Lombardo, Davis & Goldman

Haven't dealt with them, but... That statement about filing papers unless you pay RIGHT NOW is called 'overshadowing.' It's designed to overshadow (deprive you of) your right to have them validate the debt, and it's illegal as hell. That alone should tell you something. Did she say what she was collecting for?

No, the only message she left me at home AND word, was she was calling from Lombardo, Davis & Goldman and I have two complaints against my social security number that she needed a return call. There was another number that came up on caller ID 716-335-9654, but she left me an 800 number to call. If they were a ligit law firm, shouldn't they have a website?

Not all law firms have web sites.
It does not sound legit however , merely by the threats

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Thank youf or your responses. These people drive me crazy. They don't tell you anything.

I am getting the same calls from Lombardo Davis Goldman-----should we call them back?

Just curious here... Do you have any idea what they might be calling about?

You can certainly call them back if you like. I'd think seriously about recording the call, if that's legal in your state. Verify your name and mailing address, then tell them you'll be expecting something in writing. Then, just hang up. There's nothing to be gained by conversing with them. If they become abusive, hang up. You aren't required to put up with that.

How do you know if it's legal to record a conversation in one's state? I live in PA. If I call them, can I tell them it's being recoreded for legal reasons?

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I live in Pennsylvania. And No, I do not know how to record a call. They just called me AGAIN at work and on my cell. She said that I have two formal complaints against me regarding contract & theft by deception. What the heck does that mean? If anyone has an address for these people, that would be helpful so that I can write them a C&D letter. I just checked my work VM and she said that I have two formal complaints against my SS # and she wanted to discuss some options with me before she files paperwork with my county's clerk. Is that possible?

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Do I have the right to tell them I am recording the conversation and if so, how do I go about recording a conversation over the phone? I cannot find any other information on this supposed law firm.

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I sent him a private message. Thanks for your help. I just need to find their address now. I didn't have any luck on this website, unless I didn't search the right way.

Bayley, I need your email address. Kindly PM it to me, please.

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Hi Daniel....no they haven't. They just leave me threatening messages.

[samebox="Vikas"]Content removed since I received a Fax from Frank at Lombardo Davis & Goldman Firm certifying under penalty of perjury that the content posted is false. This was done as per policy posted at http://www.ourcommunitypower.com/vikas/how-to-respond-to-information-posted-about-you-or-your-company-on-ourcommunitypowercom-forums/
The fax has been kept on file.[/samebox]

Wait......the owner of the Lombardo, David & Goldman is a convicted felon? How do you know this?

I used to work there. It's not a real agency. Nothing legal will happen to you. There's no one named Lombardo or Goldman. Anything you wanna know about frank Davis or his little office, I'll be glad to tell you!

If they are not legal how can they call me and say they have claims against me? Her name is Rebecca. I called the number back that she left on my vm and she answered the phone. What did he do be a felon?

Do you know anything about a law firm called William G. Sokol? They are calling me now at work at on my home.

Type the name into the search box at top/right of any page on our site. There's probably info available.

Bayley. If you only knew. I worked there. It's owned by Frank Davis. Basically he bought a payday loan portfolio. He would have us collect on it for a 25% commission. Well, we'd take the payment info (check or debit whatever) and he'd run it. When it cleared, he'd pay cash. Well, this greedy **** would lie and say the payments never cleared or whatever and he would give us different work to collect. Each of us would get the run around til our patience waned and we left. Then he gets more collectors to work for free.

Let's keep it PG-rated, OK? - Uncle Wulf

WOW! That is terrible. It's obvious that people are desperate for money and utilize these pdl places, but for the collectors to take adavantage like that is terrible!!!!!! How can this place still be in business if they are practicing like this?

Sorry for the profanity.

The way he does this is by making his shop portable.
A couple sets of cubicles and a few computers with vonage or magicjack and POOF, you have a collection agency.

As far as collectors taking advantage... PDL's are a different kind of debt. So you have to use different tactics.

different tactics because most of them illegal pdl's?

None of the PDL's are illegal. Are they fair? NO. But before you apply for a pdl, you know what you're up against. The interest rates are right there online. You choose to put your check info in there. You actually get finds deposited into your account, and you literally give whichever pdl company to withdraw it.

What makes it different than a credit card is that the check info you put in is basically you writing a postdated check. It's easier to explain it on a personal level. Say you hand me $300 to get my car fixed. I say "Well, Bayley, I don't get paid until two weeks from now. So, here's a $400 check for such-and-such date, you can deposit it on that day." On that day, the check bounces. What would you do? You'd flip out. Writing bad checks IS illegal. I think the anonymity of online payday loans make people think the funds are coming from thin air and they don't really owe it back because they can't see the face of the person who gave them the loan.

