Will ID theft prevent a collection agency from trying to collect unpaid balance?

Let them know that this is a case of identity theft:
Write a request letter to the agency asking for support your claim of identity theft so this account can be marked as “fraudulent”.
Mention the following details;
Name, address, email address, phone and fax numbers of the agency and your contact there who will be working with you
Name, address and phone number of the referring credit issuer or merchant(the fraud division)
Account number as recorded by the referring credit issuer
The amount of the debt
The dates of charges, the date the account was first opened, any transaction or application information.

This is a serious case mate.
Consult an advocate and take legal help!
Follow the steps exactly as @SandersPatricia says.
They must know that there has been identity theft!

It depends on the agency. The large agency's will send the claim back to there client, You should send them a cease and desist letter along with supporting documents if you have any. The client will probably send it to another agency.

As per the FDCPA, if a debtor claims to be a victim of identity theft, the collection agency must stop their collection efforts temporarily. They need to investigate the matter on good faith and determine if the debt is a result of identity-theft or not.

Now that is a terrible thing pal..I also think you should send a cease and desist letter along with supporting documents asap.

They only have to hold your account for 30 days after receiving notice. It can be verbal, but best to put everything in writing.

1. Call the collection agency
2. Dispute the account and get the collectors name and contact information.
3. Email your dispute.

File ID theft with following, get a copy of each as documented proof and email the docs. to the collection agency.

1. Federal Trade Commission (FTC)
online at IdentityTheft.gov
or by phone at 1-877-438-4338.

2. Credit Reporting Agencies - Contact one of the three major credit reporting agencies to place fraud alerts or freezes on your accounts so that no one can apply for credit with your name or social security number. Also get copies of your credit reports, to be sure that no one has already tried to get unauthorized credit accounts

3. State Consumer Protection Offices or Attorney General - Your state may offer resources to help you contact creditors, dispute errors and other helpful resources.

At which point the creditor will do a full investigation that could take weeks or months depending. Then kick back and relax, until they will contact you with their findings or you find out otherwise.

Keep me in the loop and feel to
free to contact me if need be.

F


Federal Trade Commission (FTC) online at IdentityTheft.gov or by phone at 1-877-438-4338.





3. Put your dispute in writing and send. They are now on notice, and your account is on a 30 day hold.
****They can only call you once thereafter to notify you of receipt.

They only have to hold your account for 30 days after receiving notice. It can be verbal, but best to put everything in writing.

1. Call the collection agency
2. Dispute the account and get the collectors name and contact information.
3. Email your dispute.

File ID theft with following, get a copy of each as documented proof and email the docs. to the collection agency.

1. Federal Trade Commission (FTC)
online at IdentityTheft.gov
or by phone at 1-877-438-4338.

2. Credit Reporting Agencies - Contact one of the three major credit reporting agencies to place fraud alerts or freezes on your accounts so that no one can apply for credit with your name or social security number. Also get copies of your credit reports, to be sure that no one has already tried to get unauthorized credit accounts

3. State Consumer Protection Offices or Attorney General - Your state may offer resources to help you contact creditors, dispute errors and other helpful resources.

At which point the creditor will do a full investigation that could take weeks or months depending. Then kick back and relax, they will contact you with their findings or you may find out otherwise.

Keep me in the loop and feel
free to contact me if need be.

F