Introduction
Date: Fri, 11/18/2011 - 11:43
Introduction
Just applied for a debt consolidation loan thru my credit union. I highly doubt their approval will occur, but its a first step.
My debt consists of several years worth of amazingly high dental bills, (pay when it hurts) approach , being passed off from dentist to endodontist to periodontist back to dentist, insurance pays only one thousand benefit a year, and that equates to less than the cost of a root canal (forget the crown, its another 900.00).
That coupled with my very recent divorce leaving me with community propery debt has me needing to make changes in my approach of simply paying a little more than the minimum every month on the cc bills.
I have no emergency fund, but a good job, and recently had to buy a house (new mortgage, but at 4.25%) so this is all sort of hitting me at once.
I will keep ya updated on how its going.
I just wanted to join a community of like-minded individuals looking to get out of debt, and to educate myself further. :cool:
Welcome masterdon2, You have taken the first step and that's g
Welcome masterdon2,
You have taken the first step and that's good. See, if you qualify for the loan. I hope you obtain the loan. You can use the loan to pay the unsecured debts. Keep on making extra payments on the debts.
I like this" just wanted to join a community of like-minded indi
I like this" just wanted to join a community of like-minded individuals looking to get out of debt, and to educate myself further. :cool: "
Well, I can tell you from my own experince that you are in the best place on the web to do this!!
Keep on reading,posting and absorbing.
King "Kash"Jabba Labba
Hi mastedon2 welcome to this forums. I'am also a new member on t
Hi mastedon2 welcome to this forums. I'am also a new member on this board.
I'm fairly new too, but it is good to meet and see people that a
I'm fairly new too, but it is good to meet and see people that are in a similar situation as me and can relate to the things I am going through. I think forums like this can be great to communicate and spread information.
You have decided to consolidate your unsecured debts. It's a nic
You have decided to consolidate your unsecured debts. It's a nice decision. Debt consolidation is a way to consolidate your multiple debts into single debt and get out of debt.