What are the viewpoints of consumers about Brachfeld Law Group?

Brachfeld Associates is a collection agency. LVNV has a reputation of buying junk debts and passing it over to other collection agencies like Brachfeld Associates for collection. Send them a debt validation letter.

one of the brachfeld law group at houston told me if i fail to pay the settlement, they will take me to the court. is this true? since the way they spoke with me very treathening and impolite manner.

Here is some info on this bottom feeder from Bud Hibbs:

http://www.budhibbs.com/coll_to_avoid_list.htm

What state do you live in?

I live in MN. I have received a few more calls from them, but nothing at all in the mail!! Should I still send off the DV?

yes.this is a bottomfeeder that more than likely won't send anything in the mail.take the lead here and send that letter.

Ok..I'm sending out the DV today certified mail with return receipt. I informed them of their violation of Federal law by not sending me a written notice within 5 days of initial contact.

I also submitted a complaint on the FTC website which I know won't really do anything but it was still fun to report them for the violation!

Well, I went and mailed the DV yesterday and guess what I finally got in the mail the same day, the dunning letter from them. I was surprised to find out they are actually collecting for FIA Card Services and not LVNV like I expected.

The letter they sent was dated Feb 20, 2009 but I didn't receive it until the 27th.

I'm wondering, if they call but do not leave a message like they did on Feb 12, that is the initial contact correct?

Also, is the 5 days they have to send the written notice 5 calendar days or 5 business days? When I read the FDCPA it just says 5 days.

i wouldn't worry about that.you sent the letter.they will either validate the debt or sell it to someone else.

We settled with Brachfeld on an old debt for $4500. They were to take out $1500 for 3 months. They have now taken $6000 out of our bank account. We have filed an unauthorized withdrawal complaint with the bank. Brachfeld is giving us a huge run-around. In the meantime, we are overdrawn and worried that they will continue to withdraw and screw up our account. DO NOT LET THEM HAVE ACCESS TO YOUR BANK!

I made a settlement agreement with them and avoid going to court, but they accepted the agreement and the money and still went ahead and filed for a default judgment!!!! Cannot believe what they say.

I also got a letter from this group saying that they'll submit a judgement claim against me if I don't contact them to settle a debt with the Providan bank acount that I got with them years ago. I did check the Bud Hibbs web site & yes, they're on that list of "BOTTOM FEEDERS", & the numbers of complaints thats filed against them. Now, I'm not sure if I should reply to their letter or send them a cease & decease letter to them!?! any suggestions?

What state do you live in? When was the last time you paid on the account? Is it still showing on your credit reports?

They sent me a letter that I need to pay them $4,500 before
the end of the mouth or they will take me to court for Capital one bank.

well, Brachfeld & Losers..I mean Associates never responded to my DV from Feb. So anyone contacted by them make sure to send out that DV!!

Haven't been contacted yet by any other CA on this one either since the DV. So that has been an added bonus.

Dear Guest - Suggestion: to avoid further frustration log off and do not come back. You will live a much more relaxed life. Have a nice day!

lol.

It frustrates me when bottom feeders can't get it together enough to OBEY FEDERAL LAW! No one is saying you can't collect, just *try* to act like a decent human being whilst doing it!

be frustrated at the fact i deleted you humanoid.

In Texas, call Dean Malone in Dallas, for harrassment suits, he works on contingency, doesn't cost you a dime. If he doesn't win the suit, you don't pay. I used him against NCO and won, over $30,000.00
Also, Texas has the "4 year law", if they don't collect on a debt in 4 years, it's dead.
They will try, but they can't do anything to you, and the closer it is to the deadline, the more they amp up the threats.
I refuse to pay a collection agency, I don't owe them, I owe the company the original debt was with.
I've been dealing with collection agencies for my EX-husband's debts, I'm not responsible for them, and he's dead, so, I get extreme pleasure out of telling these bottom feeders to screw off.

