Forster and Garbus law firm - Has anybody heard of them before?

so " guest " you say you sent a letter to the office saying you couldnt pay, but before you said you were paying ??? and then you expect them to call, when its YOUR bill? then you claim to have not been served , but you were paying your bill having contact with them obviously you had some idea....

so if you had a car loan, would you send the bank a letter saying you couldnt pay and expect them to call ??? NO your car would be repo'd ....but oh wait the repo guy is just doing their job ....just like f&g, but ooooo no you are trying a class action lawsuit and make up lies that you havent been served .....meanwhile , 3 copies are always sent of a summons in regards to a debt

Little Timmy: Look mommy, another forum troll! Can I use the flamethrower now mommy? Pleassse?

Timmy's mother: No honey, there are too many trolls in this thread for that, let mommy use her fuel air bomb, or should I use a napalm air strike?

Little Timmy: Napalm yay!

Napalm it sticks to kids, turns em into baby back ribs! hoorah!

Personally I'm still waiting to see if the troll mates with itself :lol:

By the way, to uhh no and all your aliases and/or friends:

www.youfail.org
:lol: :lol: :lol:

You think they actually think coming here is going to affect how our members are going to pay their debts! If said trolls would read a little they would find we do pay our debts,we just do it in a reasonable manner and to the correct party. :lol:

That said CB, they should reference my last post.
:lol:

A guest using the name no comment left this on my page:
oh really?? your threatning to kill me is that right, maybe i should get an attorney and start a lawsuit against you

If he/she/it wants to file suit against me they my certainly file. But I'll get it dismissed because the plaintiff will not be able to show cause, let alone determine where to send the summons to. "I'm gonna sue you even though I don't have grounds to do so, even though the judge and defense council will laugh me out of the court room" :lol:

Some people have no idea how the judicial system works, kinda like some of these collector/attorneys. :lol:

jcemt realize what you just said
" Some people have no idea how the judicial system works, kinda like some of these collector/attorneys " umm let me see, so you know more about law than an attorney does ?? LMAO!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

I'm trying to decipher your use of grammar. Does double question marks make it a deeper question, or does it become a double question? Does using multiple exclamations make it any more exclamatory? Oh wait it's troll speak! :lol:

But to answer your question, sometimes it seems so. I know that in order to practice law in a state you have to be licensed with the Bar Association with that state (which seems to escape many of them)

Unless licensed in a particular state no debt collector shall engage in conduct deemed the practice of law. Without limiting the general application of the foregoing, the following conduct is deemed the practice of law:
(a) The performance of legal services, furnishing of legal advice or false representation, direct or by implication, that any person is an attorney;
(b) Any communication with consumers in the name of an attorney or upon stationery or other written matter bearing an attorney's name; and
(c) Any demand for or payment of money constituting a share of compensation for services performed or to be performed by an attorney in collecting a claim.


What about showing cause or following proper service procedure?

An "Internet troll" or "Forum Troll" or "Message Board Troll" is a person who posts outrageous message to bait people to answer. Forum Troll delights in sowing discord on the forums. A troll is someone who inspires flaming rhetoric, someone who is purposely provoking and pulling people into flaming discussion. Flaming discussions usually end with name calling and a flame war.

I can't help but wonder, what is your stake in all of this? Let's say for arguments sake your not just here to flame the boards and try to cause drama. Do you work in collections, or a law firm?

I'll be awaiting your answer.

BTW, you can call me whatever name you like, it won't upset me in the least. I don't take people like that seriously so it doesn't bug me.

Most of the time I don't even respond to them.

f.y.i. i am an attorney at law for trolls and drama queens , i have juristiction in ny and your moms house

ok ok, im sorry, ill stop ok, it was suppose to be a joke and it got out of hand, i swear, on trolls honor, i will stop , lol jk , honestly i will ok its boring now

JCEMT I think you have caused this troll to rethink their approach to you and others on this forum. I can see it now crumpled in a corner quivering and wimpering like a cold wet dog.

listen everyone, i want to apologize for being ignorant and pretending to be an attorney, truth is i tried to be one, but i could not pass the bar exam, i thought i was suppose to study candy bars...even though i dont know anything about law...i can tell you the ingredients of a 3 musketeers!

and " guest " i want to tell you the truth...i am as smart as a caveman, and dont have a clue what im talking about...i just copy and paste things from web site to sound smart.

and , guest, it seems to be you are just as much of a moron, because you said you paid your bill, but you wrote a letter to f&g and said you couldnt pay, so you know what it looks like we are meant to be

So you resort to flaming and a very poor (and failed) attempt at impersonating me as your response? Your a troll. I'm done talking to you.

Could a forum moderator please lock this thread, delete the inflammatory remarks (including my own) and ban his mac address?

Uhhh No. You're uhhh wrong.

