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ACH/EXPRESCASH

Date: Sun, 02/11/2007 - 07:10

Submitted by pixie_ftandpd
on Sun, 02/11/2007 - 07:10

Posts: 3 Credits: [Donate]

Total Replies: 5


This place has debited my bank account twice now both times giving overdraft fees...I have never received a loan from these people or anything what do i do?


:shock: First welcome to our community and we will get this mess fixed.

1. Go to bank and file dispute on these transactions as they were fraudulent/not authorized.
2.Next, if company gives you trouble refunding money,file a theft complaint with local police and bring copy of it to your bank.
3. On the chance that this could be id theft,order copies of your credit report from all three bureaus and make sure info is correct.
4. Lastly,In my opinion I would close out that account and open a new one ASAP!


lrhall41

Submitted by cajunbulldog on Sun, 02/11/2007 - 10:10

( Posts: 4850 | Credits: )


Okay heres the latest we called the company they said we owe a loan from the beginning of 2006 the loan was for 300 and tehy say we owe 1000 dollars in fees and such...we asked teh guy why they would take money out of a bank account without permission 9see this is a totally new bank account than before) he said to get our attention...so now what?


lrhall41

Submitted by pixie_ftandpd on Mon, 02/12/2007 - 09:34

( Posts: 3 | Credits: )


Just so I understand, they are debiting your new account that the loan wasn't even set up with in the beginning? Is the original creditor making the debits or the collection agency? If you did not authorize them to make debits from your new account, you should dispute this with your bank..file a fraud complaint.


lrhall41

Submitted by PinkLady on Mon, 02/12/2007 - 11:39

( Posts: 1720 | Credits: )