HELP! Cash Net USA is threatening to sue

Cash Net USA is a legal company, and could sue to collect on a debt.

I bumped up my original post - we've never had one with Cash Net

am bumping this up,seems funny that cashnet would do that.you sure they said cashnet usa.sounds fishy,them serving that fast.

Okay I got some more info from the attny - he is saying that this is from 2007 (May 2007) - and the money went into my SAVINGS account supposedly. We had one payday loan out at that time with APPLE payday loans (or something similar to that), in MY name, not my husbands. I called my bank to try to get an old statement from that time, waiting on them to fax it. If he had a payday loan from them that went into my savings (his name is not even on that account), I knew nothing about it. He swears he didn't - so who knows what is going on. Right now I'm upset though, because I went into labor this morning and am supposed to be lying down taking it easy and instead I'm stressing over this crap.

sounds like you should ask for validation during discovery.from 2007,sounds very fishy to me.

Is anyone familiar with the Bud Hibbs website? Are they for real, or a scam? The reason I ask, is I just looked up this attorney that is calling my husband saying they are going to serve him on Friday and it says this about Attorney Patrick Corbet:

The debt collection Law Offices of Patrick M. Corbett dba/ Southern Tier Agency is a scam. Anyone being contacted by these fools should tape their calls, demand debt validation in writing, report ALL threats to the NYS Bar (see information below) then contact me assistance and referral to a consumer law professional, capable of introducing ???????Rent-A-Lawyer???????? Corbett to the joys of litigation.

Attorney Patrick M. Corbett and Southern Tier Agency are just another chapter of a very old, illegal and sickening con game to take monies they are NOT entitled to, on debts that usually cannot hold any legal basis for collections.



My husband knows nothing about this PDL, nor do I, although I am looking at their website and they have all our info along with contracts that "he" signed. My bank shows no deposits from them, only from a company called Apple (which is who I remember getting the loan through). We don't know what we should do - if he gets served at work on Friday that could cause major problems with his job, his bosses are already riding him right now about all of this.

I'm waiting on this "attorney" to call me back - I gave him my number, he said he needed to reboot his computer and would call right back.

really,then i would wait till fri then file complaints.i knew that sounded fishy.

This is total madness - Ken Morgan (a representative of Corbett's office) told me that they filed an index for a judgement which would be served on Friday to him at work. I asked what they would do, he said he'd have to appear in court and they'd put a notice of default on his credit report and that would be that, started talking about liquidating assets - what does that mean? We have no assets, we're flat broke. He had our address, social security numbers, bank account info, IP address, everything - sounded very legit. I didn't offer to give him money, he didn't really ask, told me the amount $572.12 and said he was just letting us know if we wanted to take care of it and I said no, so he said we'd just have to wait to be served. I don't know, at this point, I am just going to wait till Friday and see what happens.

i would do that,then take action against them.they keep hanging themselves.assets divided.give me a break.

Did they say Cash Net USA? Or just Cash Net? This doesn't sound like Cash Net USA, but it does sound like something Cash Net 500 would do . . . .

exactly goudah,that didn't sound like cashnet usa at all.

They didn't say Cash Net USA, just Cash Net. Sorry, I just assumed they were one in the same, with PDLs you can't assume though I suppose.

My husband is still freaking out, I told him to relax and we'd freak out when they served us (IF they served us).

Of course, maybe the stress of the situation will send me into full-blown labor and then at least it would have been worthwhile :lol:

And Apple is the only payday loan you've ever taken out?

No, it was the only one we took out at that time (May 2007) - if you go to my older post that I bumped up, it shows the other PDLs that we took back earlier this year. I think it was United Cash Loans, ameriloan, Payday-Loan-Yes, and ImpactCashUSA. They (the attorney) had my savings account number, which has been inactive (no money to put in it) for almost a year - probably since about June 2007 - so it had to be Apple. I didn't have the account for very long, it was opened up just as our vacation account.

Payday Loan Yes is Cash Net 500 - That is who is calling you.

But they are saying the debt is from May 2007 - last year - when the Paydayloanyes loan is from February or March of this year. They didn't have any of the info (checking account info) that PDLY has, although they had our IP and other info. Also, I was told they were not licensed in Louisiana, so do you think they are just after us to see if we will buckle, or what?

I can't say really . . . . I just know that Payday Loan Yes is Cash Net 500, or Global Payday.

so goudah,am i to guess that most likley they will not be served on fri.if not should they file complaints with there AG and the FTC.

I can't say for sure, because it doesn't all match up, but I'd guess not . . . .

If this is a collection agency calling, a debt validation letter needs to be sent ASAP.

I talked to my husband, he said they DID identify themselves as Cash Net USA - so it IS them. I'm so confused right now I can't wait till morning so I can call my bank again and find out if they were able to see any deposits from them around the time they state the loan was made.

i have like 5 payday loans and someone from this site actually told me that if they try to tell you they can have you sent to prison blah blah talk for not paying (online payday loans) then they are lying mine are
cashnet usa -sending me settlement offers (YAY! lower and lower! :) )
united cash loans- im not sure how they are on collecting i know they all sound like an indian accent
but i havent heard from them at all... :/ kinda uncomfortable
oneclickcash- have heard from them but not for a month or so... kinda fishy..
i guess its scary to think about them actually trying to send you to jail for not paying the bill when everyone is basically in debt these days and even more when they call you your work everyone telling them this is provate investigator ... ... i need ... ... to call me back asap if not by friday there will be a court date filed and if this matter is not attended ... ... will be in prison for up to 10 yrs- so i guess that is what causes the stress and they try to scare you into paying the bill even when you tell them i dont have the money right now i really dont! uhhh! the stimulus package should have been any debt under 10000 or 15000 is shortened to ...........2000! lol and anything over is reduced also unless you make so and so that would have been amazing lol

elvismommy,i would still wait.i had payday-loan-yes and they told me the same thing.they probably know there is a legal cashnet out there and use them to try to legitimize there illegal threats.