1. In my letter to them I told them to only contact me by mail and they did not.
2. I always intended to pay, suggested methods and I informed them of this however they did not respond.
3. Three copies where not served. Unless you think I have a twin at home when I was really at work,...my nonexisting neighbor existed only for one day,...or maybe it was the mail man who decided not to give me a copy. Funny how three separate occurences ended up with the same result, nothing. What are the odds of that?
4. How do you explain that this exact same scenerio was played out with numerous people from the same firm? Don't believe me, look it up. I guess you still beleive in the fantasy that F&G are always on the side of fair and right...

SpongeBobSquarePants,
Unfortunately this is not a laughing matter. Perhaps I'd feel like laughing if the shoe was on the other foot.

Spongie, Oh please. Now you're trying to sound as if I am untruthful and F&G may have made an error by mistake. That not only sounds inacurate but plan old stupid.

oh please, its not them manipulating people, its that people like you dont know how to own up to your responsibilities, you can never admit you are wrong, it has to be pointed else where.

so they are the bad guys because they are trying to collect $$ you owe? some of them can be cruel , it happens, the same way there are crooked cops, no one is perfect

Guest, don't bother with him. This is the type of person where his point of view invalidates others regardless of facts. Don't bother with it, it's a waste of time.

When you go to court they will call the attorney in for F&G. If they followed service procedure correctly they will be able to prove it no problem or the judgment gets vacated if they didn't.

hey, does anyone know where i could find a cheap portable heater

Speaking of service procedure. Does anyone happen to know if there are any states that allow service to be delivered via postal delivery service without signature requested?

Every state I have researched so far (and municipalities where applicable) require some type of certified service (requiring signature upon receipt) or are delivered via process servers or law enforcement.

What state do you live in guest? I would like to research your area requirements for serving process.

how come you guys are always on the internet , you must have no life....

listen i cant pay my car loan, i should write them a letter and maybe my car wont be repo'd, then maybe i should go to court and say i paid and then have them vacate the car payments

heyy i should do that with my mortgage payment too!

I know in my state the summons doesn't have to be served to you personally. They can give it to anyone that answers your door, and it's considered correctly served.

you dont need a signature for the summons in ny, not for a debt, i thought you would know that mr smart pants

the summons could be hand given to a neighbor as long as they are 18 y/o

but typically its left at the door

Thanks Goudah. I'm not familiar with many state laws outside of my home state (my home state I can quote by chapter, title, and section most of the time)

whoa what is all this going on. listen guest, dont pay attention to any of it, do as jcemt said, if you have not been served PROPERLY then yes , if you go to court , the judge would have to vacate the judgment BUT it is a valid debt, you would be put on a court stipulation , but affordable to you, trust me the judge will work with you, not against you

this is a site to answer peoples questions, and to help people not to start drama, so please, grow up

ok lawgirl, why dont you have a tea party with guest and jcemt

are you single? i have a myspace too ya know, oh by the way where should i get a cheap portable heater

sticks and stones may break my bones but words could never hurt me

Spongesquarepants, or what ever- This site does not allow for personal attacks on others, or causing problems on the site.

Please refrain from any personal attacks. We are here to help and answer questions others have concerning debt..KAren

Guest posts are under scrutiny and previous posts that were totally unnecessary have been deleted. I request the guest to be in control with your words and don't create trouble here.

Thanks Mike. Could you take care of the previous posts on this thread as well. I let myself fall into that mess too so you can delete mine too. I accept responsibility for my actions and am prepared to accept any disciplinary actions I receive.

people get in debt for a reason, because they are in a bad financial situation, its a terrible thing being in debt and the calls every day remind you that you havent paid your bills , but just remember that things could be worse, and make the best of what you have.

________GOD BLESS AND HAPPY NEW YEAR!

Well it's good to see there truly are people on this site that have good intentions. I will continue and keep you all posted as to my anticipated success.

Thanks lawgirl, I'm still in the process of becoming debt free. I may reach my goal by the end of the year though. I can't wait, then the only people I owe will be my cell phone service, utilities, and insurance.

[size=3][color=Red]Personal remark deleted - Mike[/size][/color]

it happens jcemt, i was in debt myself, and it was a very depressing time, but you know what, when you fall of a horse you dont lay there, you have to get back up

Hey sorry to all for my harsh words. However some people need a verbal lashing to put them in their place. I too accept and disciplinary actions deemed necessary by the moderator.

guest, i read you situation with f&g, now you saying they left the summons with a neighbor that didnt exist? fill me in im lost , with all the troll posts ya know

Yeah well F&G claimed to have left a copy with a eighbor that does not exist. and they also claim to have given me the summons on a day I was at work.

Topic locked and I will remind everyone including myself to reread our rules. I myself did toe the line a few times and I am sorry for any hurt feelings. Jcemt you did well and see no reason for any actions to be taken against you.You were trying to keep the topic running and battling drama at the same time.