. Then verify you are who they are seeking, verify your address and inform them they now have 5 days to send you details in writing. Hang up and don't talk to them again. They're trying to make you think there is court action involved. Don't buy it.

Have a question, I'm sure someone can help me with. On my CR, I have a outstanding debt from a CA, concerning a PDL. If PDL's are illegal, then how can the PDL LEGALLY have someone 'represent' them? Anyway...how do I deal with this certain CA and ( if possible) get it off my CR?

This company called my home today. The lady gave me the name of Regina Bell and was threatening to sue my husband because he was supposed to fax her some papers about a closed account and failed to do so. She was extremely RUDE. She also left a case number and the phone number was 800-214-5393. When my husband called her back, she was RUDE to him and turns out he wasn't even who she was looking for. Then when he started questioning her, she told him to [EMAIL="F@$k"]F@$k[/EMAIL] OFF! Unbelievable.

I can confirm this is a debt collection agency that will tell you they are a law firm and Marshall Hunter claims that he works in the Legal Department. Their approach is very typical of the debt collectors out there, where they treat everyone as if they are trash. Do not give any information over the telephone, and you have the legal right to refuse any communication until something in writing is mailed to you. The person that I spoke to claiming to be Marshall Hunter has the personality of a narcissist. Best of luck to you all!

i don't think the term narcissist applies.these people have such low self esteem(and horrible credit to boot)that they need to belittle others to feel good.that is not narcissistic.that's a loser to me.

I received a call from a woman named Angela Davis from CRS and Associates. She claims he is an investegator for the courts in my state. I contacted the company they said I owed the debt to and they said I have a zero balance. When I called Agela back with the informaiton she transferred me to "someone above her" who could contact the company who is claiming I owe them. When she transferred me the man said his name was Daniel Nellums and he was a manager for Sunflower Credit Agency. He was very upset that I was asking him so many questions about his company. He said he'll call the creditor and confirm my balance. How is this legal?! He said my contact was lying to me, but I called the company's corporate office directly. Don't trust these people!

Claiming to be an investigator of the courts is a FDCPA violation.

?? 807. False or misleading representations [15 USC 1692e]

A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:
(1) The false representation or implication that the debt collector is vouched for, bonded by, or affiliated with the United States or any State, including the use of any badge, uniform, or facsimile thereof.

Angela Davis called me, looking for my mother. Didn't get her name right. Claimed she was an investigator for the courts. Have to respond by a certain time..blah, blah.... Said it was for a debt owed to Chase Bank...what is a PDL? And what can I do as these calls are not for me, but my 63 year old mother with Alzheimer's disease?

I just got a call from CRS & Associates. They said that my creditor tried to take me to court over the money I owe them, but I never responded. (Never saw that notice in the mail). They said now that there is an affidavit issued against me, and they are to proceed with legal action including placing a lean on my car and checking account unless I come up with the balance I owe them by the end of the call. They also said that an officer of the court will come out to my home and place the lean, take my car and possibly arrest me. Can they do this???

Was this for a payday loan?

This is a total scam. This bogus CRS & Associates has been looking for my husband and calling my in-laws house and leaving messages. We called back and made up a phony citibank credit card account that he owes $4k on and if we don't pay it by 8/31/12 they wills tart garnishing his wages. When i asked them to verify this account, account #, and all info involved and they couldn't. The moron I spoke to with the phony name of Mike Wilson told me #what difference does it make!" when I asked him for the account #. These are people sitting in their bedrooms all day in their pajamas trying to scam you. Save whatever info you can on them and call your attorney.

I called Citibank and verified that neither my husband or myself has had a credit card with them since 1995 that had been PAID AND CLOSED.

Citibank connected me to their fraud dept and they are finally aware of crs and are investigating. Now, my attorney is drawing up papers to file against them.

I received a call from Angela Davis today and she said all the same things everyone else has reported. She told me I had a judgment against me from Chase and I was going to be arrested for fraud if I did not make arrangements to pay. I told her I did not know anything about it and I have not received anything from them. She said I charged things on the credit card and did not pay them. I told her I was not working right now and I did work for an attorney and would get his counsel. She said I have until 5PM today to call her back or she is going to report me to the court and they will come after me, at or and work

Huge scam

I received a call from Angela Davis today and she said all the same things everyone else has reported.

She told me I had a judgment against me from Chase and I was going to be arrested for fraud if I did not make arrangements to pay. I told her I did not know anything about it and I have not received anything from them.

She said I charged things on the credit card and did not pay them. I told her I was not working right now and I did work for an attorney and would get his counsel. She said I have until 5PM today to call her back or she is going to report me to the court and they will come after me, at or and work. She had the last 4 digits of my social - so I assumed it was legit.

She asked me to pay $2500 today - asked if I had 401K, how many years I was with the company I worked for - then said I should call HR to get a loan. then she asked the phone numbers of my friends and my employer. she asked for my bank routing number, my checking account number and my check number.

She also said the cops were already waiting outside my office to handcuff me and take me to jail. She even had what sounded like radio dispatch in the background.

