EverPrivateCard

You posted in the other thread about PayDayYes debiting from your account. Tell your bank to block EverPrivateCard in the same way like they did with Payday Yes. Later, when these loan companies call you because of not getting money, verify their actual purpose of doing the debits. If the charges are disputed, take help of your bank in getting your money back.

That amount sounds related to Secret Cash Card.

I was debited $49.95 from my bank account through a electronic check, which was not authorized by me. How do I get my money back, and how did they get my account information. I was trying to apply for a short-term loan. Does this have to do with spyware, and how do I prevent this from happening in the future on my computer?

:cry: It happened to me too.
I will try today to get my bank to credit me back the money and block everprivate card from my account in the future.

I don't think it's spyware (that might have resulted in a complete cleaning of your account/s), I suspect that the withdrawl is the result of fine print in your agreement with the PDL company. I hope this is your first and last payday loan, there are hundreds of horror stories about PDL hell in this forum. You may be able to get the money back through your bank, but I don't know of a refund procedure for everprivatecard. Secretcashcard might be a different story.

I am so angry!!! I to was looking into a PDL, didn't go through with it, and now I am $49.95 in the hole! I now have a check that is gonna bounce. I do have website I got from their number. I have emailed and recieved no reply. quickcardservice and the number is 866-379-5984. I am probably gonna have my bank credit me and start a new account! I really don't like mean people!!! :x

Sweet
If you have posted a message on their website go to it contact their customer service and request a refund. I did this got a reply that it was a legitimate charge, which it was not. So I argued the point with them and told them I was filing a complaint with the Attorny Generals office, which I did, and they gave me a link to go in and request a refund so try it. Good Luck

Sweet
Go to their website and request a refund. If they say they can not argue the point with them. I did and got a link to request a refund.

I got a call yesterday asking if I still wanted the payday loan that I was approved. I told them no. Then today they tried to debit my account for the $49.95. I am having them blocked. Thank you all for the suggestion!

We filled out an application for a loan for 1500.00, the next thing we know you sent us 300.00 to our checking account, we did not authorize then you turned around and took 49.99 out of our account not once but twice....for what who are you and who authorized this please contact us and return our funds
And take your 300.00 loan back or deal with our attorney, and why do you people not have a direct customer service number????????????????? This wreeks of fraud and theft..............

You have the wrong sight...This is a debt forum where people come to discuss their debt and seek help! You need to contact the company you applied for the loan through regarding the $300 and the debit sounds like it camer frm ever private card or secret cash card, you need to go to their website to file a complaint and get your refund...Also you may want to contact your bank and tell them that both of these transactions were not authorized and to reverse them...Thank you

My account was charged 49.95 also. I did not give anyone permission to do that. Who are these EVERPRIVATECARD people and why are they stealing peoples hard earned money??? I need answers and I need my money back.

Then you need to go their website and request a refund and file a complaint..We are not affiliated with this company...Also you can contact your bank and tell them that this is an unauthorized debit and they should be able to reverse it! Thank you

Yes, they got me too. I back tracked my steps and I see how they do this scam thing: You apply for a payday loan and among all of the other LEGITIMATE yes and no boxes that you check as you are appying for the loan (example: do you have a checking account, do you receive direct deposit, etc.)there is another little box that read "everyone qualifies for a $2500 pre-paid visa." You have to make sure that you check the box that reads "No" What you don't realize is that they have a default system in place where they have ALREADY checked "yes". Then underneath that box there is a small drop box with fine print that reads "you authorize evercredit to deduct $49.95 from you account."
Stay away from "Christian cash" website because this is one of the few sites that they have this scam running on. I can't remember what the other one is.

Quote:

Hi my sons girlfriend had the same thing happen to her. She just found out about it & it made her overdraft. she is going to contact her bank and complain also.

I too had 49.95 deducted from my account after applying for a payday loan. I have reported this company to numerous scam sites and have also alerted my bank. This is a shame and makes you not want to do anything over the internet

Hi I'm James Deibler
from Phoenix, AZ

Last week EverPrivateCard Services take out $49.95 without my authorization. This week Chase Bank refund me $49.95 back into my bank account including $160 Overdraft fee.

