Credit Protection Depot - Are there any complaints against them?

Credit Protection Depot is the same as mycash now

my cash now
P.O. Box 229
Margaretville, NY 12455

William S. Reed, is the President, Treas., Secretary, and Director of the company.

Credit Protection Depot Inc.,
4601 West Sahara Ave., Suite 1
Las Vegas, Nevada 89102
Their fax number is 866-645-1662

Thank you so much for the information. It seems funny to me that all these payday loan places are so adamant about the fact that they aren't doing anything wrong, yet it is nearly impossible to find accurate contact information on them. They hide behind so many different names, it is hard to know who is who.

Very true, most of the lenders have so many DBA names that it becomes to identify the parent company. Besides, having multiple names makes them easier to scam people. If one of their companies comes under legal troubles, they can carry out with other names. Very few out there publish the name of the parent company and others don't complete the licensing formalities. That's just so annoying!!

Were you able to get in touch with the person at Credit Protection Depot? Is this the address and phone number you were searching for?

Yes, I talked to someone at Credit Protection Depot and she confirmed that they were affiliated with Discount Advances (surprise there). I have faxed them a letter at their fax number. Thanks for your help!

Way to go!! I hope that you are able to take care of everything properly. Be in touch, though. :)

How much does Daniel owe. I would like to pay it off immediately

do you still have discount advances fax number?

do they have the same fax as mycashnow. im talking about dicountadvances.com

These people are out of Canada.

I found that Credit Protection Depot has a cease and desist order from State of Nevada from 6/11/2009. They were not licensed. I wonder if anyone knows if they have since gotten a license? They were also found to be taking money out of accounts without authorization, and taking more than was owed. They are threatening me, telling me that though I revoked authorization for them to debit my account through the bank, they can contact my bank and with the original loan agreement have it reversed. Waiting on my lawyer's reply to find out if this is an empty threat -- but of course I'll worry anyhow. That interest rate cannot even be legal. I paid the loan 3 times just in interest by now--they made it impossible to get off the merry go round. Live and learn. I'm truly an idiot for ever borrowing from them but when you are alone and no where to turn.... it seemed a smarter thing to do at the time until they ate so much of my pay up check to check I couldn't pay it off without turning around and taking out another loan in a week to pay the bills! '

I hope no one ever is forced to go to these people--we need to eliminate the business.

I just had a run in with them. They keep having these people from India call me and tell me that they are sending me to jail, which is not how things work I know. But when I called them to tell them that is illegal threats and intimidation the guy started saying "I love you" over and over... Then asked if I would suck his your know what!!!! I am contacting the attorney general. And now they are calling me over and over! From an unavailable number....

just had a runin with them also but have gotten settlement . I am having an attorney check them out too. when i talked with the collector she wasnt aware of their practices for collecting the bills. she was very familiar with the debt protection act.

Great we are looking for the address for them seeing they are bugging us. Credit protection depot keeps emailing me but the loan was thru payday max. What to do??

Get this! BBB has it on file that CPD is not even in business in Nevada. But they have a P.O. Box 543 in North Brunswick, NJ 07930, and are listed on the BBB as an Appliance Service & Repair store with a C- rating. All I need is an address so that I can pay MyCashNow the principal of my loan. I live in New Jersey and I am aware of the usury law so I want to pay them and get them off my back. But which address is the actual address to send payment? North Brunswick, NJ, Canada? MyCashNow even has an address in Panama? I'm so confused.

No. They have not gotten a license - the cease and desist order is still in effect. I am currently researching how to file a complaint and get this company looked into for doing this erroneously.

Good luck with this! These people handle My Cash Now and Discount Advances. What kind of a reputable company won't even give out their address?

I will be SO GLAD when I get these people paid off, and will NEVER, ever use them again!

i have a question if they are calling me that i owe 1400 from a 710 loand do i have to pay all that or just the princpal

I will be SO GLAD when I get these people paid off, and will NEVER, ever use them again![/QUOTE]

AMEN to that! Me too

Unregistered:
Once you paid them off, did CPD leave you alone?
Thank you,
WILL

I faxed them a DV letter (twice) to this fax number: 866-645-1662

I addressed the letter to:

William S. Reed
Credit Protection Depot, Inc.
4601 West Sahara Drive, Suite 1
Las Vegas, NV 89102

Hope this helps.

i too have had a run in with this company i am planning to pay off the prinicipal amount and sending a c&d order. ive read several different things about this online and have no written or online agreement with them the whole thing was done over the phone. ive closed my bank account before they could debit it and now they are emailing saying its a serious criminal matter does anyone know if im required to pay more than the principal amount since i have found out they are a fraudulent company and are no longer lisenced in nevada where ive been sending my payments

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just starting to deal with this company. BBB states they are out of business. what a joke.

im in nc from what i have found i dont think they are lisenced in my state. payday lending is illegal in nc i originally had the loan through payday max. they arent driving me crazy yet they have called a few times but i havent been around my phone to talk to them when i tried calling back they are always closed i have recieved the same email saying that its a criminal matter that ive brought on myself but i cant respond to the email. i really cant make any payment right now but i have paid 2 full loans in the past with this company the first one i paid over 500 for a 280 loan and the second i paid with one payment and paid about 650 for a 400 loan. my question is what can these people really do if i refuse to pay more than the original principle? all the lawsuits i have found online referring to this company have had them as the defendant.

