Suggest ways to remain financially stable in 2021

First of all, you can try to create new income avenues like part-time income, passive income, weekend income, etc.

Secondly, opt for online banks to earn more interest rates than brick-and-mortar banks.

Build your emergency fund. Don't hope that 2021 will be way better than 2020. Okay. Save money for the unforeseen expenses. COVID-19 is not showing any sign of going away.

The economy is not in a good condition. So, it's better we save money as much as we can to safeguard out financial life. Need to create fund to sustain if an financial emergency occurs. So, plan a budget, cut down spending but don't lose hope... Good days will surely come again....