Quote:

That's correct. He said that when they called originally, they identified themselves as Cashnet USA, then they "transferred" him to someone else (who he said sounded EXACTLY like the first guy), then person #2 transferred him to the "attorney" representative, or the Law Office of Patrick Corbett, and Mr. Ken Morgan (whom he said ALSO sounded exactly like #1 and #2 - go figure!). They said they are representing Cashnet USA. I have the letter typed up and he signed it last night, I'll be going to the PO in a few to send it out today.

Also - the only reason we're stressing over this one is because the other PDLs we had aren't licensed in Louisiana, so I'm not really concerned, they can't do anything to us. However, I understand Cashnet USA IS licensed in Louisiana (where we are) and that they CAN sue to collect, so I'm concerned as far as this one goes, but the others - pfffft whatever!

Sounds good! Send it CMRR...

Also, according to the fdcpa, they are supposed to send you an initial dun letter within 5 days of their first call/contact with you...has that happened? One more thing, their initial contact in writing cannot be a summons....they must really want to get their case thrown out.

But - If this is Cash Net USA calling, as they first identified themselves, fdcpa wouldn't even come into play, as they are the original creditors.

that is why AG complaints should be filed.i got the same calls almost.payday-loan-yes always had
cashnet pfeels on my statements.never had cashnet usa for a loan.they told me they were.if they said you would served by fri.have they called since?i would wait till friday,if not served inform them of your sending DV and C&D letters.then file AG complaints.

Quote:

Actually, she said:

[quote]He said that when they called originally, they identified themselves as Cashnet USA, then they "transferred" him to someone else (who he said sounded EXACTLY like the first guy), then person #2 transferred him to the "attorney" representative, or the Law Office of Patrick Corbett, and Mr. Ken Morgan (whom he said ALSO sounded exactly like #1 and #2 - go figure!). They said they are representing Cashnet USA. [/quote]

true volley,but i read budd hibbs too on mr corbett.
he is a scam collector.elvismom,i can practically guarantee you won't be served on fri.then go after them with everything you got.

Yes, I saw that...the point is that they later id'ed themselves as a 3rd party collector representing the original creditor...the Law Offices of Patrick Corbett.

If in your opinion the fdcpa doesnt apply here, then what should she do?

All the more reason to create a paper trail and follow your rights under the fdcpa....

elvis said she was gonna find the bank statements for the loan.to find out who it was,meanwhile someone threatened her with getting served by fri
this was on monday,never heard a legit company doing that unless they had it ready to go already.i think the question should be.what action does she take after friday and who does she take it against.
that is what it is about,she was told she would be served on fri.if that doesn't happen fdcpa violation.
if it is the OC then that should be an AG complaint.
just looked it was yesterday.

If this is really Patrick Corbett collecting, they have already violated the fdcpa...

The burden of proof is on the Collection agency...they need to tell her IN WRITING who they are collecting for, which they have failed to do so.

Why wait until Friday? If its a false threat and it doesnt happen, they can still proceed to collect on the account.

very true,i am wondering if they tried to call her again?i am with you.file complaints,the more the better.

I got the letter mailed today, certified, return receipt - the full deal. They didn't call back so far, hubby is going to call the courthouse one more time tomorrow to be sure, just to verify that there is nothing filed since Tuesday and we will see. Should I send a letter to CashNet USA as well, just to be double sure? I sent it to the attorney today.

what about if you are in Maryland and you used this company, isn't it illegal in MD for payday loan companies to do business here?

elvismommy,did you get your statement?what did it say as far as the reading on what company this was.that would go a long way to finding out who this is.

paul-she sent them the letter...

of course,i was just asking about bank statements to further her complaints.when she files them.

Paul-I sent you a PM

what happened elvismommy,anxious to find out.

Sorry didn't update sooner - no one showed at work (big surprise) to serve him with anything on Friday that we know of (he wasn't in the office that day, but the secretary knew about it and was supposed to call us if someone showed up - no one ever did). So now I guess we go from here! I had a feeling no one would show up, but I was a little nervous just the same. Sorry can't type much, carpal tunnel is back with a vengence the past few days.

i noticed JCEMT around,he should be able to instruct from here.you shold file a complaint even if you sent letters.what they did was try to coerce payment before you could request validation.he should have letter to use to file a complaint.

Cashnetusa has been cool with me....we made payment arrangements for me to pay them the borrowed principal ONLY... you need to send them the correct letters...etc.... they called and I kept sending cease and desist letters then told them if they called again, they would hear from my attorney....they emailed me to settle the debt in 6 payments....

Jon:
Cashnetusa has been cool with me....we made payment arrangements for me to pay them the borrowed principal ONLY... you need to send them the correct letters...etc.... they called and I kept sending cease and desist letters then told them if they called again, they would hear from my attorney....they emailed me to settle the debt in 6 payments....

Glad it worked out for you Jon. :)

Glad it worked out for you, Jon, but the thing is - we never had a loan with these people. I'm not paying them a cent until they can PROVE we had a loan, which I know they can't.

elvismommy3 -
Then you can hire an attorney and file legal action against them.

If you are 100% sure you never had a loan with these people,take the id theft report route and be done with them forever.