They are only getting the principal amount I owe them. And that's it. I, too, have taken out recent loans with MyCashNow and they have been paid back on time. People, DO NOT be intimidated by threats from these low life loan sharks! We all have rights under Federal and State Laws. You can send your questions to your local Attorny General's Office and well as the Consumer Response Center at the Federal Trade Commission, CRC-240, Washington, DC 20580. FYI - I have just sent a certified letter to Professional Debt Management a.k.a. Phoenix Debt Management in Kansas City regarding harassing and threatening phone calls to my place of work (I work at a NYC law firm LOL!). Still trying to figure out, however, who it is they're calling me about. Anyway, good luck to all. And remember, we all have rights under the law!!

The system wont let me login, I want to let you know that I am dealing with both Credit Protection Depot and PDM, and I have filed complaints on them every week. If they even call and hang up I go on line and file a complaint. Right now in MO the Attoreny General's office is filing charges against PDM, so get those complaints in asap in your state and theirs. Last thurs PDM called for the 3rd time after I told them not to call me, and at that point I told them I spoke with a consumers rights attorney and they said I have the right for a debt validation and they better stop calling my work. At that point he said he will get it out to me, havent seen it yet. I am think they may try to send me something stupid to see if I fall for it, but I wont. I will just file a dispute back at them. Both of these PDL's are over paid and I consider them PIF..... I also asked for my refund too..

Good work to you jasgal1! I will definitely get my complaints in! And, yes, I am aware of the Kansas attorney general (Chris Koster) going after PDM.

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I had a loan with my cash now. Credit Protection Depot has been debiting my checking account multiple times over the last month. I can't get anyone to speak to me about this or to help me pay it back legitimately without randomly debiting my account. Their computer systems are always down or there is some lame excuse as to why they can't access my account. I'm getting desperate because they are taking all of my money. I hate to have to close my checking account. I just want to pay what I owe. Thanks for any help you can provide.

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it depends what state you are in. As of Jan 1, 2010, washington state requires every lender, even internet lenders to abide by Wa regulations. That means only one loan out at a time, 700 limit 95 interest, and the lender must be licensed in Washington. If they break any of the rules, the loan is not enforceable...good luck

Credit Protection Depot:
23-845 Dakota St.
Winnepag, Manitoba, Canada R2M5M3
This is good for My Cach Now and Discount Advances

i have just call SSM Group LLC and ask for their adress and i was told that they don't give their adress out can someone please help me

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I would file a complaint with the attorney general to. The address in Canada is pretty much a p.o box they run some kind of business there with a couple of guys not sure what though. They had a office in Reno NV they shut down about a year ago. They have a office in Costa rica but they main office is in Chattanooga, TN for credit protection depot (collections dept), mycashnow.com,discountadvances.com and paydaymax.com. You should check your state laws you have rights. Read this link from a former employee of them:
http://www.ripoffreport.com/Loans/Discountadvances-com/discountadvances-com-don-t-let-jc5j4.htm#

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1-866-645-1661.
this is their number

isnt it funny how you know payday loans are illegal in your state, yet you borrow from them?

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Does anyone know if CPD is licensed at this time? They keep trying to get money out of my checking account for an amount that is far more than what I borrowed from PayDay Max.

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could you send me my account info about this loan to my e-mail address please and how much the loan was for and who with.

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i have a contact number of 800-250-8546 and they are a collection company for Mycashnow.

ya, pretty funny how they have debited more from my account then the actual loan just by extending the loan over and over. This is NOT OK... they have above and beyond what most of us owe them and we are still owing the FULL AMOUNT. That is not ok.

Paday Max, My Cash Now, and Discount Advances are simply websites all under Credit Payment Services. Credit Protection Depot is the collection department that comes after you if ever they can't retain funds from your bank. The address is the Brainerd Rd., Chattanooga, TN one that is listed in one of the above posts. Hope this helps!

I had a place call me , definitly offshore , and they told me to fax over debit card information to attn: Rox Murphy to clear up debt, thought that was fishy and then got a call yesterday stating that i have a warrent for my arrest ....called them back and they gave me their name and address , but after looking up the law office they represent , it was all fraud and the fbi is investigating on behalf of the attorney that they were naming watch out!

they also have offices in chattanooga and costa rica -laid off alot of people in chattanooga cause they can pay people in costa rica less