Is there any legitimate help out there???
Date: Thu, 04/30/2009 - 10:39
Is there any legitimate help out there???
My problem is that the bills still come due every month. I have a car payment, rent, utilities and two kids living with me. I had to move or be evicted, so deposits and other assorted payouts have left me at the point where I have nothing. I have gone to local charities, and although they have food, they too are strapped.
I am needing about $2000 right now to pay rent, bills, etc as we begin another month. The problem is that although I get enough to cover my bills, the money comes throughout the month and I need it now, at the beginning of the month. No one wants to work with me, or will work with me for a month or so and then go back to the old patterns.
Is there any place legit that will help me just get ahead for a month and then let me pay them back? Are there any grant programs I may have missed or any other options to help out? This is begining to drive me nuts. I'm not a horrid person, just someone affected by circumstances and trying to keep my head above water.
i understand where you are.. :( i have no idea what is out ther
i understand where you are.. :(
i have no idea what is out there these days but please keep on trying. :hug:
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Solicitation not allowed here - Jason. Please read TOS
Unfortunately the only short term help that really exists is the
Unfortunately the only short term help that really exists is the dreaded payday loan. And help is quite the opposite of what they typically end up doing for you
To clarify, are you looking for help paying monthly living expenses, or resolving some sort of debt?
perhaps you could take a small personal loan from a credit union
perhaps you could take a small personal loan from a credit union?
Maybe A CCCS or Peer to Peer Lending
You might want to look into peer to peer or person to person lending. I don't know much about it but I know it's an option and I would only suggest it if you know you will be out of debt soon. How you looked into a Debt Management Planplan or CCCS? If your rates are high it might help.
Please refrain from Soliciting - Jason
The FTC has some ideas, too. Payday Loans Equal Very Costly Cash
The FTC has some ideas, too. Payday Loans Equal Very Costly Cash: Consumers Urged to Consider the Alternatives.
You may wish to consider looking into bankruptcy.
Different Legal Systems
Find out what the equivalent is in the US of a UK Administration Order. This will lower your payments, sometimes to a ridiculously low amount, which the creditors have to accept because it's by court order.
From what I have heard, the UK has far more debtor protection th
From what I have heard, the UK has far more debtor protection than the US, because lobbyists have lesser influence to pay off politicians to stonewall any debtor protection bills.
There is one state that has what is called a Chapter 128 that is something like that, but I haven't heard of that being in another state yet.