It really gets crazy when the debt is sold to some rinky dink debt buyer. That's when the really crazy calls come in. Only because the debtors aren't seen as regular debtors. These people can't be approved for any kind of credit, so they go online and get a loan. They've been in collections before for all kinds of debt so they're a lil callous to normal collection tactics.

Ok, so I just now decided to google the "lombardo davis and goldman" name... They have been taking $ out of my Bank account for about 2 months now... What can I do? I live in Florida and the last $ is supposed to post tomorrow.... please help

You may want to read the posts on here about this company. From what I have been told, the owner is a convicted felon. I can only give you advice and what i would do is contact your bank and tell them the situation and close your account if you can. There are other folks on here that can direct you better on what to do. That is only my opinion. Allot of the places are illegal and will do whatever they can. Did you get validation that you owe the money?

[COLOR=black]Sorry; you're wrong. MANY of the internet PDL companies out there are operating illegally. People who are desperate go online looking for any way out of their financial situation thinking a PDL is a good idea. They don't realize that (a) the company lending money isn't legally allowed to do so (b) the fees the company is charging are exorbitant and illegal and (c) many of these companies will withdraw thousands of dollars from your bank account without your authorization, which is illegal, before you realize what's happened.[/COLOR]

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Pay Day loans are illegal in NY and other states. See if they are in your state. Has anyone received letters to your home address? If so, please save to your against them. Let the Attorney General's Office know as well

Got a call from this number 716-335-9598 and was a guy named Mr. Fortunate and said he was from Lambardo, Davis and Goldman and he add a civil action lawsuit against me. After multiple attempts to contact him, I finally called back and gave them my debt consolidation company that I hired to help with my Payday loans. He hasn't called back since. This company is a Fraud, they find out somehow that you have unpaid Payday loans then they call you and scare the crap out of you. Normally people say oh no I must pay now. But don't after a day or so they want call no more, or give them something about who they can call for your legal team. Nothing else has been done to me, still sitting here and they did not get any money from me. If they won't tell you what Payday loan sent them the request it not legit, and besides, no law firm will come after you for a Payday loan anyway, seeing has how they are illegal in most states. This company is committing Fraud and can be fined. I have contacted my local government and have reported them and this number and Mr. Fortunates name. So don't be scared they can't do notthing.

Mark Harris called me today and said that I had 2 suits against me for fraud against a financial institution. I told him I knew my rights and I did not have to speak to him. Afterwards, I just hung up. I am filing a complaint with the FTC and NC Attorney General Office.

I received a call from the same company with a return # of 1-800-351-6448. When I pull information up on the internet I see it as a scam but I also can pull up a company. HELP!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! They took money from my account!!!!!!!!!!!!!

they are legit. and no they dont have to have a website. and they are ana ttorneys office and can submit papers to the courts on behalf of a company against you. i have dealt with them for my 2 payday loans i didnt pay.

I got a call from this company today claiming that they are going to file papers against me for fraudlent check and so on and so forth. They have my address and they will serve me at work or at home.

I would like to know if anyone has an address for this "law firm" so I can write to them a cease and desist letter and remind them that Payday loans are illegal in the state of New York. Also, the AG's office has been building cases against the payday loans and there has been successful lawsuits against them.

I don't even know which loans they are talking about, but I'm not dealing with no law firm. I will only deal with the company I had the loans with and on MY time. I have been too busy trying to stop getting evicted because I haven't been able to pay my rent due to these loans. I am not going to be homeless because of these people. I'm tired of being used. Even if I lose, at least I would have fought back. And I don't believe they really want to go to court. They want the money.

I will make the New York State Attorney deal with this if it comes to that. So if anyone has an address on this company, I'd appreciate it. Thanks!

http://theldgfirm.net/index.html this is the site for the firm and they called me with the same threats

They are harrassing and evil.

i got a call saying they were going to file criminal and civil complaints on me for $ 500...................Are these guys legit?

Nope.....typical bottom feeder. If they're calling from Buffalo, NY, then the are scum. They are not a law firm.

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They are calling us to home work and threathing with judgements and doing at his work and that i cant file bankruplty and it can go up to 5000 instead 510 and all this. can some one help me!

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they harassed me daily and i told them i was in the process of bankruptcy. they said it didnt matter because it was a loan against future earnings. well my attorney proved them WRONG. it was discharged. matter of fact on april 11, 2010. tell them to buzz off. dont let them con you. talk junk to them.

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As a continuance of my post above re the judgments and keeping in touch with courts -- apparently this firm is another Buffalo, NY collection agency. They had a want ad for help listing an area phone number. I will check with the Secretary of State to see if they are incorporated in NYS. You can also check with the Budhibbs.com site ... they are EXCELLENT in helping consumers.

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