how does this happen

It wouldn't surprise me!! Is your phone # listed in the phonebook? Could he have used you for a reference?

no he said my name was no where on the application. then i asked them how they get this number but they couldn't give me a clear answer they kept avoiding the question trying to change the subject so i told them i don't care how they got the number don't call back, and how about they called back the very next day. just shows they care less about what you tell them.

Send a cease and desist letter.

Your first post is about skiptracing. It's very easy to do, and is an important part of collections.

thanks for the advice morningstar if they start calling back i will.