I asked for their phone number - or the number to call when my money was ready. It was when I looked up the number on the net that I I read all about other people being scammed by this woman using the same modus operandi.

She even had her "supervisor" talk to me saying he was from Chase finance department.

I had to run to the bank - filed a stop payment order. Moved my money out of my checking account.

Then I remembered that Capital One's debt collectors were very kind and had staggered payment plans - and these CRS folks didn't have my address right. - It was one red flag to another.

Total scammer here. Do not engage with a conversation because they are going to lie, lie, lie, and not listen to your POV. Stay off the phone with these losers.

Just got a call from a Toni Warren from CRS. She stated that I had a card from Providian and that they had been trying to contact me. Gave me the exact same scenario as the others I have read. That I was about to be garnished and liens placed on my property, etc. Unbelieveable!!!! It's a good thing I check the website. Thanks.

I got a call from Nina Ross with this same nonsense. I told her that during our call I did a Google search and knew that she was full of BS. I could care less what her reply to that was - heck, don't know it b/c I hung up.

Can anyone list the phone number these people usually call from? I have had a few calls from questionable numbers and was wondering if they were one. No messages have been left so far though.

They left me a message on my home land line, which I have never used and my bank does not even have, telling me I had 48 hours to respond or they would file a complaint with the county in which I live. The message never used my name because they don't know my name. Don't even bother calling them back, they are just trying to get your credit information.

This company is total fraud. I don't know how they are stealing information from other lenders...but they are....or the pdl's are sharing information which wouldn't surprise me.

Yep, the payday lenders do definitely share information.

A few mins ago, I received a call from a private # of which I don't answer. I then received a voicemail from a Ms. Moore from CRS & Associates stating she's a Senior Case Mgr in the Legal Dep't. She left a case # and said it was important for me or my atty to call the firm to go over the case.
The thing is, I don't have any debts, let alone any outstanding debts, judgements or lawsuits pending.
Oh...one additional thing...She didn't leave a phone number. Stupid idiot, LOL!!!
Then of course I googled "CRS & Associates", read the posts...I feel better now :D

Got a call from a Mr McAllister saying that a complaint has been filed against me. Asked me to verify my social which he did have and when I said that I did not want to verify that over the phone. He said see you in court and hung up. I read all these post and didnt call back but I did answer my work phone where he called. I believe this is a scam but still is a little scary this person had my social... Not sure where to go from here..... Any suggestions??

Thanks!

Do you have paydayloans? If so, what state are you in, names of lenders, how much you originally borrowed, how much paid back so far. If your answer is no, then this is a scammer. Debts are civil, not criminal. You cannot be arrested, thrown in jail, etc. Simply ignore.

My experience has been equally UNPROFESSIONAL laden with INTIMIDATION TACTICS, INCOMPETENCY and straight up RUDENESS!
But because I had a repossession from a vehicle 8 YEARS ago, (and of course they had all the info about it - including my social) - I thought it was somewhat legit. I called Colorado Legal Services, and in order to get legal help from them, I had to have something in writing from CRS. So the next time I got a call from CRS, (they call several times a week, and now are calling TWICE a day somedays - phone number 469-453-8433,) I told CRS I needed something in writing from them....their response, "We are WAY PAST something in writing, we are getting ready to "serve" you." So I asked, how are you going to "serve" me, have a cop show up at my door, (which technically that is how it SHOULD happen, especially since I verified they have all my personal info correct." her response, "no we are serving you, clearly you don't understand the law." (uuuuhhhhh- no clearly YOU don't!!)
I have been threatened with:

• being "served"
  
• having a "judgement against me"
  
• freezing my "assets" and "savings accounts"
  

• "there has been a complaint against me and our business" "so i need to call her just so she can get my statement because I am "going to have to go through this."..?...
  

Gather all the contact information you have on them and report them to the FTC.

If they have any of your personal information it is considered identity theft and you need to file a police report.

No, it's really not considered identify theft... do not waste the time of your local police department.

i too have recieved such a call from CRS and associates about a "return from my bank account, from a guy named mark witby.gave me a "case number" and said i had 48 hours to return the call or a complaint will be filed through the county. i have never given my number out except to family friends and my boss, and have never heard of CRS until now. i aslo have not given my bank account info to anyone. i called the number to inquire about my "case" only for it to be sent to an automated voicemail from a different member named johnathan. i honestly have no idea what on earth theyre talking about. any tips?

it also happens that i dont own anything spendy enough to get a loan or lend any money, everything i have i build myself, and i have no past debts or expensies. to be honest other people owe ME money.

I was contacted by Diane at CRS saying I owed almost $9,000 for something I had no idea of what they were talking about. She was actually very polite. She wasn't able to help me very much, other then telling me how much I owe. I asked her to provide proof and she said she did not have the documentation. She did however give me the phone number of who sent her the debt. I called them and we were able to work out a very attractive deal.

Moral of the story... This is a legit company, work with them and they will work with you.

/R
Mike A.