Last night I find out EverPrivateCard is own by Virtual Works, LLC. This company is run by Jerry M. Klein.

His email address is jerry(at)virtualworksllc.com

I hope Jerry M. Klein going to jail for frund.

I study computer at Phoenix College everyday.


Sincerely,

James Deibler

I applied for a cash advance was denied, but still 49.95 was deducted from my account. This is an outrage, but like the old saying goes "That will learn me".. Now it's time to spend countless minutes on the phone w/my bank to try to get a refund.

everprivatecard took 49.95 out of my account with nsf fees i payed almost 75.00 i signed paper with my bank but since they made up a check i have to file forgery charges at police dept. in meantime i am out 75.00 i guess we will go from here sounds like a lengthy process any suggestions on how to not have this done to my account again?

I would keep a close eye on your account..unfortunately someone has your info and can use it against you! Its unfortnate but true..these companies are ran by nothing but con artists

I think we should start a class action lawsuit against this Jerry Klein is it??? I'm game if anyone else is. I once had a prepaid Mastercard and was refunded all the fees associated with getting this card because people filed class action lawsuits.

I REPORT EVER PRIVATE CASH 18663795984
18664961799
REFUNDS SECRET CASH
4012289232
WHO CALLED US?
http://www.ripoffreport.com/reports/ripoff243612.htm


http://www.whocalled.us/lookup/8663795984

My name is Jessica Colson and I just went to my bank and this ever private card place withdrew 49.95 from my savings account and i didn't authorize anything. I called the same number and it gave me another number 514-868-2092 and i got put on hold right away and no one answered the bank told me i have to dispute the matter with this company and how do i do that when there is no one to talk to?

They took money out of my damn account also cause what goes around come around (watch your back) :twisted:

They tried to take 54.95 from my acct twice---i got it back through my bank--u need to call your bank and ask for the ACH check fraud dept. They can place a stop payment to keep that company from trying to remove money again.

I have had this happen to me too. This morning actually. I contacted them and no help. I placed a fraud case with my bank. They will refund the money to me assap and then deal with the company. I have also requested the money from the company. Who knows. Where did everyone have this problem. What PDL place did you use?

What is wrong with you people? You have been saying that you are applying for loans then when you are debited you are surprised????????????? I work at a bank and deal with dummys like all of you everyday. You give out your account information and then expect the bank to take the loss. Come on, get real. You all should read the fine print before giving out your information and stop blaming the banks for the drafts posting to your accounts. FYI, they are drafts and not an electronic debit. Your banks disclosure should have the following in it and I am sure they do, making entirely responsible for your actions.

???????If you give information about your account to any person who represents to you that, in the ordinary course of its business, it will present unsigned items for payment or initiate transfers from your accounts, then any item initiated by that person will be deemed authorized by you and may be charged to your account. You assume the entire risk that the information you furnished may be used improperly or by an unauthorized person.???????

i have been taken by ever private card for $54.95 by electronic check that i never approved,the debit caused insuffent fund fees of $140.00 plus $54.95 debit i am so pisse4d if i could get my hands on these crooks.If anyone has advise please post it to email address removed as per forum rules - Mike thanks :evil:

Browse the forums you will see that many have been scammed by this company which is also known as SecretCashCard. Browse the forums for threads about them, you will find contact information on how to get a refund, Unfortunately, I know it is too little to late due to the incurred expense of the NSF charges it has caused. Talk to your bank, maybe they can forgive some of the NSF charges. I know I was a victim of SecretCashCard, received a refund check within 10 days of my request.

Well check this....i got debited 49.95+59.95+59.95 and u think i wasnt hott? i was p-o'd, wi8thout my authorization? I call the 1800 number, its a recording and then it hangs up in my face... im overdrafted and wanna kick some azz!!!

i had the everprivatecard people take 49.95 out twice and charged me with bounce fees.they should pay us all back plus damages for all the trouble and embarrasement with our bank.i agree on a class action suit against these people.lisa from pa.

have to close my account and start all over again still have there emails should i forw yhem ?

If you guys are looking for a good payday loan company think cash is good and payday one and paycheck today and cash central as far as which one is linked to everprivatecardservice(which non of these are) im not sure but they hit me up 4 times