Be careful with them. THey tried to sue me for something not even on my credit report anymore claiming I made a payment within the last 2 years which I didn't. They filed a claim and SAID they served me but they didn't. The only way I knew I was served was because my dad went online and it said it was served. I paid to file my rebuttal and I am STILL waiting for the court date. This was September or 2008 and it is now October 2009. I filed a counter suit for all the fees paid. They are dirty and do this to a lot of people. Keep on top of them and fight the entire way because apparently they sue a lot of people probably trying to make a quick buck.

These people are unbelievable in their practices. What is a DV? Thanks!

DV is Debt Validation, it is when you want the compnay to send you proof they have and own the debt. Its also where you can see the break down on the fees and amount they are saying you owe. This is company DV doesn't really work. I delt with them and I had to send them a letter and then immediately dispuite the debt with the credit burea that is reporting the debt. You DO NOT have to dispuite all the agencies as suggested by some. The FCRA requires these companies to note your account as "dispuited by consumer" If they do not do this you have a violation. Listen I know alot of people say you can get paid from these suits, but to be honest you want the debt deleted by them. Your best bet is to hire an attorney with these guys, you will NOT get anywhere without one with them. I don't know your state, but look up Larry P Smith and see if he's associated in your state. Good, remember document everything.

Would someone please contact me at this email address: [EMAIL="sherwayf@lorettotel.net"]sherwayf@lorettotel.net[/EMAIL]. I have received 3 calls from these people. They have left messages and I have called them back, only to leave them messages. so while we are playing phone tag, i need some information on what to do/tell them. thanks for your help...
p.s. i still don't know why they are calling me...~Sherri

Just got a letter from the brachfeld law group and read a lot of negative comments about them. I was wondering what the dv letters are that alot of people are posting about. also wondering how the cease and decease letters work. Any help and advice would be greatly appreciated.

Thanks in advance,

Mr white

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everyone in this forum needs to chill! especially "ARB" just pay your debt's and you wont get into any type of mess! it's that simple! instead you choose to blame the debt collectors for what you owe, remember, your mad @ yourself for alowing this debt in going so far. it's true what they say "you only see what you want to see". think about it.

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1-888-856-2120

I just received a letter from Brachfeld stating that I qualify for a reduction and they will except $1,127.20 for my debt of $2,683.82 that was originally with LVNV. I have the money to pay the settlement offer but I'm not sure I should. I'm in CA and its been over 3 years since I've paid on this. I kinda just want to be done with the debt but how do I know this payment will reflect on my credit report and how do I know LVNV or someone else won't come after me once I pay Brachfeld? I sent a DV letter 6 months ago and got no response..

dont let people fool u they will get their money somehow wheather its a bank levy or property levy assests aevy or wage garnisments judgements like that stay for 10 years sometimes 20 think about it dont go the distence with them then get sued cause once u get sued they wont work out a payment plan they will go for the judgement just work something out before that happens

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pay your bills and this wouldnt be happening.....everyone wants to blame a collection agency but what if you were the one owed thousands of dollars??? would you just forget about it seriously not

they can't do anything ask them for the original documentation and tell them you will file with the attorney general a complaint they cannot harrass u it is illegal

what should you do if you get sued by them?

They aren't going to sue. They want you to believe they are going to pursue legal action so that you are scared and pay. The law group does not have any actual employed lawyers or attorneys. They are strictly a collection agency. Google them and you will find countless complaints about their practices, they break laws, they don't respond to or acknowledge DV letters. Often times they are trying to collect on debts that are too old to be legally collected. Paying them does NOT erase the debt from your credit score. Just live with the calls, send the number directly to voicemail, or change your number. They are a scam company.

Kind of surprised to hear about the problems people have had with Brachfeld. They usually settle accounts for anywhere between 30% and 40% of the balance, and the banking issues I'm hearing about on this forum haven't been seen by anyone I know.

Sorry you've had to deal with this mess. I wish you the best.

Donaldson Williams
Debt Settlement Specialist