Fair debt collection rules stated under FDCPA

Hi Natalie

Welcome to the forums. I would suggest you to contact the Federal Trade Commission, Bureau of Consumer Protection, Office of Consumer & Business Education Washington, DC 20580. Phone number - (202) 326-3650.

Please request them to send a brochure about the consumer rights which will give you an overview under the federal law.

You can also contact your state Attorney General Consumer Protection Office to see what laws are prevalent in your state to safeguard the interest of the consumers.

Regards
Roxette

QUESTION IN REGARD TO REQUIRED A VALIDATION NOTCE

See Sec 809 of the fdcpa

I received a letter from an attorney stating I am delinquent with my condo association fees, but the condo has accepted payments which are not accounted for in the collection letter. I would like to send a debt validation letter to dispute the amount, but I am confused, does the FDCPA apply when a condo association uses an attorney to collect delinquent fees?

Quote:

Yes, as far as my knowledge is concerned, the FDCPA applies.